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Cash ISAs: The Best Currently Available List
Comments
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Is Virgin 'cooling off period' from date of opening or date of funding ?jase.2 said:Hoping Virgin come out to beat Coventry 5.4% as I’m still in the cooling off period at 5.2%0 -
Me TOOOOO.I took it out on the 28/06/23 and think I have until the 12/07/23.I have read that I can change within virgin ISA'S an then get 14 days again.I will wait until friday and switch to their 2 year ISA and back again.1
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Id assume it’s date of openingOld_Slaphead said:
Is Virgin 'cooling off period' from date of opening or date of funding ?jase.2 said:Hoping Virgin come out to beat Coventry 5.4% as I’m still in the cooling off period at 5.2%1 -
Most say within 14 days of account opening, my feeling is that fixed rate account gets opened upon funding being as fixed term period tends to mature xxxxxxxx from when account was funded.Old_Slaphead said:
Is Virgin 'cooling off period' from date of opening or date of funding ?jase.2 said:Hoping Virgin come out to beat Coventry 5.4% as I’m still in the cooling off period at 5.2%1 -
Although an account may be opened in preparation for receiving funding, the ISA is not opened and valid (does not start) until it is funded. Therefore any cooling off period cannot technically start until the date of initial funding.1
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@Kazza242
The current list shows that Zopa smart ISAs allow transfers in from other ISAs They currently don't allow this.Not Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅2 -
https://www.express.co.uk/finance/personalfinance/1788188/Lloyds-Bank-Halifax-increase-interest-rates-savings-account
Surprisingly some table topping FRISAs to be realised in this articleIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.4 -
I’d actually be better off moving my fix from April now.ForumUser7 said:https://www.express.co.uk/finance/personalfinance/1788188/Lloyds-Bank-Halifax-increase-interest-rates-savings-account
Surprisingly some table topping FRISAs to be realised in this article0 -
Charter have withdrawn their 1yr fixed ISA @ 5.2%.
Only EA ISA showing currently @ 3.9%.0 -
I've just opened the 5.4% Coventry 2yr ISA. I've already initiated a transfer from Virgin Money of £63k as part of the application.
Then i see the upcoming Lloyd & Bank of Scotland 2yr ISA's at 5.5%.
What is the best way to play this? Wait for the transfer to complete from Virgin then request another transfer out?
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