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Cash ISAs: The Best Currently Available List

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  • humfer
    humfer Posts: 1,779 Forumite
    http://www.coventrybuildingsociety.co.uk/savings-accounts/cash-isa.aspx

    Coventry now has Issue 21 fixed rate ISA which importantly allows the full £15,000 from 1st July. Fixed until 31st May 2018 is a long long time though
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    badger09 wrote: »
    Can't say whether your friend should move their ISA to the Santander Direct ISA Saver, but as this is an instant access product your friend can continue to pay into it after the new allowance is introduced on 1 July.

    Upgrading existing Santander ISAs to a new Santander ISA product is simple. Your friend just needs to follow the links on Santander's website, or phone them, or call into one of their branches :)

    Thanks! I will pass on this information. I think they need to upgrade by 4th April 2014 if I remember reading Santander website correctly.
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 April 2014 at 11:56AM
    Save3 wrote: »
    It seems that I'd be better off using my Santander 123 3% and taxed 20% (2.80%) than to save in a 2.75 fix for 3 years isa. Am I right? Or am I missing something. Please help.

    It is astonishing me how the math is being taught in the school nowadays ??
  • DemiDee
    DemiDee Posts: 529 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    adindas wrote: »
    It astonishing me the math is beeing taught in the school nowadays ??

    Seems like the standards in English and grammar are much worse, judging from this comment?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DemiDee wrote: »
    Seems like the standards in English and grammar are much worse, judging from this comment?
    It's not a bad attempt though, for someone whose first language isn't English.


    How's your Georgian/Romanian/Russian? :)
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DemiDee wrote: »
    Seems like the standards in English and grammar are much worse, judging from this comment?

    Indeed you are right

    http://www.bbc.co.uk/news/education-24433320

    "A major study by the Organisation for Economic Co-operation and Development (OECD) shows how England's 16 to 24-year-olds are falling behind their Asian and European counterparts.

    England is 22nd for literacy and 21st for numeracy out of 24 countries"
  • DemiDee
    DemiDee Posts: 529 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    It's not a bad attempt though, for someone whose first language isn't English.


    How's your Georgian/Romanian/Russian? :)

    Condemning others for not being perfect, when one's own standards are clearly less than perfect, might not be a 'bad attempt', but is certainly in bad taste. "Judge not lest ye be judged" comes to mind. However, I digress. This IS about ISAs, after all :)
  • Consumerist
    Consumerist Posts: 6,311 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DemiDee wrote: »
    Condemning others for not being perfect, when one's own standards are clearly less than perfect, might not be a 'bad attempt', but is certainly in bad taste. "Judge not lest ye be judged" comes to mind. However, I digress. This IS about ISAs, after all :)
    To suggest that something is "not a bad attempt" is not to suggest that it is a "bad attempt", surely. So who is criticising whom, here? :)
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    Nationwide are due to launch a Regular Saver ISA this Sunday. Max monthly deposit £1,250 and AER a measly 2.5%. Might make sense for people who intend to put £15K into a cash ISA for 2014-15 and who can dripfeed it from one or two good current accounts.
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    innovate wrote: »
    Nationwide are due to launch a Regular Saver ISA this Sunday. Max monthly deposit £1,250 and AER a measly 2.5%. Might make sense for people who intend to put £15K into a cash ISA for 2014-15 and who can dripfeed it from one or two good current accounts.
    Thats not a bad option if its fed out of the TSB 5% current plus account though.
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