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July 2012 Grocery Challenge
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I don't know what's happened to me... I've fallen back into my pre-gc ways this week. Before, I used to drop the children off at their dad's and then go straight to the sms. I realised this was my problem area, as then I emotion-spent. I stopped this, and saw a dramatic reduction in my spending, as I used to spend around £40 a time, twice a week, on top of the weekly shop!!
However, this week, the ch were at their dad's on Tuesday night, and I spent £41, and then I dropped them off again last night, and spent a further £34!! I don't have this much money to spend, and I don't know why I've suddenly started doing it again!!! It's so frustrating. It's not even like I don't have any food int he house; I am stocked for the next 12 months! (Seriously)
:mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad:
I just don't know what to do. That's not true. I know what to do, I don't seem to be able to do it...
My first little tiny aim, is to not go to a sm today or tomorrow.Grocery challenge for family of three - me, dd(12) and ds(11), feeding dp 2 or 3 x a week too. Only food, not toiletries. Jan £87.97/£100 Feb £0/£100
Frugal 2018 needed! Saving and NOT spending0 -
My July starts tomorrow,money ready in purse for week one,way too excited really!!!!
Trying to get my head round second purse,thinking about using left over cash from last month to start one,do they work?
Motherships Second Purse system is wonderful - my SP details are in my signature, check out how much it has allowed me to spend on luxuries since I started in July :T:T:T
Of course you dont have to spend it.....but its nice to be
able to :rotfl:0 -
Last month went so well and we have lots in the freezer so I'll be aiming for £80 for two this monthLiving cheap in central London :rotfl:0
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little_miss_moneysaver wrote: »
Where is the recipe for Flo's muffins? Looked on the recipes at the front unless it's labelled differently.
Here it is:-
http://forums.moneysavingexpert.com/showpost.php?p=52675003&postcount=1031PennyGrabber wrote: »I just don't know what to do. That's not true. I know what to do, I don't seem to be able to do it...
My first little tiny aim, is to not go to a sm today or tomorrow.
Just wanted to wish you luck with this......and hope you managed your 1st step towards getting back to the way you want your spending to be0 -
:jI will join again and £300 for July I managed £294.73 in June and that includes £60 of saving stamps this is for 3 grown ups one meat eater,2 veggies
What is the third purse? think worked out purse 2.
No spends yet and hoping to continue in that vain:-)Weight loss challenge 66lb to go /59lb's lost
Grocery Budget January £150/£175
Feb £150/0 -
A £15 spend today in MrTs...Oh on tour for the last 10 days so couldnt do the usual shop...just looked in freezer and got mince out for a Shepherds pie tomorrow...Today will be Pasta with a tomato sauce...I have 3 sausages and 3 slices of bacon in fridge so will fry these up and add to it.
Double batch of Floreceems muffins in oven..and a loaf in the BM...house smells lovely...
Think I will make some Twinks tomorrow...
Will need more bits on Monday...cereal...veg and milk for a start so not declaring till then xxxxFeeding 6 Adults 1 Teen a 8 year old with hollow legs and a very fussy 5 year old. Also 3 cats and 3 fishies
To include all Food,Toiletries and Petfood.0 -
PennyGrabber wrote: »However, this week, the ch were at their dad's on Tuesday night, and I spent £41, and then I dropped them off again last night, and spent a further £34!! I don't have this much money to spend, and I don't know why I've suddenly started doing it again!!! It's so frustrating. It's not even like I don't have any food int he house; I am stocked for the next 12 months! (Seriously)
:mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad: :mad::mad:
I just don't know what to do. That's not true. I know what to do, I don't seem to be able to do it...
My first little tiny aim, is to not go to a sm today or tomorrow.
Oh PG :grouphug: At least you know why you are spending in this way and hopefully this can be the first step to stopping. Sending you lots of will power
This is my second month of doing 2nd purse and I love it :T- just make sure you get a note pad and pen to make a note of what you brought how much you paid and how much you owe 2nd purse for the item, then cross through the item once paid
I have a small note book and an actual 2nd purse- i note down what i use through out the week then 'settle up' with 2nd purse n a saturday morning
HTHO/S weight loss 2.5 /10lbs (11st 8.0- 08.02)0 -
Popping in quickly to report my first spend of £6 exactly in Mr S - deodorant, Lucozade sport and bananas for the gym.
Hope everybody is well.
Tonight is chilli con carne - though it's sweltering outside, so it appears as though, yet again, I've made a poor meal choice!Grocery Challenge Jan 24 0/300
Grocery Challenge 13 -spent £1453.06
Grocery Challenge 12 -spent £1565.510 -
Welsh_Poppy wrote: »:jI will join again and £300 for July I managed £294.73 in June and that includes £60 of saving stamps this is for 3 grown ups one meat eater,2 veggies
What is the third purse? think worked out purse 2.
No spends yet and hoping to continue in that vain:-)
Second Purse is your float for buying bargains.
3rd Purse is the profit you make from buying products from your own store, instead of the SM
Example:-
SP has £10 float.
You buy a box of cereal on offer at £1.00 - now SP has £9.00
Next week you buy the box of cereal from YOUR store and you pay £2.00 for it.
You put the original £1 you spent back into SP, bringing your float back up to £10 again.
Your £1 profit goes into 3rd Purse......and you are up and running Motherships Second Purse system !! :T:T:T0 -
fozziebeartoo wrote: »Second Purse is your float for buying bargains.
3rd Purse is the profit you make from buying products from your own store, instead of the SM
Example:-
SP has £10 float.
You buy a box of cereal on offer at £1.00 - now SP has £9.00
Next week you buy the box of cereal from YOUR store and you pay £2.00 for it.
You put the original £1 you spent back into SP, bringing your float back up to £10 again.
Your £1 profit goes into 3rd Purse......and you are up and running Motherships Second Purse system !! :T:T:T
im sorry to sound a bit slow but i really dont understand and i really really want tox
Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).0
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