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Caz counts it down

1159160162164165298

Comments

  • Hmmm, orders a little bit down at the moment, hope they pick up again fairly soon. I'm out of 18" curb chains until my charm bracelet supplier delivery, which isn't helping. The proofreading is still coming through at least, lots done today, lots stacked up for tomorrow.
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Chin up, positive thoughts :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Yay NW card almost gone. Good idea to borrow the £300 odd from the tax savings if you have until 2016 before they're needed. I really wouldn't want to pay any interest!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Business
    Overdraft: -£-7,270.00 / -£7,120.00 +£150.00

    Business total: -£7,270.00 / -£7,120.00 +£150.00

    Personal
    Nationwide card: -£1,050.00 / -£1,050.00 no change
    Halifax card: -£5,430.00 / -£5,430.00 no change

    Personal total: -£6,480.00 / -£6,480.00 no change

    Grand total:13,880.00 / -£13,600.00 +£150.00

    Another quiet week for payments, but hopefully I'll get paid on time for the proofreading and next week will see that NW card disappear for good :)
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hi Caz

    Hope boys are well. Sounds like everything ticking along - although you still sound super busy. Do you have to be VAT registered? (Sorry if I am being nosey)
  • LAM2011 wrote: »
    Hi Caz

    Hope boys are well. Sounds like everything ticking along - although you still sound super busy. Do you have to be VAT registered? (Sorry if I am being nosey)

    The boys are fine, in fact I even got time to do this today for the first time in 3 months!

    1798679_10152712964062118_4980848119895501242_n.jpg?oh=f1e5961b79166510583a53106ef4e9e6&oe=54B20678&__gda__=1421294376_783b19ebc6779e5c0288a2b0c68b144e

    I am VAT registered, though only just over the threshold these days, I really need to be selling about another £30-40k a year of stuff to make it worth it.

    It's been a day for ticking off the outdoor chores. I've dug up all the spuds, cleared out the lettuce bed (much to the boys' delight!):

    10480171_10152835888364954_5041566246667521908_n.jpg?oh=ef970ff14a50325566f09d596ed12fd9&oe=54B3F7B6&__gda__=1422334880_0bb09f1c159b396b8990a8df2ac59077

    and re-stained one side of Merlin's field shelter before deciding it was much too nice a day not to sit on a pony :D

    Tomorrow I need to stain a bit more field shelter, go for a 40-minute run, do the laundry, clean the house, do my proofreading shift and pack as many orders as possible, because Mr Minx has an appointment in Inverness on Monday and I have awarded myself a DAY OFF to go with him :D
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Lovely photos:)
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • TizerCat
    TizerCat Posts: 526 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Ponios are looking well Caz...Enjoy your day off with the OH

    TC x
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • Thanks :) Little bit *too* well, for the last two nights they've managed to get through the temporary fence and into the long grass at the bottom of the shelter field! The first one was a brakes failure on Finn's part (the tape actually snapped) and must have happened not long before I got down there because Merlin hadn't worked out there was fresh field open to him and there was nothing to shovel. This morning I got down to find the tape in loops, two bent fence posts and a couple of very smug-looking ponies lying down in the top field going, 'Breakfast? Nah, we're fine thanks.' :rotfl:

    It's been a long day, but all the orders bar eight are packed and I'm just starting my last proofreading file of the night. Bad news today though, someone left me a neutral on eBay because she couldn't work out how to use what she'd bought from me - no message first, just a straight neutral :mad::mad::mad: Last time that happened, back in the spring, my sales dropped by about 40%, so let's hope that eBay has tweaked the algorithm a little bit and I don't get hit as badly this time.
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    I would get back in touch with her and ask her to adjust it as that is unfair!

    Ponies looking fab and that's a big cheesey grin I see? :D

    Ticking over nicely and heading in the right direction - fabulous!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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