Cash ISAs: The Best Currently Available List

Magnets_2

Virgin money added their new 1 year fixed rate 4.11% issue 564. Same rate as their previous product that was recently pulled

https://uk.virginmoney.com/savings/products/1_year_fixed_rate_cash_e_isa_issue_564/

Ocelot

Paragon paying 4.28% now for 2 yr FR, Virgin Money 4.26% 3 year.

https://www.moneysavingexpert.com/savings/best-cash-isa/

alternate

virgin money has lower penalties than average (160 days?) and a 30 funding window

flobbalobbalob

alternate said:

virgin money has lower penalties than average (160 days?) and a 30 funding window

Coventry Building Society 1 year fix has a 90 day penalty. (2 year fix 180 days though)

Ocelot

flobbalobbalob said:

alternate said:

virgin money has lower penalties than average (160 days?) and a 30 funding window

Coventry Building Society 1 year fix has a 90 day penalty. (2 year fix 180 days though)

I think that's fairly standard.

2010

Charter Bank 1yr fixed ISA 4.20%.

https://www.chartersavingsbank.co.uk/Products/ISAs

Kazza242

Cynergy Bank has launched a new issue of their Online ISA (issue 35), paying 3.35%.

https://www.cynergybank.co.uk/personal-savings/online-isa/online-isa/

intalex

Paragon have bucked the recent trend by dropping their fixed ISA rates... probably attracted a fair bit in the past week or so... but they do have a 14-day cooling off period in case better options emerge...

homemover2020

Kazza242 said:

Cynergy Bank has launched a new issue of their Online ISA (issue 35), paying 3.35%.

https://www.cynergybank.co.uk/personal-savings/online-isa/online-isa/

I opened the previous issue paying 3.28% last weeka and haven't put the full 20k allowance in. If I open this new issue and transfer last weeks one to it, will I still get to use the remaining allowance for this tax year?

Stolas

intalex said:

Paragon have bucked the recent trend by dropping their fixed ISA rates... probably attracted a fair bit in the past week or so... but they do have a 14-day cooling off period in case better options emerge...

Just missed Paragons 4.3% rate for 18 months - it was there at lunch yesterday, and it was gone but the time I finished work. Fortunately Santander still have 4.25% for 18 months.