Cash ISAs: The Best Currently Available List

Growingold

https://forums.moneysavingexpert.com/discussion/comment/82041709#Comment_82041709

You would think so but they make no mention of it unlike other building societies when they make detrimental changes.

Rosa_Damascena

My gripe about KR is different - they rely on inertia through paper instructions and then wait until the last possible minute before releasing funds.

tasty_snacks

I don't suppose anyone is able to offer any feedback on which easy access ISAs offer instant (or at least same day) withdrawals?

I had been using CHIP which was excellent for this. The enforced switch to the new ISA product however has also changed the withdrawal process it seems, and this now occurs by the next working day.

I seem to remember Trading212 being pretty quick (same day if not instant) - any anecdotal feedback on that platform?

Thanks

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82042676#Comment_82042676

I always found Trading212 to be very speedy, mind you it's been a few months since I made a withdrawal so I can't guarantee it's still fast

dingling68

I withdraw regularly from Trading212 and the money is usually transferred instantly. I had one late night Sunday withdrawal that took a few hours but that’s it in about a year

Growingold

https://forums.moneysavingexpert.com/discussion/comment/82042676#Comment_82042676

I have Tandem Instant Access ISA's of which you can open several. Interest rate is 4% Incl bonus for 12 mths but this should be renewable as their other instant access accounts are. Withdrawals are actioned immediately even at weekends . Sometimes money in receiving account is there instantly but can take up to 2 hours. Also is flexible with monthly interest.

tasty_snacks

Thanks all for the feedback, very helpful. 😉

rallycurve

https://forums.moneysavingexpert.com/discussion/comment/82041709#Comment_82041709

Kent Reliance

Not only they don't offer the option but also they have confirmed to me both by secure message and phone call that they will charge you the exit fee if you don't wish to accept the changes and decide to leave. I don't think this is legal so I'll escalate to the Ombudsman if needed

gwapenut

https://forums.moneysavingexpert.com/discussion/comment/82046492#Comment_82046492

Please let us know how you get on

1spiral

https://forums.moneysavingexpert.com/discussion/comment/82046492#Comment_82046492

It will all depend on what the T&Cs said. Did they explicitly state that you could add extra funds throughout the term or was it just an anomaly which enabled you to do this. If so there's not much comeback.

If stated explicitly, did it state that they may withdraw this facility in the future. If not, you've probably got a case.

I had an account with Newcastle back when rates were around the 1% mark. They paid around 1.25% (tracker account I believe) but stated that they reserved the right to stop accepting future deposits with x days notice.