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Paying tax for years - and no help now?

245

Comments

  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    PJ123 wrote: »
    And what is a valid reason for me subsidising a young woman who is perfectly capable of working but too lazy and wasting too much time having sex with whoever is to hand and then venting her frustrations about her meaningless life on me at my work? If it was up to me, such individuals would simply die to make place for more valuable memebers of the society. But we live in a benfits society, don't we? Thanks for your very helpful comment
    I think I should give up working altogether - then at least I would get £71/week contribution-based JSA - for six months though.

    Hmm your lovely arent you :cool:
  • System
    System Posts: 178,412 Community Admin
    10,000 Posts Photogenic Name Dropper
    Anyway, regardless of the underlying reasons... The conclusion of this thread is that a single man living on his own earning an income of £16k/year, having savings of around £1k, no health problems, can get no benefits whatsoever. Is that correct?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • BigAunty
    BigAunty Posts: 8,310 Forumite
    1,000 Posts Combo Breaker
    PJ123 wrote: »
    Anyway, regardless of the underlying reasons... The conclusion of this thread is that a single man living on his own earning an income of £16k/year, having savings of around £1k, no health problems, can get no benefits whatsoever. Is that correct?

    No, we asked you information to help guide posters with some rather basic facts to help you with your options and told you to put the info into a reputable benefits calculator. We told you what factors were relevant from the rant you provided.

    What does this calculator tell you?

    You will reap around £1050 after tax each month whereas a single unemployed person without dependents and disabilities is expected to live on around £65 per week.

    You earned 80 or 90k over the last two years and you managed to save about £1.50 a day?!
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    PJ123 wrote: »
    Anyway, regardless of the underlying reasons... The conclusion of this thread is that a single man living on his own earning an income of £16k/year, having savings of around £1k, no health problems, can get no benefits whatsoever. Is that correct?

    Did you check the calculator?

    Although as said above they may sanction anything you could get becuase your choosing to put yourself in that position
  • BigAunty
    BigAunty Posts: 8,310 Forumite
    1,000 Posts Combo Breaker
    PJ123 wrote: »
    ...
    Is there really no help available to me? Would I have to be an unemployed disabled woman with ten children looking after her disabled parents to get anything in return for the huge amounts of tax and national insurance I paid? I find it absolutely unfair.

    A lone parent with 10 children would get around £727 per week in child tax credits, child benefit and income support and this excludes the fact that she wouldn't have to pay a penny in rent or council tax, as long as she was happy to make do with a 4 bedroom place or pay a top up if the rent is higher than the LHA.

    Obviously, if she was disabled, or any of her children were disabled, this would be substantially more.

    Any child maintenance paid by the various fathers would be in addition to the benefits and won't reduce them.
  • princessdon
    princessdon Posts: 6,902 Forumite
    edited 9 June 2012 at 10:36PM
    PJ123 wrote: »
    Anyway, regardless of the underlying reasons... The conclusion of this thread is that a single man living on his own earning an income of £16k/year, having savings of around £1k, no health problems, can get no benefits whatsoever. Is that correct?

    Yep - For what it is worth they all do it to us females who copulate and produce offspring too. Earning 80K for most of my life, never had a day out of work then when wanted to reduce my hours or take a sabatical to look after the (how was it you worded it ^^^) offspring they didn't give me anything either!

    In fact! They continued to tax me at 40% for the majority of my wages (not just the 20% you pay) and then made me pay £1.5K a month in childcare - the blooming cheek of them!

    BTW I am also "technically" disabled - but don't claim and yes I look after a disabled relative around working and childcare - Guess what they don't pay for that either!

    So want to revise your comment? Or maybe I need to die and make way for valuable members of society?
  • kingfisherblue
    kingfisherblue Posts: 9,203 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    PJ123 wrote: »
    Is there really no help available to me? Would I have to be an unemployed disabled woman with ten children looking after her disabled parents to get anything in return for the huge amounts of tax and national insurance I paid? I find it absolutely unfair.

    Whilst having children is a choice that people make, being disabled, or caring for disabled relatives, is not. You should think yourself lucky not to be in that position.
  • System
    System Posts: 178,412 Community Admin
    10,000 Posts Photogenic Name Dropper
    Well, it's all very frustrating. Let's carry on then - let's go back to work, you and me, so that others could bring up their children in peace.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Anubis_2
    Anubis_2 Posts: 4,077 Forumite
    If you are single and earning 16 k I doubt there would be any help as that amount is way over the threshold for a single person, and you are not working the required hours for working tax credit (and you are about at the threshold for that being single)

    16k for a single person is more than workable. I doubt you would be entitled to LHA as the threshold is £71 for a single person then it is tapered at 65 percent every £ over that so your 16k would likely rule you out.

    Consider yourself lucky that you have a job, and that you can earn 16k for very few hours. Many people are on much less working a 40 hour week on NMW.
    How people treat you becomes their karma; how you react becomes yours.
  • Marisco
    Marisco Posts: 42,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have to hand it to the op though. A new way to start a benefit bashing thread!! The ingenuity of folk never ceases to amaze me! :D
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