Cash ISAs: The Best Currently Available List

macca64

Just a note that the Principality BS fixed rate 6% ISA has been withdrawn.

They currently offer;
6 month fixed rate 6.49%/6.60% AER
Fixed until 5 April 2009 5.70%
Fixed until 5 April 2010 5.60%

Taken from http://www.principality.co.uk/default.aspx?page=279

dancingfairy

Skipton cash ISA 5.50% variable - not a great rate - but thought it was worth noting for completeness.
http://www.skipton.co.uk/savings_and_investments/isas/cash_isa/

Not sure if they accept transfers in though. Think they might.

vulcan59

Ruffler Bank 30 day notice ISA has gone up to 6.25% AER.
http://www.rufflerbank.com/deposits/isas.php

Milarky

First Direct Regular Saver ISA - 7.00% :starmod: NEW :starmod:
Rate guarantee? Yes, rate is fixed for 12 months.
Minimum operating deposit: £10. Min - Max monthly deposit: £25 - £300.
Further additions permitted? Yes, unlimited additional payments permitted provided £300 pm not exceeded.
Operated via: Internet, Post or Telephone.
Number of Monthly Payments Required (per annum): 12.
Number of withdrawals permitted (per annum): 0.
Penalty for missing the required number of payments: Regular Saver ISA is closed and transferred to a cash ISA.
Penalty for exceeding the maximum number of withdrawals: N/A.

I believe this wrong, having just called First Direct. The payment into the ISA can only come from a standing order from the 1st Account - by definition one deposit per month only. The payment amount can be varied by instruction once a month however. Has that claim above been verified? I am assuming the account works just like the (taxable) FD regular saver - which is standing order only.

owitemisermusa

This thread deserves a !bump!

owitemisermusa

Probably common knowledge, but Northern Rock's Fixed rate ISA has dropped to 6%. Noticed that they have no interest penalty or charge for withdrawals!

First page needs an ammendment. Thanks.

Rikki

Derbyshire Loyalty ISA - 6.00% :staradmin NEW RATE :staradmin
Rate guarantee? Yes, but not at the current rate. Guarantees to pay BOE base rate + 0.75% until 5th April 2009 and then track base rate. Minimum deposit: £10. Operated via: Internet and Telephone.
Notes: No withdrawals allowed. A rate of 5.90% is paid to members of 86 - 119 months and 5.80% to members of 72 - 96 months.
Important: To qualify for the 6.00% rate you must be a Derbyshire BS member of at least 120 months.

***** Does having another Isa with them from over two years ago count?

owitemisermusa

owitemisermusa wrote: »

Probably common knowledge, but Northern Rock's Fixed rate ISA has dropped to 6%. Noticed that they have no interest penalty or charge for withdrawals!

First page needs an ammendment. Thanks.

Unbelievably, things have changed in <24hrs! On the NR website, there's only 1 fixed rate ISA available and this now has an interest penalty for early withdrawals/closure!

I am shocked at how things change so rapidly. Off my top ISA target list. (I was goind to post a question asking if I was mad to consider NR!)

jdavtz

Barclays, Abbey and A&L ISAs are all now approx 0.25% lower than they were a day or two ago.

Edit: Icesave staying the same as per their 'news' page on their website - puts it up above them.

Froglet

Thought i would bring another Isa to people's attention.This one has actually gone UP !! it is the Norwich and Peterborough 1 year fixed rate ISA at 6.10%.

Off to enquire about it tomorrow as there is a branch near where i work,and as they are not known normally for decent rates it is worth having.