Cash ISAs: The Best Currently Available List

savemoney

Just like to say thanks Kazza242 for all hard work. Still hanging out for a good deal of cash isa for 2013/14 which allow transfers in. Appreciate all the hard work you do

KTF

Given that you can now transfer in to the Nationwide Flexclusive ISA which is fixed at 4.25% until October, thats where my money will be going.

Hopefully the FD one at 3% will still be around in October when the bonus expires.

purplestar133

Kazza242 wrote: »

Thanks purplestar133. I don't work in the banking industry, but it is an interest of mine. This thread came about because I do like to keep an eye on the best new accounts that come out.

I used to have them listed in a MS Word file (that I kept up-to-date) on my PC at home and then one day I thought it would be a good idea to share it with everyone on MSE by making this thread. I was only going to edit the ISAs list for a month during mid-March and April 2007, but it got so popular so quickly that I kept doing it until the present day.

I have to thank all of the posters on this thread that have helped keep the thread going over the years. Before this thread became a sticky on the ISAs board, some of you were bumping it to keep it on the first page of the board (many thanks!). :T

Well, thanks for all your hard work!

Peonie

KTF wrote: »

Given that you can now transfer in to the Nationwide Flexclusive ISA which is fixed at 4.25% until October, thats where my money will be going.

Hopefully the FD one at 3% will still be around in October when the bonus expires.

I had a quick look and could not find the Nationwide ISA you've mentioned above. From the high interest rate I'm guessing it's an old one.

innovate

Peonie wrote: »

I had a quick look and could not find the Nationwide ISA you've mentioned above. From the high interest rate I'm guessing it's an old one.

Yes it is. If you haven't already got it, it's too late now - this ISA closed for new applications sometime last May.

Special_Saver2

I will add my thanks to Kazza for maintaining this list. I particularly like the way the accounts are subdivided into specific categories, e.g. accounts that allow transfers in, and I hope this format continues when you re-jig the thread.

Thanks also to innovate for some helpful posts. Indeed, thanks to all the posters on this thread and other threads - we are all trying to help each other to be "Money Saving Experts" and contribute our time for free by writing these posts.

SS2

lucky77

Halifax have increased the rate payable on their 3 year fixed rate Isa to 3% (previously 2.6% I think).

Alex92_2

lucky77 wrote: »

Halifax have increased the rate payable on their 3 year fixed rate Isa to 3% (previously 2.6% I think).

If it says No withdrawals or additional deposits (excluding account closure), does this mean that come 2014/2015, I can't add further ISA allowance for that year? So if I put transfer in 5640 for this year and 5760 for 13/14 year, I cant add any moer and will have to open up a new ISA with someone else?

I'd like to think that within 2-3 years the rates will be a little higher than 3%

boobbby

Alex92 wrote: »

If it says No withdrawals or additional deposits (excluding account closure), does this mean that come 2014/2015, I can't add further ISA allowance for that year? So if I put transfer in 5640 for this year and 5760 for 13/14 year, I cant add any moer and will have to open up a new ISA with someone else?

I'd like to think that within 2-3 years the rates will be a little higher than 3%

They are very clever with their rates as 3% is very good at the moment but in the next couple of weeks other providers might also increase their rates with less restrictions.

Alex92_2

boobbby wrote: »

They are very clever with their rates as 3% is very good at the moment but in the next couple of weeks other providers might also increase their rates with less restrictions.

That's what im thinking. I've paid in my full amount for this year. Just keeping eyes and ears peeled for the meantime. Will probably make a decision early April once most banks ahve their cards on the table and not so close to their chests!