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Memoirs of a Sista.......

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  • Well, we've decided we're going to buy a 2nd hand Humax :):)
    If we can get one for £100 ish then this will pay for itself in 3 months once we cancel Sky so :T

    :T :TYay!
    This will then put all our debts on 0% for another 13 months at least
    Aim to pay off these 2 cards by end of 0% leaving just the third and final card to go which is still on long term 0%

    All sounding good!:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Aamberle wrote: »
    Morning Sista - looks like plan for Christmas.
    Just caught up with your diary - your still doing so well XX


    You're not doing to bad yourself!!! We're getting there....slowly :)
    Fae wrote: »
    Hello Sista,

    Sounds like you have a good plan for the next few months, fingers crossed on the cards for you.

    Fae

    I know, big fingers crossed! i only hope we get approved!
    Aamberle wrote: »
    Morning !!! how are things this week?
    X

    Things ok this week. Looking forward to getting under the 16k mark in the next 2 weeks :D
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • :T
    Dh was accepted for a 0% card (13months) with Natwest so we can transfer the balance from the card ending in Feb :beer:
    Weight off my mind as we'll have this cleared within the 13 months hopefully :)

    Oh and bought a humax freesat for £145 :) Bye Sky, bye subscription :)
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Fae
    Fae Posts: 664 Forumite
    Hi Sista,

    Great news on the card, bet you are so pleased. And bet you can't wait to get rid of Sky, I know how much I enjoyed telling them I was cancelling :rotfl:

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • :T
    Dh was accepted for a 0% card (13months) with Natwest so we can transfer the balance from the card ending in Feb :beer:

    :j:j Fantastic!:j:j
    Oh and bought a humax freesat for £145 :) Bye Sky, bye subscription :)
    Fae wrote: »
    bet you can't wait to get rid of Sky, I know how much I enjoyed telling them I was cancelling :rotfl:

    mmmmm think I may have to have another go & see if I can get a reduction - I managed to get 6 months 1/2 price the last time I threatened to cancel. Not sure how many times they offer that!

    Now before anyone says anything "I know" :obut I did without it for 7+ years while I cleared my debt and promised myself I'd get it back when the debts went (which I did) - and I do only have the basic package (downstairs only - have FreeSat upstairs).

    It's my only entertainment allowance .... honestly / seriously - I never go out (one meal out this year which was a birthday treat) and I don't do pubs /clubs now .... and the cinemas to far to justify fuel costs (50 mile round trip) so ... that's kind of how I justify it but hate paying for it:rotfl:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • It's my only entertainment allowance .... honestly / seriously - I never go out (one meal out this year which was a birthday treat) and I don't do pubs /clubs now .... and the cinemas to far to justify fuel costs (50 mile round trip) so ..
    Fae wrote: »
    Hi Sista,

    Great news on the card, bet you are so pleased. And bet you can't wait to get rid of Sky, I know how much I enjoyed telling them I was cancelling
    :rotfl:

    Fae


    :wave:

    Rising, we wouldn't begrudge you Sky :D
    Fae, i am :T and i can't wait to make that call....


    Going to pay an additional £80 off the debt this fri as we had some christmas ££ given to us, and seeing as the £ spent on the freesat was taken out of savings we'll be paying it back every month with £ from the cancelled Sky subscription :cool: we thought we'd just pay it off the 16 odd grand :rotfl:




    :xmastree: up today :cool: looks gorgeous :T
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I am in awe - tree up already ?! V organised :) mine is still in the loft , I think ..... Will wait for eldest to get it down for me - so it should be up by Easter :rotfl:

    I am reading a thread " confessions of a tired old money saver" I swear I laughed till I cried !!!! Funniest thing I have read in a long long time :D
    The final chapter - £4893 to go out of £30K
  • Aamberle
    Aamberle Posts: 559 Forumite
    Morning Sista - Great news on the Humax - and still having money left over for a little payment. Well Done. X
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Coco114 wrote: »
    I am in awe - tree up already ?! V organised :) mine is still in the loft , I think ..... Will wait for eldest to get it down for me - so it should be up by Easter :rotfl:

    I am reading a thread " confessions of a tired old money saver" I swear I laughed till I cried !!!! Funniest thing I have read in a long long time :D


    I'll see if i can fnd it......
    Oh yes, in the loft..... i must admit i don't venture up there......spiders and all sorts :o In fact i don't even really know what it looks like up there :rotfl:
    Aamberle wrote: »
    Morning Sista - Great news on the Humax - and still having money left over for a little payment. Well Done. X

    Morning girlfriend :D
    :beer: Thanks, check me out...


    I'm 15 something now :T:T:T:T:T:T:D:D:D:D:D:D:T:T:T:T:T
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Woohoo! :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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