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Starting again, 1% at a time. 100 ways to make £80!
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happytails wrote: »ooooh no, i didnt know this! Off to gander now to pay it. Thanks :beer:GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Hi all,
Just letting everyone know that I have now managed to pay the £200 earnt from the other weekend into my account so I can now officially declare:-
Member 17 = 84% :j
Before this thread it felt like I was never going to get to my £3000 target but now I feel like its going to be achieveable so thank you so much Little Miss :T and thank you everyone for keeping me motivated :beer:
Incidently my week long challenge is going well:
1. Only spend £20 on food whilst away (I know I need things like bread, milk, eggs, ham soon but am determined not to do a full shop this week and use up whats in freezer, fridge, cupboards etc. Went shopping on Thursday and spent £19.97
2. No craft spending at all whilst hes away (this is when I normally get tempted Not spent any money on craft at all - not even on Create & Crafts half price event
3. Make 25 items (whether for more stock for stalls or presents)
Made 95 items to top up stall stock (hairclips, magnets, badges and two cards)
4. Send off paperwork to cash in premium bonds (£100) and get refund on car tax for my old car which is now SORN. Paperwork now all completed and going to post off today
5. Work on a website shop for my craft items - so many people have taken my card with my domain name and asked when it will be up and running Just transferred my domain name over to a shop which is easy to add postage costs etc onto and managed to load on three items (which is actually several products as lots of different colour choices available). Diary note to add more today
Got a birthday party to go to today for my son's friend so wont have to worry about dinner for the two kids as they will eat there. Might have to have something myself but will try and resist
Well done everyone on all your %'s
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
22 items listed on Ebay - took well over 2 hours, I hate listing on ebay
Got one bid already though
Really had better get on with the important things in my day like making lunch for the kidlets and cleaning my very messy house before MIL comes to babysit tonight!!! Oh yeah, and getting dressed
Still got 2 sets of motor bike leathers to list on gumtree, but OH wants the money from his set to spend on woodturning tools :cool: Might keep 10% as I'm the one doing the hard work though1% at a time no. 40. £8000 (For dream family holiday) 94/100
MFW 2013 no. 62 £10,000/£10,000
MFW 2014 no 62 £8000/£70000 -
Hello all, I've just been catching up on posts and it's nice to see we have lots of new people joining us, I think they will find the path to debt freedom will start moving along quite nicely from here on in!!! Well it's been an exhausting few weeks I've had very little time off over the last few months and have worked my 8th day straight today and I'm really struggling at the moment. I feel like I need to find balance and soon!!! On the percentage front I think we may be able to match last months % if we continue down the path we're on. I'm going to put a few things on eBay as we sold our sons bed this last week and I'm going to start decluttering my spare room. I have a brand new making memories slice that has been sat in their for two years and I just can't justify it sitting there unused any more. I've also got a ki fit that I got last year that is amazing but it made me discover I'm allergic to some metals so it's going aswell. I'm hoping between those three items we may be able to conjur up another 1%. I'm also trying to think of a few more ways to raise some additional pennies. It's so nice to think we're getting there now.
Happy %ing lovelies
Nikkei x2012 '1% at a time' member 99 - 17% 1% = £167
2013 '1% at a time' member 99 - 15.8% 1% = £1390 -
Hello everyone!
A very quick update as I'm trying to get as much ebaying in as possible today!
A few good days sales on ebay has meant I've just been able to pay off another 1% - taking me to 3% so far. So happy with that today as I felt like I was getting nowhere the past couple of weeks, but with having a percent structure it's meant as soon as I'm at that magic £50 it's going straight off the cc instead of vanishing.
Racking up my NSDs too, and I've only bought lunch at work twice so far this month, keeping even more money in my pocket instead of being frittered away.
Need to crack on with my other ways for "gathering" percents, the quicker this card is gone the betterThe debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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Hello all! Back from the hen weekend away with the girls! Everyone had a good time and I didnt spend as much as i thought. Got £15 off the 3 i took in my car for petrol (We did about 160 miles so just covers it i think!). My 3 meals came to £34 (Lunch, dinner and breakfast this morn), i drank tap water the whole time. I spent £10 total at the services (2 starbucks coffee and blueberry muffins), £5 towards the hen party sashes/games etc and £5.50 on taxis. Total £54.50 less the petrol = £39.50 :T
Sold a few bits on Ebay and received a £5 refund off a seller too. Ebay fees went out and ive got £24 in my pp so thats good. Will be relisting things tomorrow and adding a load more stuff to sell
Hoping my premium bond money will be here soon!
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Happy Monday everyone!
Paid a couple of percent off on Friday as it was payday! Got a pile of things to ebay that I must list at some point!0 -
Having a wobble about my car. Please LMK what you would do. I have a 4 seater car, still with about £4500 0% finance on it. We are expecting baby in 7 weeks and then we will be a 5 person family. I had it in my head we would muddle along with our 4 seater car until next year and then try and get a 0% CC to pay it off and sell it and buy a very cheap bigger car (thus using the money from selling the car to pay the bulk of the CC off). Im now worried about being able to go out as a family etc as husband wouldnt be able to come with me and the kids if it was more than a mile or so.
Would you:
a) save and buy a cheap family car now (using the money weve been saving from this challenge) and keeping the finance car on the drive until we know what to do with it.
b) keep to the plan and see how we fair once the baby gets here
c) Try and sell finance car, getting the buyer to pay the finance directly before taking car, using % challenge savings to buy a cheap car.
d) some other idea (please share). (Dont think we'd get 0% credit until atleast Jan due to 'new' jobs in June).
Help!
SarahDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
HappyTailz - have you considered trading in your car at a garage for a bigger car that is cheaper?
I did this a few years ago, the garage paid off the remaining finance on my car and set up a new finance deal on the car I bought with lower payments over a shorter period.£10 a day challenge
£100.16/£3100 -
Not sure how ideal my suggestion is (probably not at all) but I'll throw it out there anyway - if family days out aren't that regular, keep old car and rent a bigger one occasionally? Or find a sympathetic friend who would let you borrow their car and add you to the insurance for a weekend?
Okay, I admit it, my ideas are completely ridiculous.Thank you competition posters!
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