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Badger's budgeting begins

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Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yeah, it's chucking it down here :( boo.

    Good luck trying to work out finances today :) I'm pondering over different things too and wondering what needs to go where - but I bet today is going to be really busy so I won't have time!

    Have a good day :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • wave-smiley.gif Badger and slowlyfading, peeing down here too :( waiting in for my Approved food del....quite excited actually :o
    I saw that savings acc Badger but can't be trusted not to take some out of it less than 5 times a yr :o so i went for the other one instead. x
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • pencakes26
    pencakes26 Posts: 389 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    There's a bus strike today in London and I didnt realise until I got to the bus stop:wall: so I had to walk to work. 3 miles. In the rain. :mad:

    I've got an e-savings account with N/wide, the interest isn't that high and it will reduce I withdraw more than 6 times a year, but I only really want it to help me budget better. Once the debts are paid off I think I will start looking at a better savings account... but until then its all about the overpayments! :A

    I was really worried about how "little" I have to live on after all my debt payments each month, but actually I can live for a lot less and this past month have shown it. I've not really had to change my life too much, just stopping the twice daily :eek: supermarket shop as pretty much saved me a fortune! Makes you realise how easy it is to waste money!

    Really tempted to try out approved foods, have you tried it before sista?

    Fingers crossed for better weather this weekend! x
    Total: £50,676 £0 🥳 The journey to debt freedom
  • badger_
    badger_ Posts: 475 Forumite
    smiley-greet009.gif Morning, I really wanted to stay in bed this morning smiley-sleep026.gif then I was a bit late into work... mainly because I decided to sort some washing out. All in the washer now, OH can switch it on when he gets up smiley-chores003.gif

    Sista I'm going to have to be so good not to transfer out of it, especially with it being linked to my current acc smiley-scared009.gif

    PC oh no hope you didn't get too wetsmiley-sad029.gif It's amazing how much you can cut back on stuff and not really miss it :) Doing the NSD challenges are making me realise how much are must have been frittering away on nothing smiley-ashamed001.gif

    Through work I got membership to another company's staff shop which sells things like H soup for 20p and they get surplus stuff from when the supermarkets have offers on and sell it off really cheaply. It's over in another town though and we don't go that way very often so I don't really use it, next week I've got to go over there though so I'll have to pop in.

    I've just resisted a bacon butty, hope they don't smell too good when they're in the officesmiley-eatdrink011.gif I'm sure my cereal that I've brought with me will be delicious smiley-rolleyes010.gif

    Hopefully another NSD today now, I've asked OH to grab me some multi vitamins which are on 3 for 2 at Mr T. I'll buy him a sandwich tomorrow or something when I would have been spending anyway ;)
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • Well done on the butty resistance!! You are doing fab Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done on resisting the bacon butty! :) have a good day :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • t2824.gifBacon butties.........

    pencakes26- nope never shopped with them before but delivery service was excellent, great communication from them and got £90 worth of shopping for £20 s1011.gif
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Fae
    Fae Posts: 664 Forumite
    Well done on resisting the butty, and on another NSD

    Sista great to hear about approved foods, I was wondering if they were any good, I will have to go take a look.

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • badger_
    badger_ Posts: 475 Forumite
    They smelled sooooo good when they were eating them, but we're having steak for tea (the ones I got for £5 the other week) so I won't moan too much ;)

    I've been having a look at AF but haven't bought anything - I'm not ruining my NSD!!

    Not long left at work now. Me & OH are going to Croft tomorrow to watch the touring cars, will have to record F1 and try and avoid the result until we get home. Tomorrow will be a spend day but it's budgeted for it.

    Right nearly time for shift hand over better make it look I've been doing something other than reading most of the day ;)
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • Belle208
    Belle208 Posts: 108 Forumite
    Enjoy tomorrow. I spend every f1 day trying to avoid the results as we watch in peace when the kids are in bed.
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