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Determined this is my last debt diary

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  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Great news about getting the balance transfer! I'd count that as a completed JDIJ! :T
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Thanks Birdie and Tete! I think I will!

    Had a bit of a holiday wobble yesterday but resisted. I kept thinking of a house of our own :-)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done on resisting CMD! I'm not going away this year either if that's any consolation, and I'm the same as you - love my travel! Trying to think of the bigger picture and having 12 weeks' holiday a year (or whatever it is) in my new career to go where I please!
    Weightloss: 14.5/65lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Well done for resisting the lure of the holiday! I know how difficult it must be but it's for the best! Think about the wonderful holiday you can enjoy when you're debt free! :)

    Oh God, I'm going to be so jealous of you when you can start bragging about all your holiday time Tete! Makes my paltry 25 days a year feel very dismal indeed! :o

    How's this for a buggy of the day?! :)
    cosatto_giggle_treet_3_in_1_l.jpg

    Not that I'm thinking about things like this yet. Oh no. Definitely not! :)
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Daft as it sounds Birdie try lifting any buggies when you go to try them out. Some of them push really nicely but weigh a ton and you'd never be able to lift them into the car without help! Also check how easy they are to fold, one of the ones we've had (briefly, think it was the my4 - HATED that one) was really wierd and when it folded the top of the seat was lower than the wheels so ended up on the ground - really rubbish if it was raining or we were somewhere mucky. We got a travel system first, I wanted the whole 'can put car seat straight onto frame' thing, and you know how many times I actually did that? Twice! Everything says its better for their spine if they're laid flat and at that age they just go straight back to sleep when moved, so I always moved her into the carrycot on the pram instead if I was going to be having her out for more than 30mins. I traded our icandy for a babystyle oyster and I love it, especially since you can change all the colour packs on it for £40 which is very handy if you fancy a change or they need to go in the wash as they're covered in baby sick! Basket under it isn't big enough though, can't get the changing bag in it.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Thanks for the advice, I've been told the same thing by 3 people now! Clearly everyone makes the same pram buying mistakes first time round, but it honestly wouldn't occur to me to *not* check how light it is and how easy it is to fold/build etc, especially with my extra-cautious-when-making-any-big-purchases OH making 50% of the decison! :p God help us when we do start to actually shop for baby things, it'll take us 3 months to settle on the right one... and no doubt we'll find flaws and regret the purchase once the baby's in it! :o
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Not only do you need to check how light it is/easy to fold etc you need to check it fits in your car boot! My pram doesn't fit in my mum's boot so she had to buy a smaller buggy for up there. We actually took the pram with us when we bought a new car and tried out a lot of boots to see how it fitted and how easy it was to get it in. You can imagine how pleased the salesman was with me! :o
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Love that buggy Birdie :)

    My buggies: Buggy number 1:

    icandy-cherry-carrycot-3005557-0-1221175273000.jpg


    Buggy number 2: (bought when Evie was on the way!)

    stroller11-icandy-peach.jpg
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Buggy number 3: bought when they grew out of buggy 2. Still have buggy 1 - it is great :)

    images?q=tbn:ANd9GcQxIsxUF6jzdxax0M24DVeRcUhkvzh4jIx_jQ0hTAtIPq-vvwq5
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Under 14k now!!! Well just about :) We cleared OH's overdraft.

    The rest of the month will be quiet now until payday. Which is only 3 weeks away! I don't get paid the same time as OH though, and it is my wages we are overpaying with so I don't know when I will be able to make a payment again. Although OH has been doing some overtime, but I'm not sure if he will be paid that this month or next.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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