Kids and life skills

Person_one

Mrs_Optimist wrote: »

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I fail to see how a child can be ready, physically and emotionally to have sex. There is an age of consent but it is routinely ignored by children desperate to be adults.
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...or by teenagers developing into adults with all the natural feelings that entails? Growing into an adult doesn't happen overnight on your 16th/18th birthday, its a slow process and everybody does it at a different rate. Sexual feelings that develop in adolescence are perfectly normal and shouldn't just be dismissed with 'don't do it'.

Some people are ready at 14 or 15 and can handle the physical and emotional consequences, some people aren't ready until they're in their twenties or even after.

Mojisola

Person_one wrote: »

Some people are ready at 14 or 15 and can handle the physical and emotional consequences, some people aren't ready until they're in their twenties or even after.

For me, that is just the lesson that I hoped my children learned - that they made the decision to have sex (or made other important life decisions) when they felt it was right for them, not because they were feeling pressurised by other people to do it.

Betty_Crumble

my daughter is 9 and she;

can make tea, toast, grate cheese, peel potatoes and we have just started with her assisting with meals from start to finish so cooking wise I expect great achievements over the next 6 months.

can separate laundry and put a wash on, fold clean clothes and put away.

use a vacuum cleaner.

can wash and dry the pots.

can manage her monthly pocket money and understands if she doesn't have enough then she has to save.

finds her own style and not follow fashion

knows how to make a shopping list based on what is needed not wanted.

knows the cost of running a home and what bills are to be paid.

knows treats come after essentials.

knows that listening and following instructions is a way of life.

knows what behaviour is acceptable and what is not and to have manners at all times.

respects other peoples feelings and belongings.

understands that love is unconditional, happiness is free and you only get one life.

there's probabaly a lot more i could teach her but for the mo i'm happy with the balance of her being a kid and her knowledge of whats to come, don't want to overload her although i appreciate some may think i already have.

dizziblonde

Person_one wrote: »

I bet that student loan didn't last very long buying food from M&S though!

Oh the student loan on this girl. Well, let's put it this way - Pulp's Common People will ALWAYS bring this lass to mind. She decided, against her parents' knowledge to take out a student loan, blew the entire lot on clothes and 'fessed up to her parents who gave her the money to pay it off straight away - which she also then promptly spent.

miss_independent

dizziblonde wrote: »

Oh the student loan on this girl. Well, let's put it this way - Pulp's Common People will ALWAYS bring this lass to mind. She decided, against her parents' knowledge to take out a student loan, blew the entire lot on clothes and 'fessed up to her parents who gave her the money to pay it off straight away - which she also then promptly spent.

I went to uni with a girl who went on a massive Topshop spree in November of our first year (we started in October) and spent ALL of her student loan ( everything that was left after she had paid her fees). We were walking to a seminar and she said, "Well that's my student loan for the term used up!" to which I replied, "what do you mean, for the TERM? Do you get yours paid termly? I thought you just got it in September?" she quoted the amount of money and said "Yes you get that once, three times a year...." and I said, "No....... you get it once a year for three years..." Apparently I was the one in the wrong and every 10 weeks the SLC handed you a cheque for thousands of pounds! She was quite adamant about that.

The next day she was at the SU begging for a crisis loan as she had managed to spend all of her loan for the year in 6 weeks. Her mum had to put online shopping through for her so she wouldn't starve!

Spendless

My neice on her 1st day of Uni blew up the halls of residence microwave as she 'didn't know you couldn't heat a tin up in it'. On the day she got her results for her degree (a 1st) she was on holiday abroad in bed with sunburn having not taken any suncream with her cos 'it was a last minute hol' and not picked some up at the airport either. From Autumn she is training to be a teacher. By next year she may be teaching your teenager, hopefully just in her degree subject and not any lessons in common sense.

Dunroamin

miss_independent wrote: »

I went to uni with a girl who went on a massive Topshop spree in November of our first year (we started in October) and spent ALL of her student loan ( everything that was left after she had paid her fees). We were walking to a seminar and she said, "Well that's my student loan for the term used up!" to which I replied, "what do you mean, for the TERM? Do you get yours paid termly? I thought you just got it in September?" she quoted the amount of money and said "Yes you get that once, three times a year...." and I said, "No....... you get it once a year for three years..." Apparently I was the one in the wrong and every 10 weeks the SLC handed you a cheque for thousands of pounds! She was quite adamant about that.

The next day she was at the SU begging for a crisis loan as she had managed to spend all of her loan for the year in 6 weeks. Her mum had to put online shopping through for her so she wouldn't starve!

I must be going mad - you do get your student loan paid in instalments, not once a year and you don't even see your tuition fee loan!

Are you in the UK?

anguk

I think it's important to teach your children about credit. My daughter is 18 and I encouraged her to get a credit card, I know some people may gasp in horror at this and think that debt is bad etc but in this day and age it's quite important to have a good credit rating.

Kids need to learn that credit cards are not bad if they're used correctly, my daughter only uses hers for small purchases and it's paid off in full every month. Too many kids get credit cards and haven't been taught the best way to use them, they just see it as "free" money and end up in debt and with a bad credit rating.

Person_one

anguk wrote: »

I think it's important to teach your children about credit. My daughter is 18 and I encouraged her to get a credit card, I know some people may gasp in horror at this and think that debt is bad etc but in this day and age it's quite important to have a good credit rating.

Kids need to learn that credit cards are not bad if they're used correctly, my daughter only uses hers for small purchases and it's paid off in full every month. Too many kids get credit cards and haven't been taught the best way to use them, they just see it as "free" money and end up in debt and with a bad credit rating.

I agree with you, I got one with a £500 limit from my own bank as soon as I turned 18 and put one purchase on it every month. When I came to apply for a mortgage with my ex we were told he would have been rejected on his own based on his lack of any previous credit, but because it was joint with me they'd accept him.

Have to admit, I did gloat a bit because he was always preaching at me about the evils of credit cards!

Gloomendoom

Kiboko wrote: »

ooh just realised I'm not a newbie anymore, I got a star

Ha ha! I'm not a newbie but, until your post, I hadn't noticed that there were stars.
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