Cash ISAs: The Best Currently Available List

The_Enforcer

Again, I ask the question: "Why not a sticky?", seeing as many posters are having to paste a link to this thread in order to help others. Surely it makes sense to have this at the top, where they are more likely to find it?

The_Enforcer

Bang goes the best instant access ISA:

http://www.firstdirect.com/savings/cash-eisa-overview.shtml

If you haven't opened one by now, then, at 0.2%, avoid.

Jonbvn

The_Enforcer wrote: »

Again, I ask the question: "Why not a sticky?", seeing as many posters are having to paste a link to this thread in order to help others. Surely it makes sense to have this at the top, where they are more likely to find it?

I agree entirely!

This has been brought up before, several times. The board guides in their infinite wisdom, refused. I would guess it doesn't make Martin any money, or perhaps I am being facetious?

Optimist

The_Enforcer wrote: »

Again, I ask the question: "Why not a sticky?", seeing as many posters are having to paste a link to this thread in order to help others. Surely it makes sense to have this at the top, where they are more likely to find it?

They already have a "official" sticky so I guess they don't want to make this a sticky too

Jonbvn

Optimist wrote: »

They already have a "official" sticky so I guess they don't want to make this a sticky too

The MSE article is no where near as comprehensive as this thread! However, the links in the MSE article make money, whereas the links in this thread do not!

Someone correct me if I'm wrong?

wakeupalarm

Barnsley's rate has dropped to 2.25%. Does this lower rate apply to existing customers as well?

Kazza242

The first post of this thread has been updated.

Birmingham Midshires have launched a new five year fixed rate ISA paying 4.55%. Northern Rock have launched a new one year fixed rate ISA paying 3.50%. Also launching new fixed rate ISA issues are Bradford & Bingley, Cheltenham & Gloucester and Alliance & Leicester, all fixed for two years and paying 3.75%, 3.50% and 3.50% respectively.

A large number of providers have withdrawn their ISAs over the last week. Kent Reliance Building Society have withdrawn their popular one year fixed rate ISA, paying 3.20%. Also withdrawn are the Manchester Building Society's five year fixed rate ISA, paying 4.51%.

Barnsley Building Society have withdrawn their online ISA paying 3.00% and replaced it with an ISA paying 2.25%. In following the trend, First Direct have withdrawn their Cash e-ISA paying 2.96% and replaced it with an ISA paying just 0.20%. Both ISAs have been removed from the list. Also withdrawn are the Teachers Building Society Bonus Cash ISA paying 3.00%, Chesham Building Society's Cash ISA 180, paying 3.25% and Chelsea Building Society's over 50s ISA paying 3.20%.

The_Enforcer

*Original post deleted* I was looking at the wrong Teachers ISA, I take it the one listed above was different to the one still on the first post?

owitemisermusa

Anyone know of a good ISA that's available with cashback? Ta.

The_Enforcer

• Chelsea BS Branch Instant Cash ISA - 3.00%
  Rate guarantee? No. Rate effective from: 06/10/2009.
  Monthly interest option available? Yes. See here for monthly interest rates.
  Minimum deposit: £25,000 (to qualify for the higher rate). Operated via: Branch.
  Notes: 2.50% is paid for total balances between £15,0000 - £29,999, 2.00% for £6,000 - £14,999 and 1.60% for £10 - £5,999.

I think this should say £15,000 - £24,999.