Paying tax for years - and no help now?

Thomas_The_Tank_Top

skintandscared wrote: »

Those who can't work.....

Very subjective is that word "can't".

I pay 40% tax too, and have done for the past 12 years. You are not the only one.

Thomas_The_Tank_Top

BigAunty wrote: »

No, it is weekly. This is their basic disposable income - all their council tax will be discounted and they will be entitled to hb that covers a 4 bed rate (if private) or full HB if in social housing.

It is composed of

£526.40 child tax credit (weekly)
£71.00 income support (weekly)
£140.90 child benefit (weekly)

But since there are probably barely any lone parents with 10 children, this is academic.

EDIT - actually it's £738 not £727 per week. That's £38 grand a year, equivalent to a taxable salary of around £50k without having to pay a penny in council tax or housing benefit if they have a property with rent within their allowance.

Having one child with a severe disability would increase this by about £80 per week to £817 per week (excluding council tax and housing benefit).

You can verify this on the Turn2us online benefit calculator.

Thanks very much for the answer Aunty. I should have been born as Pat Mustard! Work is for mugs.

skintandscared_2

Thomas_The_Tank_Top wrote: »

Very subjective is that word "can't".

I pay 40% tax too, and have done for the past 12 years. You are not the only one.

I know I'm not the only one. But I'm not the one whinging that I can't sit back and get cash-back on that 40% am I! I am happy to pay it and happy that I'm in the position to not be entitled to claim anything back yet. Long may it continue. How does the OP, who wants to take time out and let the taxpayer cover the shortfall, fall into the "can't" work category? They don't.

starrybee

Am I reading this right? OP is going to earn 16k a year just by doing part-time work, and they're complaining they're not entitled to benefits.

Is anyone else smelling a troll? :eek:

iajamo

Well it seems to me that this thread has been started by one of two types of people.

1 - Wind up idiot looking to get a 1000 replys to their message because they gets no attention in the real world.

or

2- The 'I am working hard and trying to get myself into a position of employability so the world must respect me and pay my way!' type.

Look, whether you are a disabled single mum with 10 kids caring for disabled parents or someone reducing their hours to start a "project" your entitlement to benefits is based upon the same basis.......... NEED.

You clearly have no need for welfare support otherwise you would not have been able to make the choice of reducing hours and playing with yourself.

If YOU make the choice to stop working full time and start some sort of self endulgant project then why should I have to subsidise your life whilst you try to find your calling?

AndI am pretty sure that when "your project" starts becoming profitable you will not be sending some of those profits back to the tax payer (Outside of your obligated payments) as a thank you for finacially supporting your endevours.

Listen, I wish you the best of luck if you are brave enough to take a chance a try to do something for yourself, I genuinely do, but just because your trying hard the world does not owe you a living and really, you should know better.

cte1111

£16k is a reasonable income. Obviously it's a lot less than what you are used to but it is certainly a liveable amount. If you choose to reduce your income to this amount, then have a look at the many boards on this forum to help you reduce your outgoings too.

Alternatively (maybe better) do your best to reduce your current outgoings to say £25k, then you can save the remainder of your current salary to fund your upcoming sabbatical.

debrag

PJ123 wrote: »

I am planning to change my working hours from full-time to part-time, ie. about 9-15 hours a week.
I was trying to figure out what benefits I'd be entitled to and it seems that I won't get anything! For the previous two years my income was in the range of £40-45k a year. Now it will be about £16k (it's not fixed yet). I will be living in a two-bedroom house on my own, with a rent of about £595.
I was hoping I would get at least LHA (local rate is £120 max) but - no chance.
Is there really no help available to me? Would I have to be an unemployed disabled woman with ten children looking after her disabled parents to get anything in return for the huge amounts of tax and national insurance I paid? I find it absolutely unfair.

On the wage £595 rent is do able and to get that for under 15hrs a week is extremely good.

jason1231972

I earn £12,646.40 for full time work. Partner earns £10.384.92 for part-time work (on a better hourly rate than me).

Entitled to absolutely nothing. We live together, pay full rent, council tax, etc., plus all the expected utility bills...

But, you know what? We're really bloody well comfortable, thankyou very much!

princessdon

Jason - I recommend a child or two to take down your disposable income, they really are a remedy for removing this. (insert laughing smilie here) But I think like everyone (who isn't entitled to vast benefits) you cut your cloth so to speak so as you do this you are comfortable.

I know I would have loved sabatical whilst my children were young instead of working but it wasn't to be, I never begrudge anyone who NEEDS benefits but am absolutely amazed at the high level that can be given out. How on earth can people look to return to work when they get so much for working bare minimum hours (16/24/30 depending) or not at all.

StressedOutMummy

This kind of post beggars belief! Do you really think that you can get benefits whilst indulging on a whim? I would love to take time out to look after my 2 year old but er, can't afford to.And before you say " oh you should have thought of that before you had kids"- I'm 43, have a good job,so does my partner and have been in work for the the last 20 years. Yes, of course some people play the system but some people need state assistance.I think you are trolling!