We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Cash ISAs: The Best Currently Available List
Comments
-
Etoro by Moneyfarm*, 4.81% CASH ISA
I did look at this and considered it for a while, but this in particular from MSE put me, personally, off:
"While this type of holdingcan
be covered by FSCS, the FSCS couldn’t confirm this to us 100%. It told us that it depends on a number of factors and that it determines whether FSCS applies on a case-by-case basis. So while the risk of not getting your money back is likely quite low, we’ve erred on the side of caution. Your view may vary."
3 -
Yes the bonus is only paid at the end of the 12 months, I also had huge issues moving my money out of Plum it took almost a month to move it and coms were very bad.
I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.4 -
Why not Moneybox if you're already with them? Wouldn't Virgin be lower interest?
0 -
Let's see if we have a nice flurry of new rates and offers today……👀
1 -
Not sure if already reported on here, but Vanquis Triple Access Issue 5 @ 4.30% AER proved an easy upgrade from my Issue 3 @ 4.08% AER
4 -
1 year and 18 Month Flexible Cash ISA 4.4% for Barclays Premier Customers.
Over £2K made from bank switches and P2P incentives since 2016 :beer:2 -
Plum
OP states it's not Flexible, but there site says it is?
Our Cash ISA is flexible, meaning you can withdraw and pay it back without affecting your annual ISA allowance.
Good rate, but the bonus paid at the end is a bit meh.
Will hold off!
0 -
Hey intalex - I was just looking at that, as I have an existing Vanquis Triple Access ISA paying 4.08%. Is it straightforward to upgrade? Do you have to go through a full transfer process as with funds coming from a different provider, or is it a simple process within their online banking? (it isn't addressed specifically in the product info pdf)
0 -
The Nationwide 4.5% fixed rate ISAs are still available in this tax year. I opened one yesterday.
1 -
Is that the 5 year one? Nationwide only seem to do fixed rate, or limited access ISAs, not easy access ones.
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.2K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.8K Spending & Discounts
- 247.9K Work, Benefits & Business
- 605K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards