Cash ISAs: The Best Currently Available List

TMoose

Standard Life Direct ISA - 2.65% - please note that the initial deposit is £1+ not £1000+.

spike87

Santander Direct ISA now dropped to 2.00% for under 9k and 2.75% for over 9k.

Kazza242

TMoose wrote: »

Standard Life Direct ISA - 2.65% - please note that the initial deposit is £1+ not £1000+.

The minimum opening balance for this ISA was £1,000. It dropped to £1 earlier this week. If you do spot anything on the thread that needs updating a PM would be nice - what with so many ISA updates to do at this time of year, it would really help.

fleenio

giruzz wrote: »

Alliance & Leicester:

• 1 Year Fixed Rate ISA
  Balances above £9,000 EARN 3.05% gross p.a./AER fixed until 1 March 2011. Balances below £9,000 earn 2.65% gross p.a./AER fixed until 1 March 2011.

http://www.alliance-leicester.co.uk/savings/fixed-rate-isa.aspx

That looks a good deal for 1 year fixed rate. Is that the best currently available? I have over 9k, its sitting in an RBS account earning very little.
What A & L online accounts like? can you transfer online too?

Im going to look into this more today when I have some time later.

Edit - doh ive just realised you have to visit local branch

twinklie

Just wanted to add my thanks as well....I always check this thread every year before I make any decisions...and no doubt will keep my eye on it over the coming months to help with my decision for next years money! x

4$£&*(£$&*(!

Kazza242 wrote: »

The minimum opening balance for this ISA was £1,000. It dropped to £1 earlier this week. If you do spot anything on the thread that needs updating a PM would be nice - what with so many ISA updates to do at this time of year, it would really help.

How long ago was that? A friend of mine opened with a balance of £100 last May so I am not certain this is a recent change.

Kazza242

CitySlicker wrote: »

How long ago was that? A friend of mine opened with a balance of £100 last May so I am not certain this is a recent change.

I click on the links that feature in the list at least once a week to ensure that the information is kept as up-to-date as possible. The last time I checked the links before my 12th February post, was the 1st Feb and Standard Life's website was still showing a £1,000 minimum opening deposit for this ISA.

It's possible that your friend may have applied for an earlier issue of this ISA, but looking at the backups of the list, I have the minimum opening deposit as being £1,000 during last year. The only other thing I can think of is that Standard Life may have neglected to update their website with the reduced minimum opening deposit.

curlygirl1971

Thanks for all the efforts you go to - I find your thread really valuable and is my first point of call before I go off and do some digging around for myself. And even if I'm not looking for a home for my money at that point - I still check with you regularly 'cause I just like to know what's going on in the world of ISA's

emeraldbugle

I asked Abbey yesterday about transfering out my Direct ISA with them, they said that a new ISA will be announced in the next couple of weeks with a better rate. Hmmmm will wait til 1st March, then I'll need to transfer.

former_student

I'm looking for an ISA with a good fixed rate that will allow me to transfer money in at anytime, are there any such ISA's available?

Thanks