Lloyds TSB my offers

BugsyBrowne

Just a quick question as you know I opened up a TSB account up on may 23 and just wondered how long is it normally running the account well that they give you offers under My offers.

At the moment I've got the usual isa under offers just wondered any current customers experience from opening the account is and generally what time frame.

jen245

Well I have accounts with Halifax, who work off the same system as Lloyds, and have had my Reward account for almost 2 years, and Ive never had a guaranteed or pre-approved offer from them, except adverts for savings accounts. I dont use it as my main account though so maybe thats why. They did give me a credit card though, but I was credit checked for it.

BugsyBrowne

Cheers Jen...

MoneySaverLog

No offers on my internet banking, just silly banners, and been with them for years but already have a ISA that they are aware of too.

trikidy

I had the ISA banner, opened an ISA now have a internet security advert.

MoneySaverLog

I have a follow us on twitter (top right) and faster credit card payments down the bottom where my offers should appear under the list of my accounts.

If I click onto money manager and then back into my accounts I notice that these 2 banners disappear. Anomaly?

BugsyBrowne

Well just contacted phonebank who told me to check my online banking tommorow as they are reviewing the account today & said this will apply on the 21st of each month.

MoneySaverLog

They review the accounts for scoring on the same day as staff are paid on the 20th apparently. Though don't believe they update the offers at the same time, it's just what offers appear on their internal CINS system rather than internet banking offers.

BugsyBrowne

MoneySaverLog wrote: »

They review the accounts for scoring on the same day as staff are paid on the 20th apparently. Though don't believe they update the offers at the same time, it's just what offers appear on their internal CINS system rather than internet banking offers.

That's what I've always thought by looking back on threads it always came back saying the 20th, so I mentioned the 20th to the lady who said I can defiantly verify its the 21st and I've been working here a very long time.

Saints2011

It's always around the 20th not definalty on the 20th though, give or take a couple of days.

To answer your question six months of account activity.

AdamJK_2

Basically as said above - after 6 months of account activity. That said I did notice that they are constantly plugging pre-approved loans to me every time I phone or use online banking since I transferred my ISA to them.