Cash ISAs: The Best Currently Available List

Yellowman

Paragon Bank Double Access issue 7 is currently 4.8% AER.

soulsaver

Yellowman said:

Paragon Bank Double Access issue 7 is currently 4.8% AER.

And NLA .Double Access Cash ISA | Paragon Bank

Yellowman

soulsaver said:

Yellowman said:

Paragon Bank Double Access issue 7 is currently 4.8% AER.

And NLA .Double Access Cash ISA | Paragon Bank

I think Issue 7 was only available for about week or two.

ninaluna754

Yellowman said

I think Issue 7 was only available for about week or two.

I only found it by chance, jumped on it as soon as I did but I don't know how long that rate will last for🤷🏻‍♀️

Rich2808

ninaluna754 said:

Yellowman said

I think Issue 7 was only available for about week or two.

I only found it by chance, jumped on it as soon as I did but I don't know how long that rate will last for🤷🏻‍♀️

The rate on the previous Paragon double cash ISA issue is being cut from 4.87% to 4.55% on 3 January.

So the rate on the NLA issue 7 will beat that from tomorrow week. And hopefully they won't cut the 4.8% rate for a while at least!

VNX

Tiny increase on two year fixed ISAs

Best available now 4.42% with Kent reliance 

was 4.40% with hodge

its pennies but an increase 

one year fix shawbrook 4.53% I think is a sligh increase taking it above VM

ortolickus

I don't know if this is the right place to ask, but what do i do if i can't log in to T212 - the video refuses to recognise my face? I've retried about 20 times and I'm sure it's the same face i had last month when i logged in successfully! If i do manage to log in, i shall transfer my balance somewhere they don't require such a stupid process, but for now i'm completely stuck.

Edit - come to think of it, i can probably transfer my balance without logging on, and i believe my Shawbrook account will accept a transfer in. But i'd still welcome any comments.

Aidanmc

ortolickus said:

I don't know if this is the right place to ask, but what do i do if i can't log in to T212 - the video refuses to recognise my face? I've retried about 20 times and I'm sure it's the same face i had last month when i logged in successfully! If i do manage to log in, i shall transfer my balance somewhere they don't require such a stupid process, but for now i'm completely stuck.

Edit - come to think of it, i can probably transfer my balance without logging on, and i believe my Shawbrook account will accept a transfer in. But i'd still welcome any comments.

You can transfer an ISA from 212 without logging in, providing you know your account number ( Which you should be able to find on monthly email statements)

I transferred a S&S Isa recently. I also have issues logging into 212.

They may request that you 'approve' the transfer which is done on app on online i believe.

I told them, by email, i couldn't log in to 'approve' but they had a signed transfer request form.

Eventually they done the transfer.

StayinAlive

It has been mentioned in this forum that you can make additional deposits into a Shawbrook Fixed Rate Cash ISA (within Gov limits) throughout the term of the ISA. I'm assuming that means that if you open a Fixed Rate Cash ISA now you could add a further £20K in the new tax year at the same rate.

However, I can't definitively find this in the KPI and in the T&C's it just says 

23.3. The amount you can pay into your Cash ISA account each tax year is limited to a maximum annual subscription allowance which is set by the government.( i.e. Cash ISA as opposed to Fixed Rate Cash ISA).

Can anyone point me to a more categoric statement or has had experience of being able to do precisely the scenario mentioned above?

soulsaver

StayinAlive said:

It has been mentioned in this forum that you can make additional deposits into a Shawbrook Fixed Rate Cash ISA (within Gov limits) throughout the term of the ISA. I'm assuming that means that if you open a Fixed Rate Cash ISA now you could add a further £20K in the new tax year at the same rate.

However, I can't definitively find this in the KPI and in the T&C's it just says 

23.3. The amount you can pay into your Cash ISA account each tax year is limited to a maximum annual subscription allowance which is set by the government.( i.e. Cash ISA as opposed to Fixed Rate Cash ISA).

Can anyone point me to a more categoric statement or has had experience of being able to do precisely the scenario mentioned above?

Bullet 3 in the T&Cs... But elsewhere in their blurb they reserve the right to refuse a transfer-in .

Having said that, I have transferred in during the term, and have a contemporaneous note of a confirmation that I will be able to transfer in to the 3 year ISA I have with them. 

To summarise:  It's almost certain you can do your £20k new money;  and from experience you probably can do a transfer in, but it's not guaranteed.