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Memoirs of a Sista.......
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Well....................................
That's it.......................................
I've only gone and blummin' done it :cool::D:D:D
I'm debt free!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Longer post to follow tomorrow i need a whiskey to get over the shock!:eek::D
DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Yaaaay :j :j :j :j
:beer: :beer: :j :j
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Congrats sista:j:j:j:beer::DCredit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000
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Fantastic news :beer::beer::j:j:j:T:T:T:T:T:T:T
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140 -
sistafromanothermista wrote: »Well....................................
That's it.......................................
I've only gone and blummin' done it :cool::D:D:D
I'm debt free!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Longer post to follow tomorrow i need a whiskey to get over the shock!:eek::D
:beer::beer::beer::beer::beer:
I hope you enjoyed that whiskey! Well done you've done a great job :j:j:j:jMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hi Sista, Just catching up with diaries and look at you !!
Amazing News :j:j:j:j:j Well Done on becoming debt free you must be so very happy/relieved.
Great Work XXX2012 The year I started dealing with my debts.
2017. Lets start this again shall we?
Debt 1 Cleared 2/1/17 £480 Gone forever :j
Debt 2 100/5980 -
:money: Word up money savers :cool:
Today is the day i checked my bank and realised i have nothing left to pay out for :eek::cool:
It is strange, very,very strange. All this money is mine <evil smiley>
I have a new job starting soon with more spondoolies and no, yes NO credit cards.
It feels mighty weird not logging into my CC account to pay ££ off but I'm sure i can get used to itDEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Diary i've neglected you
but i'm back :cool:
Things going well and have managed to save £200 this month.
Now we're debt free however there are lots of things to pay out for. Things that have been un-affordable when the 20+k loomed over us (new mattress, new duvets for the kids, car service etc) so we don't really seem to have any extra money :rotfl:
We only now have the emergency card (which we don't know the pin which is ironic) which has a 0 balance and have not gone into our overdraft which is :cool:
The dog has to go to the vet next month so that's more ££ to spend out. Hopefully that will be the end of the spending though.....DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
I know how you feel! When we became debtfree I thought that we would be rolling in it, but after replacing lots of things around the house that we desperately needed and a few treats too we had very little left to play with! I also started lots of pots too so we wouldn't be caught out again so most of our spare money goes in there now
Once we buy our home we'll be joining you on the mortgage free journey I thinkxxx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I think we too will be needing to do a bit of spending when we are debt free, few small things need doing around the house and I just keep thinking wait just a couple more months :rotfl:
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140
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