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Memoirs of a Sista.......

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  • Hi :wave: i'm back (well been back ages but been snowed under with work!!) life's going ok. Mortgage payments go down next month by £350pm :eek: so will be able to pay a bit more off the debt.
    Havne't slipped completely back into my old ways (no spend on CC's) but i must admit i've lost track of the spending diary. I do however still keep a close eye on the bank account and haven't gone back into the overdraft so that's something.....


    Holiday was great shame i had to come back :(

    Hope everyone is ok, will try and check the subscriptions now......


    Love to all.......:T:p
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Hey Sista :j

    Good to see you ! Have missed your posts !!
    Hope all is well x
    The final chapter - £4893 to go out of £30K
  • Hey you're back, have missed your lovely upbeat posts :) Just logged in quickly but glad to hear all is well, hope work calms down for you soon.
    [STRIKE]£49,129[/STRIKE] [STRIKE]£[/STRIKE][STRIKE]43,012 [/STRIKE] [STRIKE]£42,209[/STRIKE] [STRIKE]£40,823[/STRIKE] [STRIKE]£39,866[/STRIKE] [STRIKE]£25,960[/STRIKE]£21,338 _party_
    Longhaul supporter #313 (!) days until DFD :j
  • Fae
    Fae Posts: 664 Forumite
    Hi
    Great to see you back :D and great news on the mortgage payments :j

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • Hi :wave: i'm back (well been back ages but been snowed under with work!!) life's going ok. Mortgage payments go down next month by £350pm :eek: so will be able to pay a bit more off the debt.
    Havne't slipped completely back into my old ways (no spend on CC's) but i must admit i've lost track of the spending diary. I do however still keep a close eye on the bank account and haven't gone back into the overdraft so that's something.....


    Holiday was great shame i had to come back :(

    Hope everyone is ok, will try and check the subscriptions now......


    Love to all.......:T:p
    Nice to hear from a fellow alien, I am also from another planet, I think. Down to business, you are helping a lot of people by telling it like it is. Please continue to add as much info as you can because what you might think is too much might help somebody else. We understand that you're busy and have to work but that just adds to things, you are real and its good sometimes to wait on a cliffhanger. I hope that this journey through the myre of debt is a learning curve, I know its not nice but we learn much more when things are going wrong. You will come out of this and be a much stronger person, sorry to sound all false but i need to encourage you because ive been in debt too and it affects every part of your being and when you share your bad and good days it will spur you on, don't give up.

    Tesco Credit Card £250 £25 DD 0% for next 10 months.

    Barclaycard Initial £241.45 0% for next 7 mths.
    Your parents choose your beginning....
    .... you get to choose the ending.
  • HI sista, just popped on to say hello and tell you what a fantastic diary you have, spent this afternoon reading and have been blown away by your determination and good spirits.

    Good luck for your debt free journey, I'm off to subscibe.
  • Hi Sista - Welcome back missed You. Good news re the mortgage payment.

    Hope You all well xx
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Hey, where did you go? Not been on much myself lately so just checking in. Hope all is well xxx
    [STRIKE]£49,129[/STRIKE] [STRIKE]£[/STRIKE][STRIKE]43,012 [/STRIKE] [STRIKE]£42,209[/STRIKE] [STRIKE]£40,823[/STRIKE] [STRIKE]£39,866[/STRIKE] [STRIKE]£25,960[/STRIKE]£21,338 _party_
    Longhaul supporter #313 (!) days until DFD :j
  • I'm bbaaaaaaaacccckkkkkkkkkkkkkkkkkkkkk!!!!! hi peeps, just a real quick one cos i'm at work :( all going well, will be under the 16k mark next month!!!!!
    I will post a longer update tonight, thanks to everyone for all the lovely comments!!! it's good to be back!
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Nice to hear from a fellow alien, I am also from another planet, I think. Down to business, you are helping a lot of people by telling it like it is. Please continue to add as much info as you can because what you might think is too much might help somebody else. We understand that you're busy and have to work but that just adds to things, you are real and its good sometimes to wait on a cliffhanger. I hope that this journey through the myre of debt is a learning curve, I know its not nice but we learn much more when things are going wrong. You will come out of this and be a much stronger person, sorry to sound all false but i need to encourage you because ive been in debt too and it affects every part of your being and when you share your bad and good days it will spur you on, don't give up.



    :o What a lovely post!!!

    Things are going ok at the moment, slipped into a few bad habits but still clearing the debt. It's all happening too slowly for me though! i want it paid NOW:D
    Why oh why didn't i have this mindset before i got into debt?!! i am a numpty, it's official :(

    I know that when we get down to the 10k mark we will be :T:T
    Sometimes i try and put it into perspective and think 'some people buy cars for 16k on tick.....'
    Then i'm back down to earth as these people can afford it :rotfl:

    I'm sure i'm not the only one when i say i just want to start living again! buying nice things (cash of course) having my haircut! (hasnt been done in 18 months :eek:) just 'normal' things.
    My job is far from secure and DH is temping so my fingers, toes, legs etc are crossed that it doesn't happen until the debt is paid off...roll on Nov 2014! :T

    I did buy 2 new work dresses last month :o but they were £24 for both from Asos and i was desperate for work clothes:o

    Hope everyone who reads my diary are well and those who are in debt are clawing their way out too. Love to all. xxx
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
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