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Halifax Clarity - which ATMs can you use in the USA with no fee?

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I understand that Halifax don't charge a fee for using their Clarity card abroad, but there is a note on their website that local providers may levy a charge on each withdrawal.

I'm off to the US in a few weeks and am trying to find out which ATMs I can use for free so I can add their locations to my Satnav, but I can't find any information as to which ones will be free and which ones won't.

Can anyone shed any light on this?

Many thanks

Spud
«1

Comments

  • jackieblack
    jackieblack Posts: 10,497 Forumite
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    edited 7 June 2012 at 8:00PM
    I have also been trying to find this info, without success.
    I have found that, apparently, the ATMs inside McDonalds in New York City only charge 99c. (I don't know if that is the same all over the USA.)
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  • Roger1
    Roger1 Posts: 1,603 Forumite
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    It's very rare to find a US ATM with no fee these days.

    At one stage, using an ATM inside a supermarket was one way of avoiding fees. Our last trip in California found no supermarket ATMs without fees. One Vons supermarket even had 2 ATMs with differing fees.
  • cubegame
    cubegame Posts: 2,042 Forumite
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    There's no hard and fast rule with ATM fees. Sometimes an ATM of one branch of a bank will be fee free, while others will charge.

    I often found local banks to be the best place to get fee free withdrawals.
  • spud_work
    spud_work Posts: 50 Forumite
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    I've been looking on http://www.mastercard.us/cardholder-services/atm-locator.html and you can search for ATMs that are within the 'surcharge free alliance' - however, whether this applies to UK issued mastercards such as Halifax Clarity I have no idea!
  • photome
    photome Posts: 16,664 Forumite
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    I have never found a fee fre ATM in the US, have given up looking, dont let it spoil your hol for the sake of a few pounds
  • ferf1223
    ferf1223 Posts: 8,936 Forumite
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    spud_work wrote: »
    I've been looking on http://www.mastercard.us/cardholder-services/atm-locator.html and you can search for ATMs that are within the 'surcharge free alliance' - however, whether this applies to UK issued mastercards such as Halifax Clarity I have no idea!

    it's a fee for use of the ATM and would apply (or not as the case may be) to any transaction at that ATM. I haven't tested any of the ATMs listed at this link but going to the US soon, maybe will check out a few and see what I find.

    Like cubegame we have had good luck at local banks...based on searches of a few cities we visit, seems US Bank comes out quite frequently.

    I also agree with photome and probably wouldn't make a huge effort to get to a free ATM in most cases - if I knew one was near/on the way then sure.
    Does remembering a time that a certain degree of personal responsibility was more or less standard means that I am officially old?
  • pollypenny
    pollypenny Posts: 29,432 Forumite
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    I think all the Us banks charge non-customers now.

    I'd prefer to pay my $2.95 to a secure bank, than risk an ATM in a supermarket.

    No experience of American supermarket ATMs, but the two supermarkets in my town have ATMs with problems.
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  • Roger1
    Roger1 Posts: 1,603 Forumite
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    pollypenny wrote: »
    I'd prefer to pay my $2.95 to a secure bank, than risk an ATM in a supermarket.

    No experience of American supermarket ATMs, but the two supermarkets in my town have ATMs with problems.
    The ATMs in supermarkets that I have used are bank ATMs and branded as such.

    A typical fee is $1.50 - not too bad on $200 but rubbish for $20. ;)
  • Bri1
    Bri1 Posts: 219 Forumite
    We just used the clarity card for purchases in the US & got way better rates than we got for currency, just also take some dollars with you, most transactions in the US can be done on the card anyway as here, I tend to stay away from ATM's as I don't pay fees!
  • photome
    photome Posts: 16,664 Forumite
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    Bri1 wrote: »
    We just used the clarity card for purchases in the US & got way better rates than we got for currency, just also take some dollars with you, most transactions in the US can be done on the card anyway as here, I tend to stay away from ATM's as I don't pay fees!

    But you pay the fees to exchange sterling to dollars before you go, swings and roundabouts.
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