Cash ISAs: The Best Currently Available List

pookey

pecunianonolet said:

Chip ISA currently at 4.31%, you have to be quick as they change their rates nearly every few days and it was 4.32% when I opened it, went down to 4.07%, up to 4.20%, back own and now at 4.31% again. Who know for how long...

As an FYI, I was a returning Chip customer, transferred out in May and closed it all down, just used my gmail email addres and added the prefix +chip e.g. myemail+chip@gmail.com (Google will deliver to the same inbox as myemail@gmail.com but to Chip is looks like a new email...

Thanks for sharing this, so do I need to close all the accounts with chip? Or just the ISA ?

pecunianonolet

pookey said:

pecunianonolet said:

Chip ISA currently at 4.31%, you have to be quick as they change their rates nearly every few days and it was 4.32% when I opened it, went down to 4.07%, up to 4.20%, back own and now at 4.31% again. Who know for how long...

As an FYI, I was a returning Chip customer, transferred out in May and closed it all down, just used my gmail email address and added the prefix +chip e.g. myemail+chip@gmail.com (Google will deliver to the same inbox as myemail@gmail.com but to Chip it looks like a new email...

Thanks for sharing this, so do I need to close all the accounts with chip? Or just the ISA ?

You would need to close down your entire customer relationship with Chip. You can do this in their chat by contacting customer service and they will get it processed. You can keep the app installed and they send you an email when it is processed and you can sign up via app from scratch entering your details. 

MichaelAP

Do Moneybox do ‘Partial’ or is it ‘Whole Of’ for transfers?

flaneurs_lobster

MichaelAP said:

Do Moneybox do ‘Partial’ or is it ‘Whole Of’ for transfers?

Both.     

pecunianonolet

Chip increased again to now 4.42% from 4.39% yesterday. 

I wonder when other non neo broker providers offer new competitive rates. especially ahead of the budget to attract cash to secure their lending positions.... 

winkowinko

I've signed up to Chip again, 3 days after telling them to delete my old account. This time with a brand new email address, and it seems to have done the trick. Account open and showing 4.42%.

Now to reverse the transfer that I did to Vida a few months ago. Hopefully it will be completed within 2 days like it was last time.

pecunianonolet

winkowinko said:

I've signed up to Chip again, 3 days after telling them to delete my old account. This time with a brand new email address, and it seems to have done the trick. Account open and showing 4.42%.

Now to reverse the transfer that I did to Vida a few months ago. Hopefully it will be completed within 2 days like it was last time.

Glad to hear it worked and you can benefit from the best promotional rate they have had in a while. 

winkowinko

pecunianonolet said:

winkowinko said:

I've signed up to Chip again, 3 days after telling them to delete my old account. This time with a brand new email address, and it seems to have done the trick. Account open and showing 4.42%.

Now to reverse the transfer that I did to Vida a few months ago. Hopefully it will be completed within 2 days like it was last time.

Glad to hear it worked and you can benefit from the best promotional rate they have had in a while. 

Until they increase it tomorrow 

Gambler

Not sure if it's already been mentioned here but I've just been caught out as Chip no longer accept transfers from T212.

Stompa

Has anybody done a Zopa to Chip transfer? If so, how long did it take?

Thanks