Cash ISAs: The Best Currently Available List

soulsaver

Yellowman said:

Paragon Bank Double Access issue 7 is currently 4.8% AER.

And NLA .Double Access Cash ISA | Paragon Bank

Yellowman

soulsaver said:

Yellowman said:

Paragon Bank Double Access issue 7 is currently 4.8% AER.

And NLA .Double Access Cash ISA | Paragon Bank

I think Issue 7 was only available for about week or two.

ninaluna754

Yellowman said

I think Issue 7 was only available for about week or two.

I only found it by chance, jumped on it as soon as I did but I don't know how long that rate will last for🤷🏻‍♀️

Rich2808

ninaluna754 said:

Yellowman said

I think Issue 7 was only available for about week or two.

I only found it by chance, jumped on it as soon as I did but I don't know how long that rate will last for🤷🏻‍♀️

The rate on the previous Paragon double cash ISA issue is being cut from 4.87% to 4.55% on 3 January.

So the rate on the NLA issue 7 will beat that from tomorrow week. And hopefully they won't cut the 4.8% rate for a while at least!

VNX

Tiny increase on two year fixed ISAs

Best available now 4.42% with Kent reliance 

was 4.40% with hodge

its pennies but an increase 

one year fix shawbrook 4.53% I think is a sligh increase taking it above VM

ortolickus

I don't know if this is the right place to ask, but what do i do if i can't log in to T212 - the video refuses to recognise my face? I've retried about 20 times and I'm sure it's the same face i had last month when i logged in successfully! If i do manage to log in, i shall transfer my balance somewhere they don't require such a stupid process, but for now i'm completely stuck.

Edit - come to think of it, i can probably transfer my balance without logging on, and i believe my Shawbrook account will accept a transfer in. But i'd still welcome any comments.

Aidanmc

ortolickus said:

I don't know if this is the right place to ask, but what do i do if i can't log in to T212 - the video refuses to recognise my face? I've retried about 20 times and I'm sure it's the same face i had last month when i logged in successfully! If i do manage to log in, i shall transfer my balance somewhere they don't require such a stupid process, but for now i'm completely stuck.

Edit - come to think of it, i can probably transfer my balance without logging on, and i believe my Shawbrook account will accept a transfer in. But i'd still welcome any comments.

You can transfer an ISA from 212 without logging in, providing you know your account number ( Which you should be able to find on monthly email statements)

I transferred a S&S Isa recently. I also have issues logging into 212.

They may request that you 'approve' the transfer which is done on app on online i believe.

I told them, by email, i couldn't log in to 'approve' but they had a signed transfer request form.

Eventually they done the transfer.

StayinAlive

It has been mentioned in this forum that you can make additional deposits into a Shawbrook Fixed Rate Cash ISA (within Gov limits) throughout the term of the ISA. I'm assuming that means that if you open a Fixed Rate Cash ISA now you could add a further £20K in the new tax year at the same rate.

However, I can't definitively find this in the KPI and in the T&C's it just says 

23.3. The amount you can pay into your Cash ISA account each tax year is limited to a maximum annual subscription allowance which is set by the government.( i.e. Cash ISA as opposed to Fixed Rate Cash ISA).

Can anyone point me to a more categoric statement or has had experience of being able to do precisely the scenario mentioned above?

soulsaver

StayinAlive said:

It has been mentioned in this forum that you can make additional deposits into a Shawbrook Fixed Rate Cash ISA (within Gov limits) throughout the term of the ISA. I'm assuming that means that if you open a Fixed Rate Cash ISA now you could add a further £20K in the new tax year at the same rate.

However, I can't definitively find this in the KPI and in the T&C's it just says 

23.3. The amount you can pay into your Cash ISA account each tax year is limited to a maximum annual subscription allowance which is set by the government.( i.e. Cash ISA as opposed to Fixed Rate Cash ISA).

Can anyone point me to a more categoric statement or has had experience of being able to do precisely the scenario mentioned above?

Bullet 3 in the T&Cs... But elsewhere in their blurb they reserve the right to refuse a transfer-in .

Having said that, I have transferred in during the term, and have a contemporaneous note of a confirmation that I will be able to transfer in to the 3 year ISA I have with them. 

To summarise:  It's almost certain you can do your £20k new money;  and from experience you probably can do a transfer in, but it's not guaranteed. 

daviesr1

ortolickus said:

I don't know if this is the right place to ask, but what do i do if i can't log in to T212 - the video refuses to recognise my face? I've retried about 20 times and I'm sure it's the same face i had last month when i logged in successfully! If i do manage to log in, i shall transfer my balance somewhere they don't require such a stupid process, but for now i'm completely stuck.

Edit - come to think of it, i can probably transfer my balance without logging on, and i believe my Shawbrook account will accept a transfer in. But i'd still welcome any comments.

I had problems trying to create an account with them yesterday. I wanted to sign up to their cash ISA, but once I got onto their phone app is was a nightmare. 

Firstly with the list of documents: having selected the country from the list, the list of countries  (along with their flags) continues to overlay on document types, it takes various screen touching and selecting before the countries list eventually disappears and you get to see the document list.

Second, when I do manage to select document type, and enable my phone camera, the window showing the camera view is BLACK i.e. I can't actually see what the camera is seeing. If I click 'take picture' it takes it, and it then shows me what it captured (so the camera is enabled), but it took a dozen attempts, not seeing what the camera sees and guessing, to get a half decent picture. I did abandon the first attempt, and after having got this far again it was still the same, ‘guess what you’re taking a picture of…. ‘ Having submitted some sort of photos, it then proceeded to the video section, the biggest farce. 

Having framed my face within the reduced window they apply on the screen, as I turn sideways it stops videoing, either not framing my face (der it’s the side of course you won’t see it when I’m turning) or because I turn too fast, how do I know, you ask me to turn away from the phone!.

I've eventually abandoned this process and sent an email to customer service (finding how to contact them is difficult). The response that came back was basically the help section on what their verification does, no guidance on what I could do. 

I've decided a company this difficult to deal with I'm not going any further with.