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Cash ISAs: The Best Currently Available List

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  • eskbanker
    eskbanker Posts: 37,323 Forumite
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    DJSINGH said:
    I just opened a santander 2.3% fix yesterday. I am within 14 days of opening and can close.
    Would I be allowed to open a new ISA with Coventry Building Society?
    If you cancel the Santander one during that cooling-off period, as opposed to just closing it, then it'll be voided as if it never happened, leaving you free to make your current year contributions into another ISA instead.
  • Expotter
    Expotter Posts: 372 Forumite
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    New Virgin Money Easy Access Cash ISA  Exclusive Issue 2 1.75% for Virgin Money new and existing current account customers.
  • RG2015
    RG2015 Posts: 6,056 Forumite
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    Expotter said:
    New Virgin Money Easy Access Cash ISA  Exclusive Issue 2 1.75% for Virgin Money new and existing current account customers.
    They have also increased the existing Issue 1 from 0.50% to 1.75% so I don't need to open a new one.

    I only have £1.01 in there but can bring in last year's £10k so keep this year's £20k allowance.
  • AndyTh_2
    AndyTh_2 Posts: 332 Forumite
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    edited 25 August 2022 at 10:05PM
    would the same day my ISA finished transfer to Skipton be too soon to transfer? :smile:
  • myth123
    myth123 Posts: 397 Forumite
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    AndyTh_2 said:
    would the same day my ISA finished transfer to Skipton be too soon to transfer? :smile:
    :D I am currently in the process of transferring to Skipton (from VM!), and I think I'll be going back or to somewhere else soon. Could be fun.
  • RG2015
    RG2015 Posts: 6,056 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    RG2015 said:
    Expotter said:
    New Virgin Money Easy Access Cash ISA  Exclusive Issue 2 1.75% for Virgin Money new and existing current account customers.
    They have also increased the existing Issue 1 from 0.50% to 1.75% so I don't need to open a new one.

    I only have £1.01 in there but can bring in last year's £10k so keep this year's £20k allowance.
    Just got an email from VM saying the interest on my Easy Access Cash ISA Exclusive Issue 2 is increasing from 0.50% to 1.75%.

    My ISA is Issue 1 so I checked online and it is still Issue 1 but does show a rate of 1.75%.

    I then checked the app and that says my ISA is Issue 2.

    Virgin Money. Don't you just luv 'em.


  • Not the best, but....

    Cynergy Issue 25 now available at 1.65%
  • zxspeccy
    zxspeccy Posts: 180 Forumite
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    Ford Money have just increased their flexible Cash ISA from 1.35% to 1.50%. Not enough to convince me to stay though.
  • refluxer
    refluxer Posts: 3,194 Forumite
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    zxspeccy said:
    Ford Money have just increased their flexible Cash ISA from 1.35% to 1.50%. Not enough to convince me to stay though.
    If you're prepared to accept a limited number of withdrawals, then it might be worth looking at Paragon's Triple Access Cash ISA. At 1.65%, it's not far off the best easy access rate and it's flexible, too. 

    The reason I mention this one in particular is that I have a couple of previous issues which were increased to 1.85% a few weeks ago which means it's possible that the current issue may also rise to 1.85% at some point in the near future, as this is what they did with the previous rise. No guarantees though, of course.
  • moi
    moi Posts: 1,030 Forumite
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    VIRGIN MONEY have upped their fixed rates a bit from those on the front page.


    2 Year Fixed Rate E-ISA Issue 512, 3.02%    (Maturity date 24 September 2024)

    1 Year Fixed Rate Cash E-ISA Issue 511, 2.62%

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