Starting again, 1% at a time. 100 ways to make £80!

abundant1972

Hi again...

Hmmm... I need to get my head around e-bay - seems everyone is doing it!!!

Got a great deal on my car insurance - had budgeted for £430 but got it for £260 so paid off another 1 %...

Total cleared = 15%

:T

nomi01

I find ebay really stressful and feel like I have nothing worth selling really. I am sure that if I did some listing then I might shift some stuff. I might give it some thought this week.
I think I will have a sort through my bookcase and see what I can part with and then list them on amazon.
I have just spent a bit of time looking over the full extent of what I owe. It is approx what I thought it was. The only way I am going to make a dent in it is by putting money aside each payday. I want to pay off the small debts first so I have a sense of getting somewhere. Then I will increase my DD payments so it is more than minimum each month.
I would love to get a bit of extra cash from somewhere. I am working a month of nights so end of Jan might be looking better for paying stuff off.

specialkaye

Hey abundant- I also havent got to grips with ebay yet. seem to be doing okay without it but i am starting to feel like i have wayyyy too much stuff. i mean a triple wardrobe and 10 full drawers of clothes alone :eek:

I do want to declare another 4% as i have transferred it over from my wages giving me a budget of £100 for the month (bearing in mind i live with my parents) for DDD challenge. Kicked Dec off with 2 NSD's

Positively itching to get this overdraft paid off and to see a positive balance and then my money can work for me and not the other way round. :rotfl:

Pernicious

Another 4% paid off today making my total 24%, sooo annoyed though as if I could find another 1% I'd be 25% of the way there! I did manage to make £31 at a car boot sale today so once I make another £75 somehow that's another 1% right there, best get cracking!

liz-paul

AAGGHH Ebay!!!! Been listing tonight & now I'm ready to shoot myself :rotfl: Hate it! But hopefully it will pay off next weekend..... Still a few more to do tomorrow..

FallenArcher

Well it's the start of the month so have done my money shuffling to electronic piggy banks. I have kept a little bit of money back as know December can tend to be an expensive month and we haven't put away as much as we would have liked over the year. But even after all that I've just paid off another 3%, which I'm very pleased about.

So right now I'd like to declare #164, total 11% :j
Reckon I should be able to get up to at least another 3% before the end of the month. Which would be awesome.

Once DDs have left our accounts tomorrow we'll also owe under £7000 for the first time in over 4 years, which is an ace feeling. Confident we'll have it blitzed by the summer, and hopefully sooner, depending on when the OH is able to return to work. Am really loving looking at our debt in this way - really focuses you! Thanks again LMUD

trulymadlydeeply_indebt!

Wow - everyone is doing sooo well

I hope something crops up job-wise LMUD and everhopeful09.

I'd like to get back into ebaying, but I don't know where the lead is to connect my phone to the laptop to load pictures - need to make this a priority I reckon.

I've just transferred £16.50 to Next from 3 nights no-wine money last week, so I'm now at 63%. Hanging on until the very last minute to make some small purchases on the card though (kids are desperate for PJ's and Next ones wash really well, plus DS wants an animal print onesie which they are doing). My Next statement has arrived today, so at least if I make a purchase, it won't appear until January's statement now and I should have it blitzed by then. Thanks for getting my a$$ into gear, LMUD, as I would have been facing the New Year about £700+ on there :A

Had far too much to drink this weekend as we put the tree up and OH thinks this is a cue to buy a bottle of mulled wine, AS WELL AS a bottle of regular wine.:mad: I'm now back off it with a vengeance this week as I want to be sub £200 by the end of the week.

Off to colour in my squares!

TMD xx

trulymadlydeeply_indebt!

Great news abundant1972 on the car insurance - put to better use in your bank account, than theirs.:beer:

trulymadlydeeply_indebt!

Just noticed that I'll be sub-£200 if I don't have any wine tonight - YAYAYAYAYAYAYAYAYAY

...... and also found £1.51 down the sofa whilst hoovering this morning - every little helps!

liz-paul

Hi folks! Can you add 3% please little miss? That will make my total 13% I got this 3% by cracking open our sealed tin we've had on the go since January! It contained a total of £250 which was 3% plus £10 towards the next %. This was just from odd £1 coins, birthday & xmas present money and other unexpected bits of money like the day I found a £20 note on a deserted beach!!

Should deffo reach 14% or maybe 15% by new year as I have £14 already, another £40 on the way & ebay sales this week..... :T

Will buy another sealed tin to start it again in January - it worked really well. I did another one to save £1 a day to buy myself a treat (clothes probably) & I had £250 in that one too