Cash ISAs: The Best Currently Available List

winkowinko

pecunianonolet said:

Chip ISA currently at 4.31%, you have to be quick as they change their rates nearly every few days and it was 4.32% when I opened it, went down to 4.07%, up to 4.20%, back own and now at 4.31% again. Who know for how long...

As an FYI, I was a returning Chip customer, transferred out in May and closed it all down, just used my gmail email addres and added the prefix +chip e.g. myemail+chip@gmail.com (Google will deliver to the same inbox as myemail@gmail.com but to Chip is looks like a new email...

I don't use Gmail, but presumably any new email address would suffice to appear as a new customer?

pecunianonolet

winkowinko said:

pecunianonolet said:

Chip ISA currently at 4.31%, you have to be quick as they change their rates nearly every few days and it was 4.32% when I opened it, went down to 4.07%, up to 4.20%, back own and now at 4.31% again. Who know for how long...

As an FYI, I was a returning Chip customer, transferred out in May and closed it all down, just used my gmail email addres and added the prefix +chip e.g. myemail+chip@gmail.com (Google will deliver to the same inbox as myemail@gmail.com but to Chip is looks like a new email...

I don't use Gmail, but presumably any new email address would suffice to appear as a new customer?

Any new email will work. I just use the Gmail option so I can track better and it's easy as they all arrive into the same inbox in outloook. 

winkowinko

pecunianonolet said:

winkowinko said:

pecunianonolet said:

Chip ISA currently at 4.31%, you have to be quick as they change their rates nearly every few days and it was 4.32% when I opened it, went down to 4.07%, up to 4.20%, back own and now at 4.31% again. Who know for how long...

As an FYI, I was a returning Chip customer, transferred out in May and closed it all down, just used my gmail email addres and added the prefix +chip e.g. myemail+chip@gmail.com (Google will deliver to the same inbox as myemail@gmail.com but to Chip is looks like a new email...

I don't use Gmail, but presumably any new email address would suffice to appear as a new customer?

Any new email will work. I just use the Gmail option so I can track better and it's easy as they all arrive into the same inbox in outloook. 

My Chip account is still active, although it has a zero balance, as I made a full transfer out about 3 months ago.

Would you advise I close it before attempting to re-register with a new email?

Gambler

winkowinko said:

pecunianonolet said:

winkowinko said:

pecunianonolet said:

Chip ISA currently at 4.31%, you have to be quick as they change their rates nearly every few days and it was 4.32% when I opened it, went down to 4.07%, up to 4.20%, back own and now at 4.31% again. Who know for how long...

As an FYI, I was a returning Chip customer, transferred out in May and closed it all down, just used my gmail email addres and added the prefix +chip e.g. myemail+chip@gmail.com (Google will deliver to the same inbox as myemail@gmail.com but to Chip is looks like a new email...

I don't use Gmail, but presumably any new email address would suffice to appear as a new customer?

Any new email will work. I just use the Gmail option so I can track better and it's easy as they all arrive into the same inbox in outloook. 

My Chip account is still active, although it has a zero balance, as I made a full transfer out about 3 months ago.

Would you advise I close it before attempting to re-register with a new email?

winkowinko said:

pecunianonolet said:

winkowinko said:

pecunianonolet said:

Chip ISA currently at 4.31%, you have to be quick as they change their rates nearly every few days and it was 4.32% when I opened it, went down to 4.07%, up to 4.20%, back own and now at 4.31% again. Who know for how long...

As an FYI, I was a returning Chip customer, transferred out in May and closed it all down, just used my gmail email addres and added the prefix +chip e.g. myemail+chip@gmail.com (Google will deliver to the same inbox as myemail@gmail.com but to Chip is looks like a new email...

I don't use Gmail, but presumably any new email address would suffice to appear as a new customer?

Any new email will work. I just use the Gmail option so I can track better and it's easy as they all arrive into the same inbox in outloook. 

My Chip account is still active, although it has a zero balance, as I made a full transfer out about 3 months ago.

Would you advise I close it before attempting to re-register with a new email?

Yes definitely.

winkowinko

Do I need to contact them to delete my profile etc, or will simply deleting my account in the app be enough?

Gambler

winkowinko said:

Do I need to contact them to delete my profile etc, or will simply deleting my account in the app be enough?

Just delete the account and wait a few days.

pecunianonolet

winkowinko said:

Do I need to contact them to delete my profile etc, or will simply deleting my account in the app be enough?

You need to tell them to delete, this is the best way to make sure the data is "deleted" from their systems. 

PixelPound

pecunianonolet said:

winkowinko said:

Do I need to contact them to delete my profile etc, or will simply deleting my account in the app be enough?

You need to tell them to delete, this is the best way to make sure the data is "deleted" from their systems. 

Surely they can't as past ISA amounts will need to be reported to HMRC.