Cash ISAs: The Best Currently Available List

superleeds27 · 2026-11-05T14:38:44+00:00

Already had an email from Monument telling me the ISA I have with them will be going up 0.25% from 19th November.

Currently 4.28%

Johnny-Cage · 2026-11-05T14:46:22+00:00

same here they are passing on the full 0.25% increase

slinger2 · 2026-11-05T15:03:05+00:00

From Trading212:

"Following the Bank of England’s (BOE) latest interest rate decision, we're increasing the Trading 212 GBP rate:

Cash ISA: 3.60% -> 3.85%

S&S ISA, Invest: 3.80% -> 4.00%

This takes effect from 05/11/2026."

bioboybill · 2026-11-05T17:15:37+00:00

I went for the Prosper ISA last March, and I noticed that has gone up to 4.96% today.

GetRichOrDieSaving · 2026-11-05T17:20:47+00:00

I have a Moneybox variable 4.75% easy access Cash ISA. Does anyone know if they have form for passing the rate increase on?

They were very quick to post a bulletin in the app from the latest budget announcement but I see no information BOE interest increase today……

winkowinko · 2026-11-05T17:23:36+00:00

Where are you seeing that?

winkowinko · 2026-11-05T17:27:35+00:00

I would say quite unlikely, but only because you got in at probably their highest rate for quite some time. You timed it well.

Mine is at 4.43%, opened in April.

GetRichOrDieSaving · 2026-11-05T17:30:24+00:00

ok thanks for your opinion and yes I agree, it was a great rate and still is for an easy access ISA, would just be that bit sweeter if it’s 5%

Ready, steady… save!