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Starting again, 1% at a time. 100 ways to make £80!

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  • Hi, I wonder if it would be possible to join in??

    I have finished university and wine every night with the bf now we live together is eating into my overdraft - oops!!

    I also want to start saving up so that we can afford to buy somewhere in the not too distant future!!

    So for now I'm going to try to save up £2000. Which means my 1% will be £20 - EEK!!

    I'm going to try for 2% a week which will be tough!! Might investigate opening a saving account purely for this pot of savings...:T
    July Grocery Challenge - £0/£140
    No more buying DVDs in 2013 - 0/0
    2013 Savings aim - £582/£1500 39% :j
  • Hey Winterghost - ive just graduated too. Eaten up my overdraft and that is what my %'s are going towards paying off. And welcome!!!

    Its going to be a lowly 2% this week once ive done my cleaning and babysitting extras but that will take me over half way there :).

    Need to but some effort into my gift cards as im running out of funds to buy christmas pressies. I dont want to spend my own pennies!!!!
    1% at a time challenge member #127

    MWF: as@ Oct13 £45,917, now £43,024.56
  • Is it too late for me to join in? My 1% would be £120:o
    Barclaycard=£4200/ Next=£0.00/Lloyds overdraft= £1000/Santander overdraft= £550
    TOTAL DEBT = £13750:eek:as of November 2012
    TOTAL DEBT = £11620 as of March 2013
    TOTAL DEBT = £5750 as of January 2016:T
  • Evening all :wave:

    So i have worked out my 1% and it is £88.19.

    Haven't paid any as of yet....

    February GC £26.68/£250

  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Pleased to announce that we've just paid 47.6% off debt 3 :beer: this is due to a bonus at work for a big project the husband single handedly managed :j

    I'm hoping it's free listings on eBay this weekend as I have my maternity stuff to list, washing my coat now ready to photograph :D hoping to make £60 for something I have my eye on buying and the rest will go on the credit card (debt 1).

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Yay :j

    I just sold a painting on etsy for £25 so that is 1% already!!! Now to find a good savings account for it!!
    July Grocery Challenge - £0/£140
    No more buying DVDs in 2013 - 0/0
    2013 Savings aim - £582/£1500 39% :j
  • Hi, I wonder if it would be possible to join in??

    I have finished university and wine every night with the bf now we live together is eating into my overdraft - oops!!

    I also want to start saving up so that we can afford to buy somewhere in the not too distant future!!

    So for now I'm going to try to save up £2000. Which means my 1% will be £20 - EEK!!

    I'm going to try for 2% a week which will be tough!! Might investigate opening a saving account purely for this pot of savings...:T


    Hi WinterGhosts - me and Oh are blitzing our debts on this challenge by simply transferring the "wine" money directly via online banking each evening. If we were to open a savings account purely for these amounts, I know we simply don't have that sort of discipline. Horses for courses, of course, but this is the better method for us. We would dip into a savings account far too easily. I've never stuck at anything before, so I am very proud of myself and eternally grateful to Little Miss Uni-Debt for starting this 1% challenge. Good luck with your journey

    BTW - we are having a night off - boy, this wine is goooooooood!

    TMD xx
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Got an overflowing washing basket of clothes to sell (mostly maternity and newborn baby girl stuff (our chunk is in 0-3 already at a week old lol)) so this is my focus. Shifting the overflowing box of stuff I've set aside downstairs to sell and this new box of stuff! I'm sure ill find a few more bits to add to the basket as I've not gone through all of my stuff yet!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Another 2% saved by doing nothing - no going out, no shopping, no e-baying, no eating out, no clothes (charity shops or anything), not even 2nd hand books.

    I've got plenty photographed for the next free e-bay listing day, and am looking into this idea of sending loads of books to Amazon for them to sell.

    My total has been reached by joining the NOvember thread on this forum, which has reduced my spends so much that I am avoiding going to the shops unless it is for something essential.:beer:
    I divorced my First Husband on Religious Grounds:A
    He thought He was God. I didn't!;)
  • # 178 checking in with another 2%

    13% almost £4000 paid off :)

    I will try to get another % before Christmas but with 3 children it's quite doubtful ;)
    Debt at LBM Aug 2012 £30,000 :eek: 1% at a time - Member # 178 = 100%
    Debt free date November 2015 :j :beer:
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