Cash ISAs: The Best Currently Available List

veryintrigued

Archi_Bald wrote: »

A 4% regular saver that's available in a tiny geographical area

Saffon B.S had no such limit. I live hundreds of miles away.

Archi_Bald wrote: »

for a limited period

Dont all products have 'a limited period'

Archi_Bald wrote: »

is no use at all for people throughout the country who are looking to put £15,240 away on

Apologies - I had missed the update on this thread that regular savers (n)ISAs should be left off here.

jimjames

veryintrigued wrote: »

Dont all products have 'a limited period'
.

I'm not aware of any limited period on my S&S ISA. I've been paying in without problems for some considerable time.

veryintrigued

jimjames wrote: »

I'm not aware of any limited period on my S&S ISA. I've been paying in without problems for some considerable time.

The context of this thread is mini cash ISAs. Has the thread title changed as well as the the fact we're no longer allowed to discuss Regular Saver ISAs within in too?

As I said, am just a thickie - I rely on clever people like you to keep me on the straight and narrow.

jimjames

veryintrigued wrote: »

The context of this thread is mini cash ISAs. Has the thread title changed as well as the the fact we're no longer allowed to discuss Regular Saver ISAs within in too?

Mini cash ISAs disappeared in around 2008 so thread is pretty of out of date anyway.

Can't see any reason not to discuss any method of putting money into an ISA though.

Froggitt

veryintrigued wrote: »

I bet you'll be eating a magic mushroom flavoured hat when at least a couple of institutions release details of some 'decent' regular saver type of cash ISAs in a few weeks.

Up for that bet?

Do you mean like the Nationwide 2.5% regular saver NISA? Or the hidden Clydesdale 5 year Fixed rate issue 28 @ 2.7%?


Or better than those?

veryintrigued

Froggitt wrote: »

Do you mean like the Nationwide 2.5% regular saver NISA? Or the hidden Clydesdale 5 year Fixed rate issue 28 @ 2.7%?


Or better than those?

Those aren't great!

Scroll up on my post on last years Regular Saver offers (even though we're not allowed to talk about them).

If I remember correctly these were advertised before the budget i.e. when the ISA limit was close to tripled. These institutions did stick with the same rate though even after this announcement.

Be nice if something similar was offered again.

Froggitt

Theyre not great - correct. But other than niche products like Saffron existing customers, they ain't getting much better any time soon.

AndyPK

How do I find the hidden Clydesdale 5 year Fixed rate issue 28 @ 2.7%?

What are saffron offering to existing customers ?

masonic

veryintrigued wrote: »

I remember the same arguments last year and two institutions came up with nisa regular savers at 4%.

At £1250 per month they suited me perfectly.

Mind you am a bit of a thicky.

I don't consider 4% to be a very good rate for a regular saver account.

Froggitt

AndyPK wrote: »

How do I find the hidden Clydesdale 5 year Fixed rate issue 28 @ 2.7%?

Dunno. Its the offer for 5 year maturity ISAs. Give them a call, they may allow new money or transfers.