Debate House Prices


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Nice people thread part 6 - thrice by twice as nice :)

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  • zagubov
    zagubov Posts: 17,938 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 June 2012 at 8:04PM
    There's no inheritance for us. P and m are off on cruises as often as they can, and spending money on nice things (ipads, computers, ebook readers, etc.). Can't begrudge them it.

    I'd be happy if the reading of the will started with " Being of sound mind, I spent all my money while I was alive so there's nothing left for you chancers!"

    I remember though that one workplace had an employee from abroad who asked at what point in Britain do young people stop being dependant on their parents and start supporting them instead. Nobody could answer that but it made us all feel really shallow and selfish.
    There is no honour to be had in not knowing a thing that can be known - Danny Baker
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    It would make a good signiture here really, how much the average person gets for eduction for example, but inflammatory i expect.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    zagubov wrote: »
    There's no inheritance for us. P and m are off on cruises as often as they can, and spending money on nice things (ipads, computers, ebook readers, etc.). Can't begrudge them it.

    I'd be happy if the reading of the will started with " Being of sound mind, I spent all my money while I was alive so there's nothing left for you chancers!"

    I remember though that one worklpace had an empoloyee from abroad who asked at what point in Britain do young people stop being dependant on their parents and start supporting them instead. Nobody could answer that but it made us all feel really shallow and selfish.


    Hmm, i think there is a cultural difference in expectation...the idea for example, that is on the rise of each child needing their own bedroom, and then flat or housesharing being abhorant....while in some other countries living with your parents might not have the same stigma. Taking care of your parents to a degree certainly doesn't.

    With one subling returning to europe its going to be interesting seeing what happens to fil and smil in future years, they have plenty to pay for care and i think will want to be very independent for ...always. But wanting and being are very different things.

    Managing both my parents needs after they separate worries me a little. I am hoping they stay civil enough to, for example, share a table at christmas.
  • zagubov
    zagubov Posts: 17,938 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 June 2012 at 10:24PM
    It would make a good signiture here really, how much the average person gets for eduction for example, but inflammatory i expect.


    The figures I've come across suggest that a year of state school costs £5-9k per year (of course private schools can spend, and charge, double that, and get better outcomes).
    Educating someone at Uni costs £12k per year (and students pay £9k of that themselves or via a government loan).

    Mind you about 40 years ago about a sixth of the population went to uni, now it must surely be closer to a half.
    There is no honour to be had in not knowing a thing that can be known - Danny Baker
  • silvercar
    silvercar Posts: 49,611 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    It would make a good signiture here really, how much the average person gets for eduction for example, but inflammatory i expect.
    zagubov wrote: »
    The figures I've come across suggest that a year of state school costs £6k per year (of course private schools can spend, and charge, double that, and get better outcomes).

    The next step is then to give the parent of each child a voucher for £6k worth of education and let them choose in which state school to educate their child.

    But you can't do that because no-one wants to go to the sink schools.
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  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    zagubov wrote: »
    The figures I've come across suggest that a year of state school costs £6k per year (of course private schools can spend, and charge, double that, and get better outcomes).
    Educating someone at Uni costs £12k per year (and students pay £9k of that themselves or via a giovernment loan).

    Mind you about 40 years ago about a sixth of the population went to uni, now it must surely be closer to a half.

    We pay £8k a year, per child, however it's tax free for us as the company claims it back as a charitable donation. They're trying to close this loophole now.

    CK
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  • chewmylegoff
    chewmylegoff Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Its a commonly held attitude. I have read it a lot on mse. People trying to side step giving their inheritance to ' the government' when they have paid their taxes etc.

    People have no idea of the worth they get for education, health and care like that yet are not prepared to do things they could do in the way of family care, or able to provide it for themselves instead of 'the government' through the private sector. I really feel people should have a greater appreciation of how much we get as well as how much we give.

    OH's entire job seems to consist of (i) having family members screaming in her face when they find that mum's house isn't going to be theirs and (ii) hugely depressing experiences of trying to pick up the pieces after family members steal their vulnerable parents' assets with some shocking examples - e.g. Move themselves into parents house and confine parent to the basement.

    The bottom line is though, at least in my view, that you hold either be prepared to look after your parents yourself, or you should accept the fact that you're really asking the state to do that job for you and therefore someone needs to pay. Further if one of my parents did need to go into a care home, and they got NHS funded care, I would still want their money to be used to top up that care to get them into a better home, because let's face it, the cheaper the care home the worse it's going to be.

    I find the expectation that the govt will just house, feed and clothe you when you get old a bit odd. Pay for medical care, sure, but everything else? Why would it, unless you cannot afford to yourself?

    If people want free care homes, people need to vote for a party that wants to double income tax.
  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 20 June 2012 at 8:18PM
    silvercar wrote: »
    The next step is then to give the parent of each child a voucher for £6k worth of education and let them choose in which state school to educate their child.

    But you can't do that because no-one wants to go to the sink schools.

    The best way to go about it is surely to put decent heads in sink schools.

    My sister pulled a school out of special measures after leaving a top private school in Cambridge to do this.

    She's 35 and the school in question hAs gone from special measures (when she took over in 2006) to one of the top in the area.

    6th form introduced too.

    Plus, she's reaping the financial benefits of going from a band 5 school to a band 8!

    She has a budget of £4863 for a yr 7-9 (720) £6184 for 10-11 (480) and £9046 for 6th form (240). Just phoned her to check!

    CK
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  • chewmylegoff
    chewmylegoff Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    CKhalvashi wrote: »
    We pay £8k a year, per child, however it's tax free for us as the company claims it back as a charitable donation. They're trying to close this loophole now.

    CK

    Erm. Your accountant sounds dodgy.

    Id get a second opinion if I were you because that sounds like tax fraud on at least two levels to me.
  • michaels
    michaels Posts: 29,122 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    They are starting to get more flexible now but before with teaching salaries being highly regulated all teachers would like to teach in the best schools, preferably where housing wasn't too expensive hence these schools would be able to take their pick of the best teachers leaving the less good or less experienced to teach in the more challenging schools when surely common sense would suggest it should be the other way around?
    I think....
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