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Caz counts it down

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Comments

  • Well, no licking for the past ten minutes, so I'm cautiously optimistic :) She's having a cuddle with her Daddy at the moment.
  • TizerCat
    TizerCat Posts: 526 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Aw hope she is ok? Give her a hug from TC x
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • She was fine, thanks guys :) It did turn out to be nettles again, apparently at this time of year they die back and grow new small rosettes to see them through winter. My friend's dog needed such a strong solution of bicarbonate of soda yesterday that she left white pawprints all over the kitchen floor!

    It's been a quiet day, so I've managed to catch up with a bit more stock listing alongside the proofreading. Bad news on the satellite dish front though, the replacement one arrived, Mr Minx fitted it, but it doesn't seem to want to talk to the Sky box and he's managed to rip one of the connectors off the end of the co-ax cable as well. He's admitted defeat and I've logged a case with Sky to get an engineer out.
  • Hi Caz,

    I've found your diary so I'm going to subscribe if that's ok. You've introduced me to YNAB so I need to stick around in case you have any more good ideas I need to know about!!!

    Thistle :)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Hi Caz,

    I've found your diary so I'm going to subscribe if that's ok. You've introduced me to YNAB so I need to stick around in case you have any more good ideas I need to know about!!!

    Thistle :)

    Hi Thistle - the more the merrier, hope you don't get too bored :p

    I have almost had a day off today :D Packed up the beads and then jumped in the car and drove over to Ackergill to meet my personal trainer for the first time (we've been working via email and Facebook for the past three months). He's lovely, pleased with how things are going and as an added bonus my arms and legs still worked when I got out of the car at the end of the 40 mile drive home :rotfl: He's shown me some great stretches to do with my impossibly tight hip flexors - my legs have a really good range swinging forwards and backwards, but opening them out to the side? Forget it! And, of course, those are the ones that are more important for riding. So I need to get a resistance band for that, but I can use some of my birthday Amazon vouchers.

    Anyway, after that, I had a mooch round the big Tesco, picked up a few things Mr Minx had asked me to get and then came home - it's slightly sad that that now counts as a big day out in my life! This afternoon I've caught up with my proofreading invoicing (currently up to £225 for October plus just over £100 in transcription) and am now going to go and clean the house and change the bed sheets, which should have been done on Saturday and Monday respectively.

    Oh, remember I was idly wondering about writing a Kindle e-book a few months back? Got started last night :)
  • What a busy day for you Caz, it makes me weary just thinking about it! Lol.

    I'm having a disaster this evening. I've swapped my phone provider on to UW with whom I have gas and electric, plus home phone and broadband. They sent out a new sim which went live today. Unfortunately I have an iPhone 5 so the sim is not the right shape so now I have no phone and I need it for my business. Just one more disaster in a catalogue of !!!! this week. Be glad when the weekend comes.
    T:D
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Morning Caz

    Funnily enough I clicked on a page in your diary that was March time maybe and saw a comment re wanting to take up writing - I think it was in response to my question around career changing when you were considering closing the bead shop.

    How fabulous - I love writing x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Oh, remember I was idly wondering about writing a Kindle e-book a few months back? Got started last night :)

    When - in your 'free' time?

    Good on you - but you do make me feel exhausted just reading your to do list :)
  • Hello Caz,

    I've been AWOL from MSE for a few weeks, but was in the Bead Shop Scotland today (they had their 10th birthday party with demos and free crafts for kids) - and thought of you! I am so glad bead sales have picked up - you really do have my dream job! I'm sure its not fun all the time in reality, but it sounds wonderful. If you ever want to sell your business, just let me know!
    I am making a charm bracelet for my friend who is finishing chemo treatment in a couple of weeks. It won't be a big order, but I can see from your website that you have silver charm bracelets for 99p - do you also have the pink ribbon breast cancer charms? The Bead Shop used to have them, but they don't anymore.
    I'm so happy to see how things are going debt wise, you really are doing well. Have you done a new SOA? Do you still pay yourself a salary every month? I am continuing to be employed but dabbling with a few small business ideas (sewing parties for children, self employed doula etc) - so very interested to read about how you do things!
    You have a lovely writing style - good luck and love with your e-book!
    Xxx
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • Thistle - argh, what a pain! Mobile phones don't actually work here, so I'm not too dependent on mine, but that must be a nightmare. Hope they sort it quickly.

    DF2012 - nothing done on it tonight, had a late typing job. I'm still thinking about closing the bead shop, but realistically I can't afford to until I'm out of debt.

    JAT - you know what they say, if you want something doing, ask a busy person ;)

    Scottish - welcome back :) If/when I give up the beads, you shall have first refusal if you want it :) Afraid I don't stock the charms though and neither do either of my two UK suppliers :( I've sort of done a rough new SOA to take into account the business overdraft being the new target debt - in a 'normal' month with no lumpy spending (e.g. car insurance, that kind of thing), I need to take out about £500, assuming I can make £500 from proofreading and transcribing, or £750 if I add in the 1/12ths of the lumpy spends.

    Well, no writing tonight, so the ebook remains at just over 2,000 words. I had an email from one of my clients this morning asking about availability for work today (not just sent to me, he has a number of transcriptionists he uses) and replied to say I was free after 2pm. Never heard anything until 8.45 this evening, when I got an email saying he was sending work through. I assumed that it was a delayed email from earlier in the day, went out to the office and logged on to his dictation system, found nothing there, emailed him back to say I'd only just got the email, apologies if I'd missed anything and he replied to say he was just uploading and could I do it? Since it was only two short emails and he's lovely and easy to type for, I whipped through it, but Mr Minx, who has a meeting at 7.30 tomorrow morning, has gone to bed in a slight huff, so I'd better go up and rub his back until he loves me again ;)
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