Cash ISAs: The Best Currently Available List

apt

With any regular saver ISA you want to open it at the start of the tax year in April. The NBS product would be good for those who have a sizeable ISA deposit that they are looking to transfer to get a decent rate but don't want to tie themselves in for more than a year. Basic tax payers also would not lose out significantly by drip feeding £500 per month into the NBS ISA from a Lloyds Vantage account.

TMoose

Standard Life Direct ISA - 2.65% - please note that the initial deposit is £1+ not £1000+.

spike87

Santander Direct ISA now dropped to 2.00% for under 9k and 2.75% for over 9k.

Kazza242

TMoose wrote: »

Standard Life Direct ISA - 2.65% - please note that the initial deposit is £1+ not £1000+.

The minimum opening balance for this ISA was £1,000. It dropped to £1 earlier this week. If you do spot anything on the thread that needs updating a PM would be nice - what with so many ISA updates to do at this time of year, it would really help.

fleenio

giruzz wrote: »

Alliance & Leicester:

• 1 Year Fixed Rate ISA
  Balances above £9,000 EARN 3.05% gross p.a./AER fixed until 1 March 2011. Balances below £9,000 earn 2.65% gross p.a./AER fixed until 1 March 2011.

http://www.alliance-leicester.co.uk/savings/fixed-rate-isa.aspx

That looks a good deal for 1 year fixed rate. Is that the best currently available? I have over 9k, its sitting in an RBS account earning very little.
What A & L online accounts like? can you transfer online too?

Im going to look into this more today when I have some time later.

Edit - doh ive just realised you have to visit local branch

twinklie

Just wanted to add my thanks as well....I always check this thread every year before I make any decisions...and no doubt will keep my eye on it over the coming months to help with my decision for next years money! x

4$£&*(£$&*(!

Kazza242 wrote: »

The minimum opening balance for this ISA was £1,000. It dropped to £1 earlier this week. If you do spot anything on the thread that needs updating a PM would be nice - what with so many ISA updates to do at this time of year, it would really help.

How long ago was that? A friend of mine opened with a balance of £100 last May so I am not certain this is a recent change.

Kazza242

CitySlicker wrote: »

How long ago was that? A friend of mine opened with a balance of £100 last May so I am not certain this is a recent change.

I click on the links that feature in the list at least once a week to ensure that the information is kept as up-to-date as possible. The last time I checked the links before my 12th February post, was the 1st Feb and Standard Life's website was still showing a £1,000 minimum opening deposit for this ISA.

It's possible that your friend may have applied for an earlier issue of this ISA, but looking at the backups of the list, I have the minimum opening deposit as being £1,000 during last year. The only other thing I can think of is that Standard Life may have neglected to update their website with the reduced minimum opening deposit.

curlygirl1971

Thanks for all the efforts you go to - I find your thread really valuable and is my first point of call before I go off and do some digging around for myself. And even if I'm not looking for a home for my money at that point - I still check with you regularly 'cause I just like to know what's going on in the world of ISA's

emeraldbugle

I asked Abbey yesterday about transfering out my Direct ISA with them, they said that a new ISA will be announced in the next couple of weeks with a better rate. Hmmmm will wait til 1st March, then I'll need to transfer.