The Jubilant June NSD Challenge

bottleofred

Good morning folks from a VERY hungover Red:o

I went out last night with work colleagues (3 of us have May Birthdays) to a restaurant for dinner. The Restaurant was a BYO and I may have had way too much wine:p.
I had a good night though and Mrs Red collected me. It seemed like such a good idea to have the rest of the wine in the car on the way home (drunk in charge of a wine bottle:)), but I'm suffering for it this morning.
No NSD for me yesterday and I'm not expecting one today either, as I'm going grocery shopping.
Kerri, sorry to hear about the hastle with the car and hope you get it sorted.
I hope everyone else is well and looking forward to the weekend.
I'm off to get some paracetamol and will then catch up on the posts.

Munchin

Hi all,

Can i join please - i've joined before but fallen of the bandwagon straight into my purse:o but God loves a tryer:) so back again.

I'm going to attempt 8 NSDs and see how we go.

donna_dynamo

HI can i join this month i will set a traget of 10 NSD's and hopefully get more. Failed miserably last month and need to get a grip on my spending again. Been finding it hard lately as i fel a bit down and spending picks me up but not for long. NSD 1 acheived yesterday without me even knowing.

IF

Morning all :hello:

freeby, LMH and BDINI got my 1st NSD thank you all xxx:A:A:A

greenanne

morning everyone.

i've not managed many nsd's for a while now so it's time i pulled my socks up.
so can you put me down for 12nsd please.
and also 4 in a row.

many thanks.

925pws

Happy June everyone

Achieved NSD no 1 :j Long may they continue!

phoenix_dragon

NSD no1 achieved

kerri_gt

Evening all, thanks for all your good wishes about the car, I'm deff going to be following this up now with the police given the no insurance issue :mad:

Well today turned into a bit of a spendy - popped into town to get apples and bread and ended up picking up several other bits as well (including some paracetamol if you still need some Red ) All things that are necessary (perhaps except the salad cream with cucumber and dill in the 99p store ) but broke my NSD nevertheless. Also popped into Ald! today as i was over that way and OH likes the chips there, £12-odd later I seem to have come out with more than just chips :o

Well, tomorrow is another day, though SIL and family visiting from north of the boarder and we're seing them for lunch tomorrow....oh crikey!

IF

Thinking of you too kerri gt and sending big hugs

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!