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Cash ISAs: The Best Currently Available List

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  • dealyboy
    dealyboy Posts: 1,940 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ... it seems the Chip Cash ISA offer has morphed into MARCHBOOST ...
    https://www.getchip.uk/savings-accounts/cash-isa 5.00% AER boosted rate for 6 months.
  • SnowMan
    SnowMan Posts: 3,686 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 6 March at 11:00AM

    Does anyone know if Kent Reliance has announced any rate reductions not reflected yet?

    Thinking of opening their Easy Access ISA at 4.56%. My Virgin fix comes to an end on the 31st March and I am thinking to split my funds and put some into a Virgin Easy Access Cash ISA Exclusive Issue 2 as it is flexible and only marginally lower at 4.51% and the remaining into Kent Reliance for the slightly higher rate (makes a little difference on higher sums).

    However, there is no point opening and instructing a transfer when a rate cut has already been announced by them to come into force later this month. I know, there is BOE meeting later this month as well. 

    https://www.kentreliance.co.uk/products/isas/easy-access-cash-isa

    Thoughts?
    Kent Reliance have brought out (non ISA) easy access savings account issue 77 yesterday (4.55% AER) to replace issue 76 (4.56% AER). Don't appear to be obviously reducing the rate on issue 76.
    So perhaps it looks like the easy access ISA issue 55, at 4.56% AER will be maintained for the time being, rather than there being an imminent cut in rate due because of the recent base rate fall. I have this issue 55 ISA and I've had no notification of a drop.
    I came, I saw, I melted
  • Stolas
    Stolas Posts: 49 Forumite
    Second Anniversary 10 Posts Name Dropper
    Cynergy 4.46% 1 year fix has just appeared on Money Facts.
  • Stolas
    Stolas Posts: 49 Forumite
    Second Anniversary 10 Posts Name Dropper
    Oak North bouncing back with a 1 year fix at 4.45% 

    Fingers crossed for a little boost in rates before the end of the tax year.
  • pecunianonolet
    pecunianonolet Posts: 1,782 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Transfer requested online at Virgin Money ISA website to move my ISA from West Brom BS. Requested 5th March and funds transferred and all completed today. 2 days is not bad going and impressed again with how well Virgin handled everything. 
  • 1spiral
    1spiral Posts: 308 Forumite
    100 Posts First Anniversary Name Dropper
    Do Charter process Isa transfers electronically or are they old school and require cheques?
    I want to open their easy access Isa but have had so much trouble in the past with cheque transfers that I avoid them at all costs.
  • dave_dph
    dave_dph Posts: 652 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    1spiral said:
    Do Charter process Isa transfers electronically or are they old school and require cheques?
    I want to open their easy access Isa but have had so much trouble in the past with cheque transfers that I avoid them at all costs.
    Electronic. Just transferred from West Bromwich to Charter.
  • Aidanmc
    Aidanmc Posts: 1,326 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Principality BS Online Bonus 5 Access Cash ISA Issue 4
    4.70%


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