Cash ISAs: The Best Currently Available List

cydney65

KTF wrote: »

Are they saying that whatever number you put in there will not be taken from the linked bank account details you provide then?

When OH applied online she put down £1000. In the confirmation email today it says you have to fund it within 14 days either via bank transfer to a specific initial funding account with KR or by cheque. She wants to fund it intially from a savings account, she will then set up a SO from her nominated account to her new account details which they should send once she has made the initial deposit. HTH

Andrew_Cottrell

anna42hmr wrote: »

that is really strange, fingers crossed all will be ok with mine, still showing on my account as open with the number applied for and shows as open, will see what happens when they receive the isa transfer form i have posted.

I hope your account is OK, but I think you should have a plan 'B' as they may close the account.

anna42hmr wrote: »

I have had another thought though, noticed this post https://forums.moneysavingexpert.com/discussion/4916125 about a maturing virgin isa and options being offered by virgin at maturity by that OP, the rates and dates match, so wondering if instead of being one everyone can apply to it is meant for existing customers instead??

That would explain it.

KTF

New Santander ISA details now online: http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&canal=CABBEYCOM&cid=1195845566878&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateY2

As predicted, 2.3% fixed for 2 years for 123 customers or 2% for everyone else.

anna42hmr

Andrew_Cottrell wrote: »

I hope your account is OK, but I think you should have a plan 'B' as they may close the account.

That would explain it.

thanks, yep that looks to be it, as the op of the other post has replied and confirmed and they are the same issue numbers.

will see what happens, worse case senario is will have to move the money to another isa if they close it, presumably if they intend to close it, they won't process the isa transfer form that was posted on thursday night.

fingers crossed they keep it opened, will be interesting to see what happens, i will keep logging into virgin isa over the next few days to see if any changes.

i wonder how the others accounts are doing that opened them? as i think there were a few of us that used the link in the post to apply for the virgin isa's. Looking at the T&Cs for that issue and nothing in there about being only for other certain customers, prexisting customers, so hopefully that will be in our favour.

reyn_2

Regarding the Virgin fixed ISA 2% - phoned this morning and asked what was going on, it is supposed to be for existing customers finishing their current ISA, I was told that because it was on their site although not advertised I was ok to carry on and fund the two I opened Saturday.

Cappsy

hgt wrote: »

A better option than the 2% 2-year fix at Lloyds could be the 2-year tracker ISA from KRBS....
http://www.krbs.com/products/savings-and-isas/isas/tracker-isa/two-year-tracker-isa-issue-5/

The KRBS ISA tracks at base rate plus 1.51% (so is currently 2.01%), so if base rates go up, so will the rate. Of course in the unlikely event that the base rate goes down, so will the rate on the account! A nice feature, is that the KRBS tracker allows additional deposits and transfers-in at any time. There is a 180 day interest penalty on withdrawals however.

Tracker Issue 5 withdrawn. Replaced with Issue 6 a 2 year tracker at only 1.5%. (1% above base rate)

KTF

Cappsy wrote: »

Tracker Issue 5 withdrawn. Replaced with Issue 6 a 2 year tracker at only 1.5%.:(

I saved a copy of the issue 5 application form. I wonder if they would honor it if I sent it in

hgt

KTF wrote: »

I saved a copy of the issue 5 application form. I wonder if they would honor it if I sent it in

Surely if you put yesterday's date on the form, and get it in the post ASAP they should do!

hgt

anna42hmr wrote: »

I have had another thought though, noticed this post https://forums.moneysavingexpert.com/discussion/4916125 about a maturing virgin isa and options being offered by virgin at maturity by that OP, the rates and dates match, so wondering if instead of being one everyone can apply to it is meant for existing customers instead??

I can confirm this is true as I'm an exsiting Virgin ISA customer... they sent out an e-mail regarding issues 65/66/67... they only appear if you go via the special link (or if you're an existing online user you can apply that way too). Though it sounds like Virgin aren't too bothered if you're not an existing customer :-) According to my e-mail, they are available only until 5th April 2014 - so should be available for a few more weeks yet.

GreenBitterfly

hgt wrote: »

I can confirm this is true as I'm an exsiting Virgin ISA customer... they sent out an e-mail regarding issues 65/66/67... they only appear if you go via the special link (or if you're an existing online user you can apply that way too). Though it sounds like Virgin aren't too bothered if you're not an existing customer :-) According to my e-mail, they are available only until 5th April 2014 - so should be available for a few more weeks yet.

That'll teach me to read the end of the e-mail, then!