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Caz counts it down

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  • Mara_uk7 wrote: »
    Did you see them ? Chris Evans was on his show as normal this morning wasnt he ? I LURVE Brian Cox ........ :) ~~

    Gary Barlow shook my hand - my mother in law is going to be *so* envious :p A few snaps from this morning here (these should be public I think....):

    https://www.facebook.com/media/set/?set=a.10151651858829954.1073741827.770409953&type=3
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Gorgeous pics, Thank you so much for sharing !
    Its just a bad day, Not a bad life .. :cool:
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Apologies for the late scores on the doors, I'm running at half speed today thanks to being up early.

    I warn you, they're not pretty :(

    (last week/this week/ + or - amount)
    Business
    Overdraft: -£-6407.36 / -£7155.93 -£748.57

    Business total: -£-6407.36 / -£7155.93 -£748.57

    Personal
    Overdraft: -£3242.59 / -£3531.28 -£288.69
    Egg card: -£400.00 / -£400.00 no change
    Barclaycard: -£2695.00 / -£2655.00 +£40.00
    Nationwide card: £2741.85 / £2741.85 no change

    Personal total: -£9079.44 / -£9328.13 -£248.69

    Grand total: -£15,486.80 / -£16,484.06 -£997.26

    Want to know what I spent it on?

    Business spends:
    - annual licence for Tradebox (a brilliant piece of software which takes all my eBay, Amazon and website sales and transfers them to Sage Accounts - saves me HOURS) - £432.00
    - 1450 strings of glass beads plus shipping from the Czech Republic and bank charges - £804.09
    - BT - £29.96
    - Royal Mail - £582.86
    - Streamline (credit card processing) - £12.64
    - Nickel testing kits - £16.68

    Personal spends:
    - lunch with Mr Minx - £9.98
    - Tesco - £76.68
    - cash - £10.00
    - Tesco - £12.16
    - lunch with mother in law - £25.48
    - diesel - £65.49
    - contact lenses - £77.00
    - cash - £10.00

    If I hadn't gone into town on Tuesday for MIL's double glazing meeting and to John o'Groats this morning, it would actually have been quite a cheap week. I suppose the figures are just looking worse at the moment because Mr Minx isn't paying for half the shopping at the moment. This is because his birthday present was released a couple of months earlier than anticipated, he grabbed it while he saw it (it's a limited edition bottle of whisky, the second in a set of four that he's collecting), and rather than paying him back in a lump, he's not paying me back for any shopping until it's 'worked off' as it were.


    I'm finding it really hard to cope without that extra £250 though. They say you have to spend money to make money - I really hope that's true. I'm just crossing my fingers that all the stuff I've bought that's on its way is going to sell well....
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    We had a fairly restrained trip around Tesco today, thanks to going via the chip shop (Mr Minx's turn to pay!) - the bill was £53 including Mr Minx's bottle of whisky. I also found a bottle of ink in the newsagent/stationers/bookshop which I'm chuffed to bits about because I really thought I was going to have to resort to buying some online with the additional postage costs. This was 70p more than the website I was looking at, but obviously didn't come with a £3 postage charge on top.

    I'm still jittery about this incoming stock. I've been sitting here trying to work out how many beads and findings I've actually got on their way now and as far as I can work out, it's around 800,000 individual items :eek::eek: That's a LOT of unpacking and bagging!! But looking through one of my orders online this evening has been quite reassuring. It's over a month since the order was placed and my instinctive reaction to all of it was 'Yes, I really like that, it's going to do well.'

    The next four weeks are going to be all about clearing out the annexe to make space for the incoming boxes. I had a good start today by taking 2 old computer towers, one dead laptop, mother-in-law's dead microwave and a dead monitor to the recycling centre, so there's a small gap for sorting stuff out in.
  • hillside777
    hillside777 Posts: 357 Forumite
    I hope you removed or securely erased the data from the PC/laptops before you took them to the tip. :)

    800,000 items certainly sounds like a massive amount of items. :eek:
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    bonnington wrote: »
    I hope you removed or securely erased the data from the PC/laptops before you took them to the tip. :)

    Two data recovery specialists failed to retrieve anything off the laptop after the hard drive died in spectacular fashion, so I think that one's pretty safe :D The towers...well, the newest of the two is about five years old and I've changed all my passwords to everything since then, so I didn't bother. Of course, this may bite me on the bottom, but I was in a rush and didn't have time to take the hard drives out or unhook my current PC so I could boot them up and wipe them (I had a mass declutter of old computer cables a couple of years ago, so the only way of getting them powered up and connected to a monitor would have been to use the cables from the office PC).

    One of my friends mentioned today that she was chuffed to bits to have won a copy of Truly Madly Deeply on DVD on eBay for less than £20 as she's been looking for one for ages and they always seem to go for a small fortune - I had no idea, I've got a mint, still-in-its-wrapper copy on the shelf upstairs! Since I haven't watched it since I bought it in 2002, I think I can probably bear to part with it :D
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    In 24 hours, my Truly Madly Deeply DVD has been bid up to £5.50 with 7 watchers :eek: I wish all my old DVDs would sell this well!

    It's been a busy day sales-wise, I sent out 45 orders - this is the kind of business I need to be doing every day to hit my target though, not just when dealing with the weekend backlog. Still, I'm 3.47% of the way there and hopefully sales will pick up sharply when the new stock starts to arrive.

    Right, back to work - this stock won't photograph itself :D
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Have a nice day x
  • Please, please cross your fingers for me - I logged into the Barclaycard-that-was-an-Egg account this morning and saw that I had a current account balance transfer offer! 0% until August 2014, 2.9% fee, available for any amount between £100 and £3200. Can't be done online, please telephone our call centre on 0844 etc. etc. with your card number and the sort code and account number of the account you want it transferred into, which must be a Barclays account or the one you pay the direct debit from.

    I did this:
    :j:j:j:j:j:j:j:j:D:D:D:D:D:D:D:D:D:D:D

    because, of course, £3000 more or less wipes out the NatWest overdraft at 19.9%.

    So I got my card number and I got the account details for the First Direct account which is where the direct debit comes from and I rang their call centre....to be told that I was wrong and that offer wasn't available on my account, only a credit card balance transfer.

    Nope, sorry, I can read and it definitely says current account transfer, but they said there was nothing they could do about it so I've sent a secure message to the lovely people who sorted me out when I was an idiot and managed to transfer all that debt back to 20.9% from the 6.9% life of balance and HOPEFULLY they'll be able to sort me out again.

    If they can, the debt list will look like this:

    NatWest: £581.28 (19.9%)
    Barclaycard-that-was-Egg: £400 (16.9%)
    Barclaycard-that-was-Egg: £3087 (0% until August 2014, 16.9% after)
    Barclaycard: £2655 (6.9% life of balance)
    Nationwide: £2741.85 (0% until November 2014, 9.9% after)

    With £650 from Mr Minx going into the NatWest account on the first of each month from now on and payments to the B-t-w-E being applied to the highest rate debt first, my interest payable per month will very quickly go from just under £100 to around £15 which will make a huge difference to the snowball.
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Ohhh I hope they get back to you with good news! xx
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