Cash ISAs: The Best Currently Available List

2010

VM the current 1yr exclusive @ 5.05% must be due to be cut given the nearest rival is down at 4.70% and others have cut lower,
The current 5.05% has a maturity of 29/8/25.
So it could be cut after this comng Thursday.

nomorekids

Has anyone saved the details of the Saffron Regular Saver ISA at 4.75%, I cant find ? the one that was around April of this year? 

nomorekids

please can anyone clarify? can I transfer a previous years subscription to Trading 212 and then because trading 212 is flexible, borrow some of it back to be replaced by April? its a previous years isa allowance and yet to pay into one this year. 

slinger2

nomorekids said:

please can anyone clarify? can I transfer a previous years subscription to Trading 212 and then because trading 212 is flexible, borrow some of it back to be replaced by April? its a previous years isa allowance and yet to pay into one this year. 

Yes. You need to put it back in the same tax year that you took it out. When you originally paid in the money doesn't matter.

csw5780

nomorekids said:

Has anyone saved the details of the Saffron Regular Saver ISA at 4.75%, I cant find ? the one that was around April of this year? 

https://forums.moneysavingexpert.com/discussion/6470420/an-archived-list-of-regular-saver-terms-and-conditions It should be here 👍🏻

https://web.archive.org/web/20240406072654/https://www.saffronbs.co.uk/savings/cash-isas/regular-saver-isa

nomorekids

csw5780 said:

nomorekids said:

Has anyone saved the details of the Saffron Regular Saver ISA at 4.75%, I cant find ? the one that was around April of this year? 

https://forums.moneysavingexpert.com/discussion/6470420/an-archived-list-of-regular-saver-terms-and-conditions It should be here 👍🏻

https://web.archive.org/web/20240406072654/https://www.saffronbs.co.uk/savings/cash-isas/regular-saver-isa

thanks your links worked when my saved link went to the previous years 4.25% offering. I seem to remember the rate being fixed at 4.75% and this is what I m querying. At the time, it was between this one 4.75% and Melton at variable 5%. The above show rate as variable, did Saffron change the terms?

flaneurs_lobster

nomorekids said:

csw5780 said:

nomorekids said:

Has anyone saved the details of the Saffron Regular Saver ISA at 4.75%, I cant find ? the one that was around April of this year? 

https://forums.moneysavingexpert.com/discussion/6470420/an-archived-list-of-regular-saver-terms-and-conditions It should be here 👍🏻

https://web.archive.org/web/20240406072654/https://www.saffronbs.co.uk/savings/cash-isas/regular-saver-isa

thanks your links worked when my saved link went to the previous years 4.25% offering. I seem to remember the rate being fixed at 4.75% and this is what I m querying. At the time, it was between this one 4.75% and Melton at variable 5%. The above show rate as variable, did Saffron change the terms?

Interesting, in the Summary Box - 

What is the interest rate? The interest rate for this account is fixed for the term and can't be changed.

Can Saffron Building Society change the interest rate? The interest rate for this account is variable. This means we can change it at any time. You can find full details in our Savings Terms and Conditions.

At least one of these statements is true.

pokemaster

Trading 212

5.2% to 5% - 9th Sept

nomorekids

flaneurs_lobster said:

nomorekids said:

csw5780 said:

nomorekids said:

Has anyone saved the details of the Saffron Regular Saver ISA at 4.75%, I cant find ? the one that was around April of this year? 

https://forums.moneysavingexpert.com/discussion/6470420/an-archived-list-of-regular-saver-terms-and-conditions It should be here 👍🏻

https://web.archive.org/web/20240406072654/https://www.saffronbs.co.uk/savings/cash-isas/regular-saver-isa

thanks your links worked when my saved link went to the previous years 4.25% offering. I seem to remember the rate being fixed at 4.75% and this is what I m querying. At the time, it was between this one 4.75% and Melton at variable 5%. The above show rate as variable, did Saffron change the terms?

Interesting, in the Summary Box - 

What is the interest rate? The interest rate for this account is fixed for the term and can't be changed.

Can Saffron Building Society change the interest rate? The interest rate for this account is variable. This means we can change it at any time. You can find full details in our Savings Terms and Conditions.

At least one of these statements is true.

thank you, any ideas how to resolve this? did anyone find out from them?

pookey

2010 said:

VM the current 1yr exclusive @ 5.05% must be due to be cut given the nearest rival is down at 4.70% and others have cut lower,
The current 5.05% has a maturity of 29/8/25.
So it could be cut after this comng Thursday.

Can i open it but transfer money in at a later date? 
I have one previous tax year ISA maturing next month. 

Also will probably need to fix my variable ISA for this year in the near future but i have a RS  maturing in October. Do i need to fund it within 6 weeks and then do they give another month to top it up pls?