Cash ISAs: The Best Currently Available List

gwapenut

snowy1256 wrote: »

However most of the easy-access say no transfers avaliable, does this mean I couldn't take some of the money out of my current ISA, into a current account and then pay it into the new ISA?

No it doesn't mean that - withdrawing into an intermediate account and then paying in as a new subscription will be absolutely fine. Just consider whether it's the best home for your money versus high interest current accounts etc, as you are presumably talking about an amount <£15k.

Consumerist

snowy1256 wrote: »

. . . However most of the easy-access say no transfers avaliable, does this mean I couldn't take some of the money out of my current ISA, into a current account and then pay it into the new ISA?

If you think about it, if you transferred money into an ISA from a current account, there is no way the ISA manager could know where the money has come from prior to that, let alone care. (Money-laundering aside, that is)

grumbler

veryintrigued wrote: »

Starter ISA issue 6
3% variable
New money only
Opening balance of £10
Multiple monthly payments accepted
March 2017 can be used to make up any remaining balance if not used the £1270 in previous months.
New & existing customers
Transfers out subject to 180days loss of interest on transferred amount
Interest paid on maturity

Rich2808 wrote: »

Here is the correct link for the Nottingham BS regular saver. It is ... open to anyone who can make it to a branch. Most of their branches are in the East Midlands as you would expect but they have outposts elsewhere like St Albans and Harpenden in Hertfordshire.

https://www.thenottingham.com/savings/products/starter-isa-issue-6/

Beware that these jokers are very busy apparently. So busy, that to open the ISA I needed an appointment, and the nearest one was on the 19th only - 10 days ahead.

So, don't waste your time and make an appointment over a phone.

ctdctd

grumbler wrote: »

Beware that these jokers are very busy apparently. So busy, that to open the ISA I needed an appointment, and the nearest one was on the 19th only - 10 days ahead.

So, don't waste your time and make an appointment over a phone.

I walked in on April 6th and walked out 10 minutes later with a shiny new ISA.
Nottingham B/S Harpenden.

ctdctd

The Newcastle 5 year 2.1% fix has gone from their website.

steve65e

grumbler wrote: »

Beware that these jokers are very busy apparently. So busy, that to open the ISA I needed an appointment, and the nearest one was on the 19th only - 10 days ahead.

So, don't waste your time and make an appointment over a phone.

A bit unfair to call them jokers. I've always found them very helpful and having some excellent products.

I've never had a problem walking into Sheffield branch and opening accounts. They are also happy to close branch accounts by post to HQ for people living outside their core area.

adindas

Foes anyone knows whether NW Flexclusive ISa allow Transfer in from OLD MONEY.

http://www.nationwide.co.uk/products/savings/flexclusive-isa/features-and-benefits

I am aware from their website, it says
"transfers accepted from other Nationwide ISAs and external providers"

I already have Flexclusive ISA with them with balance of about £1. The last time about 6 month ago I was told by their phone banking team that I cannot transfer in the OLD money. It is only for the NEW ISA or new money for the current tax year.


I am aware that not all of NW phone banking team know well their own product, so I am asking member of this forum.
Has anyone successfully for a transfer in using OLD money to NW Flexclusive ISA?

thanks

grumbler

Last year I opened it and transferred my ISA from FD to it.

grumbler

steve65e wrote: »

A bit unfair to call them jokers.

Well, I don't just call them. The fact remains that for such a simple action I needed an appointment and have to wait 10 days.
It's not a rocket science, and if they are incapable of doing this online, why cashiers can't do this or, at least, accept an application and make the necessary copies? There were two of them in the empty branch.

Consumerist

adindas wrote: »

I am aware that not all of NW phone banking team know well their own product, so I am asking member of this forum.
Has anyone successfully for a transfer in using OLD money to NW Flexclusive ISA?

Just order an <ISA Transfer Pack> from the Nationwide website.