The Jubilant June NSD Challenge

freebyfifty

Good Morning

Happy with NSD #15 yesterday and my frist target met :j Going to up it to 19 next.


Rising - Good luck with the interview, I'm sending you lots of positive vibes.


Have a great day everyone x x

slowlyfading

Rising - good luck today!

It won't be a NSD for me today as I need petrol on the way home.

Have a good day everyone :hello:

The_Dragon

I did get another one yesterday taking me to 10 and target one :j - can I up it to 15 please Freeby?

poohbear59

2NSDs for me. We have spent every day either on out way to the hospital or in Co~tas!

I am hoping to be back on track today.

ModestyB

Rising, I hope Maisie will be better soon and GOOD LUCK for your interview.

Big hugs to all who are unwell.

No more nsd's yet but hoping for one today.

ladymay

No NSD today, been buying train tickets for work and going home :j

Also used my W@handa newcomer voucher on some lovely smellies that will be used as a pressie for someone.

Going to get all the shopping done today/tonight so will hopefully have some NSD's this week.

jaffacakegal

Good luck Rising!

Oops sorry to shock you all I thought that was common knowledge about 3 date rule! It is a long standing joke at work! I think it's more you have to wait until 3 dates so you don't look like a floozy :rotfl:and of course I would never do anything I didn't want to

Exam later today, totally unprepared but hopefully should be ok!

No NSD for me yesterday, V!rgin Media DD went out unexpectedly! Need to remember the date for future budgeting!

JCG x

LittleMissHappy_2

jaffacakegal wrote: »

Exam later today, totally unprepared but hopefully should be ok!

Everything crossed for your exam

As for the three date rule, you learn a new thing every day!

silvasava

Hi all - been sunning myself with DH for a week in Turkey - never been before & absolutely LOVED it. Even managed to get up to 9 NSD'S all I bought was a pair of cheap flip flops - how very MSE of me!

Rising - thinking of you & hope you knock 'em dead & they realise what an asset you will be.

I'm driving up to Yorkshire this weekend with two of my workmates from my old job - we're meeting another friend at her caravan for a girlie weekend. Weather report not looking that special so I'm a little bit aprehensive about the drive ( I drew the short straw - about a 600 mile round trip :eek:) Never mind I'm sure that the alcohol intake will more than make up for it :rotfl:Somehow I don't think there will be any NSD's forthcoming do you......................!!

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!