Cash ISAs: The Best Currently Available List

badger09

Kazza242 said:

schiff said:

Principality

I've searched but can't find - is their Online Bonus 5 Access Cash ISA due to be reduced from 5.00%?

TIA 

Yes, the Principality BS Online Bonus 5 Access ISA interest rate is due to be reduced from 5.00% to 4.75% w.e.f 12th September 2024.  

The new rate is displayed on a banner, which is located at the top of the product page, here.  

Indeed. Takes rate just below VM Exclusive Flexible ISA @ 4.76%. Will VM also reduce?🤔

RG2015

badger09 said:

Kazza242 said:

schiff said:

Principality

I've searched but can't find - is their Online Bonus 5 Access Cash ISA due to be reduced from 5.00%?

TIA 

Yes, the Principality BS Online Bonus 5 Access ISA interest rate is due to be reduced from 5.00% to 4.75% w.e.f 12th September 2024.  

The new rate is displayed on a banner, which is located at the top of the product page, here.  

Indeed. Takes rate just below VM Exclusive Flexible ISA @ 4.76%. Will VM also reduce?🤔

At least VM will give a minimum of 2 months notice of any reduction.

pookey

Sorry i can't remember if it was this group but last week i mentioned VM telling me i could only have one fixed cash ISA 5.05% and someone mentioned that i should be able to have more then one. Can anyone help to clarify if this is true please? I just remembered i have one maturing next month so would be great to know if i can open multiple please? 

Aidanmc

pookey said:

Sorry i can't remember if it was this group but last week i mentioned VM telling me i could only have one fixed cash ISA 5.05% and someone mentioned that i should be able to have more then one. Can anyone help to clarify if this is true please? I just remembered i have one maturing next month so would be great to know if i can open multiple please? 

I have 3 of the previous 5.25% version.

Only done that rather than do paper transfers.

I believe now you can make subsequent transfers online though

https://uk.virginmoney.com/savings/learn/isas/transfer-your-isa/

If your set on having multiple though, best to just try it and see

badger09

pookey said:

Sorry i can't remember if it was this group but last week i mentioned VM telling me i could only have one fixed cash ISA 5.05% and someone mentioned that i should be able to have more then one. Can anyone help to clarify if this is true please? I just remembered i have one maturing next month so would be great to know if i can open multiple please? 

I’ve just posted reply to your question on the other thread. Virgin allow subscription to only one cash ISA per year, but you should be able to open others for xfer in only. 

2010

VM the current 1yr exclusive @ 5.05% must be due to be cut given the nearest rival is down at 4.70% and others have cut lower,
The current 5.05% has a maturity of 29/8/25.
So it could be cut after this comng Thursday.

nomorekids

Has anyone saved the details of the Saffron Regular Saver ISA at 4.75%, I cant find ? the one that was around April of this year? 

nomorekids

please can anyone clarify? can I transfer a previous years subscription to Trading 212 and then because trading 212 is flexible, borrow some of it back to be replaced by April? its a previous years isa allowance and yet to pay into one this year. 

slinger2

nomorekids said:

please can anyone clarify? can I transfer a previous years subscription to Trading 212 and then because trading 212 is flexible, borrow some of it back to be replaced by April? its a previous years isa allowance and yet to pay into one this year. 

Yes. You need to put it back in the same tax year that you took it out. When you originally paid in the money doesn't matter.

csw5780

nomorekids said:

Has anyone saved the details of the Saffron Regular Saver ISA at 4.75%, I cant find ? the one that was around April of this year? 

https://forums.moneysavingexpert.com/discussion/6470420/an-archived-list-of-regular-saver-terms-and-conditions It should be here 👍🏻

https://web.archive.org/web/20240406072654/https://www.saffronbs.co.uk/savings/cash-isas/regular-saver-isa