Caz counts it down

cazmanian_minx

cazmanian_minx wrote: »

Take Note has paid me so it's time to shuffle money around accounts and pay a big chunk off the Nationwide card, though I'm going to reduce it by the £90 for the boiler, as the tax refund hasn't come through yet.

Belay my last, over, £819.35 dropped into my account from HMRC at lunchtime :D:D Going to YNAB the numbers and see how much of a pounding I can give the Nationwide card.

(Scores on the doors might look quite impressive on Friday!)

DebtFree2012

Ahhh so you are human you just work as hard as a robot!


Wahoooo - money comes to money !!! Very pleased for you.


Looking forward to the scores tomorrow - I love these diaries in which we can share each others highs and sometimes lows. Great going.

DollyDreamer

Very insipring keep going it helps us at the start of this journey believe it can really be done

mfmaybe

cazmanian_minx wrote: »

Belay my last, over, £819.35 dropped into my account from HMRC at lunchtime :D:D Going to YNAB the numbers and see how much of a pounding I can give the Nationwide card.

(Scores on the doors might look quite impressive on Friday!)

You're going to make us wait until Friday :eek::eek:

Seriously though, that's great news, and wowser on the business bankings. :cool: I'm sure you've said before but how do you allocate takings to debt repayments? I know you work it out somehow, do you have a rough profit margin that you apply?

Cwtchie

We've got some new pets! Well not ones I want anyway...TARANTULAS lurking all over the house, last night one was brave enough to risk coming into my bedroom, eeeekk!:shocked: screamed for the man to get it out! So I'm on alert I reckon I can sense when there is one within a few metres of me.
Anyway...well done on the sales front that is some serious selling, and lovin the refund from the revenue, nicest of all. :T

TizerCat

Well done on the HMRC refund Caz ! Even the inland revenue are supporting you lol!

Urgh! to the spoodies Cwtchie I wouldn't be able to sleep with them in the house!

TC x

cazmanian_minx

Thanks, all

mfmaybe wrote: »

I'm sure you've said before but how do you allocate takings to debt repayments? I know you work it out somehow, do you have a rough profit margin that you apply?

I just stick 10% of cash banked to it, rounded up to the nearest £10. My profit margin is around 20%, depending on the sales mix. At some point this may cause a cash flow hiccup, but it hasn't happened yet, touch wood.

Cwtchie wrote: »

We've got some new pets! Well not ones I want anyway...TARANTULAS lurking all over the house, last night one was brave enough to risk coming into my bedroom, eeeekk!:shocked: screamed for the man to get it out! So I'm on alert I reckon I can sense when there is one within a few metres of me.

Oh, not fun if you don't like them! I used to be really quite jittery about spiders, but Mr Minx is far worse than me, so now I regularly rescue him from an eight-legged beastie in the shower - so much for being a tough ex-Navy bloke :rotfl::rotfl:

Good news today, bead cash banked for this financial year is now 0.5% up on last year. Three months ago, I hit a low of about 34% down on last year, so I've had a pretty good come-back. Things have been helped over the last 9 days by me not being in Mauritius as I was this time last year (*sob*), but then again, I didn't go away with Mum last year and I did this year, so in terms of days trading, it's roughly equal.

cazmanian_minx

Bit knackered. I've done a couple of hours of proofreading, packed and posted a load of orders, signed for, opened, checked and partly listed the flatbacks order, put through two loads of laundry, done a barrow-load of poop-scooping only for the tyre on the barrow to explode when I was about as far away from the muck-heap as it was possible to get and moved the fence for two very appreciative horses.

It's been a gorgeous day up here. Finn snoozed off in the field where I could see him from my desk and he had such a droopy lip that I had to grab my phone and go out and take a photo:



The next three days are going to be utterly bonkers. In fact, I think I need to make a bit of a list.

Friday

• Scores on the doors
• Bead shop accounts
• Pack and post orders
• On shift for proofreading 7am until 6pm (though won't have work for all of it - currently have two jobs with a deadline of midday)
• Take remaining hay bales from trailer down to tack shed
• Clear out tack shed ready for hay collection
• Get £120 out for hay
• 40 minute run

Saturday

• Collect 40 bales of hay
• Weekly shop
• Drop Mr Minx's truck at garage for servicing while he's away next week
• Mr Minx's hire car arriving
• Email weekly report to personal trainer
• 21-15-9 handstand progression press-ups and inchworm
• Any last minute washing for Mr Minx
• Ironing
• Clean house

Sunday

• Catch up on any outstanding poop-scooping from the previous two days
• Get a head start on packing Monday's orders
• Proofreading shift 5pm to 10pm
• 5 x 200m sprints, 2 mins walk between each
• Wave Mr Minx off south until Wednesday night
• Finish listing flatbacks
• Photograph and list new flatbacks and new cufflinks

Jobs that also need doing imminently:

• Plant out remaining salad seedlings
• Weed vegetable patch
• Weed garden (monster job now)
• Shovel old manure onto all weeded beds and borders
• Stain both field shelters and the tack shed

I'm planning to start tackling them in the evenings while Mr Minx is away, but according to my trainer next week's workout schedule is going to be 'tough' - which means I may well not be capable of doing anything other than crawling into the shower and collapsing on the sofa! We'll see how it goes.

Cwtchie

You may need a clone or two then

cazmanian_minx

Le scores sur les doors

Business
Overdraft: -£-7,800.00 / -£7,580.00 +£220.00

Business total: -£7,800.00 / -£7,580.00 +£220.00

Personal
Nationwide card: -£2,200.00 / -£1,050.00 +£1,150.00
Halifax card: -£5,494.50 / -£5,430.00 +£64.50

Personal total: -£7,694.50 / -£6,480.00 +£1,214.50

Grand total: -£15,494.50 / -£14,060.00 +£1,434.50



Actually, I think that deserves some dancing bananas.



I'm off to crack on with my list - happy Friday everyone, with scores like that, it certainly is for me