Paying tax for years - and no help now?

SaLoGo

Wow, I'd be gratfeful to be living on £16k a year even with a child!!

skintandscared_2

You do know that the tax you pay doesn't go into some little savings pot with your name on it, don't you? You insult people who claim benefits they are entitled to and at the same time want to sit back and let the taxpayer subsidise your self-inflicted lazy lifestyle! What makes you so special?!

Thomas_The_Tank_Top

BigAunty wrote: »

A lone parent with 10 children would get around £727 per week in child tax credits, child benefit and income support.........

Aunty, surely you mean £727 per month, not per week?

Thomas_The_Tank_Top

skintandscared wrote: »

You insult people who claim benefits they are entitled to.....

If by that you mean people who have contributed to the "pot" then I agree they are entitled.

However, many, many, many have never paid a bl00dy penny. Take all, and contribute s0d all.

BigAunty

Thomas_The_Tank_Top wrote: »

Aunty, surely you mean £727 per month, not per week?

No, it is weekly. This is their basic disposable income - all their council tax will be discounted and they will be entitled to hb that covers a 4 bed rate (if private) or full HB if in social housing.

It is composed of

£526.40 child tax credit (weekly)
£71.00 income support (weekly)
£140.90 child benefit (weekly)

But since there are probably barely any lone parents with 10 children, this is academic.

EDIT - actually it's £738 not £727 per week. That's £38 grand a year, equivalent to a taxable salary of around £50k without having to pay a penny in council tax or housing benefit if they have a property with rent within their allowance.

Having one child with a severe disability would increase this by about £80 per week to £817 per week (excluding council tax and housing benefit).

You can verify this on the Turn2us online benefit calculator.

Macca83_2

I earn 16k a year, working a 40 hour week. maybe i should claim benefits too!

Really... Get a grip. You chose to work a 15 hour week earning 16k a year so you can swan about doing your own projects. In your own words why should i subsidize a healthy working age woman?

SaLoGo

BigAunty wrote: »

No, it is weekly. This is their basic disposable income - all their council tax will be discounted and they will be entitled to hb that covers a 4 bed rate (if private) or full HB if in social housing.

It is composed of

£526.40 child tax credit (weekly)
£71.00 income support (weekly)
£140.90 child benefit (weekly)

But since there are probably barely any lone parents with 10 children, this is academic.

EDIT - actually it's £738 not £727 per week. That's £38 grand a year, equivalent to a taxable salary of around £50k without having to pay a penny in council tax or housing benefit if they have a property with rent within their allowance.

Having one child with a severe disability would increase this by about £80 per week to £817 per week (excluding council tax and housing benefit).

You can verify this on the Turn2us online benefit calculator.

That wouldn't include DLA payments which could be up to £131.50 a week on top of the Income Support, Carer's Allowance & Child Tax Credits.

BigAunty

SaLoGo wrote: »

That wouldn't include DLA payments which could be up to £131.50 a week on top of the Income Support, Carer's Allowance & Child Tax Credits.

It does include the child tax credits - which goes up by around £80 pw, but you're right, I did forget to include the DLA for the child and forgot about CA.

I'm not sure if full Carer's Allowance would be paid in full, too, but if you're right, the weekly sum I quoted is a gross under estimate by around £180 a week, taking net income to around 60k per year in this rare or non-existent benefit scenario.

SaLoGo

BigAunty wrote: »

It does include the child tax credits - which goes up by around £80 pw, but you're right, I did forget to include the DLA for the child and forgot about CA.

I'm not sure if full Carer's Allowance would be paid in full, too, but if you're right, the weekly sum I quoted is a gross under estimate by around £180 a week, taking net income to around 60k per year in this rare or non-existent benefit scenario.

Carer's Allowance would be paid in full... Income Support would be reduced by around £30 IIRC.

Often wonder if I did the right thing by stopping at 1 child!!

skintandscared_2

Thomas_The_Tank_Top wrote: »

If by that you mean people who have contributed to the "pot" then I agree they are entitled.

However, many, many, many have never paid a bl00dy penny. Take all, and contribute s0d all.

No, I don't mean people who have contributed to the "pot". I have worked for 27 years (since 2 days after I left college at 17) and for at least 15 years of that I've paid 40% tax. I'm not "entitled" to benefits, have never claimed a penny and that's fine by me. It means I am lucky enough to be able to earn enough to support myself. I hope that doesn't change, but who knows what fate has in store! There are people with children who've never worked and there are disabled people who've never worked. They need society's help to be able to live and I am happy that we have a system that means they aren't begging on the streets. It's called civilisation. Those who can work must. And those who can't must be looked after.