The Jubilant June NSD Challenge

beanielou

Another one here today.
Not sure where I am up to though:think:

bottleofred

Good evening folks from what has been a sunny NI:j,

The weather has been seriously changeable of late:eek:.
I have hurt my back, so have been unable to go to the gym and am struggling a bit, but will get there with some treatment:mad:.
Should I be concerned that I don't own a pair of Converse? I know they are shoes and pretty much what they look like, but that's about all I know really:o
Good luck for the interview Rising.
I hope everyone else is well, as I haven't caught up on the posts yet.
Declaring NSD12 for today please:beer:

emslovesmickey

NSD 13 today

Delilahh

Managed to get another one today.

7 NSD's

Almost back on track again now.

LittleMissHappy_2

Heres todays round up


deep in - well done for NSD 4 :j:j:j congratulations on your new job

freeby - well done for NSD 15 :j:j:j and target met :beer:

Dragon - well done for NSD 10 :j:j:j and target met :beer: freeby will update your target to 15 when she does the front page x

poohbear - well done for NSD 2 :j:j:j well, at least you are back on track now

silvasava - well done for NSD 9 :j:j:j wow, that is great going especially when on holiday

Ood - well done for NSD’s 15 & 16 :j:j:j freeby will update you target to 21 when she does the front page

Karb - well done for NSD’s 7 & 8 :j:j:j there is still plenty of time to get back on track

rising - well done for NSD 10 :j:j:j fingers are well and truly crossed for Maisie

stripy - well done for NSD 9 :j:j:j great going, keep it up

Deb4 - well done for NSD 11 :j:j:j sorry you had a rubbish time at work Hope today is better for you x

Barbeduk - well done for NSD 4 :j:j:j we didn’t get much sun yesterday but it has arrived today - it is a beautiful day here (Cambridgeshire)

donna - well done for NSD 9 :j:j:j hope you get it all done in time, I’m sure you will x

beanie - well done for NSD 14 :j:j:j great going, keep it up

red - well done for NSD 12 :j:j:j I haven’t got any Converse either, but they are something I am considering

ems - well done for NSD 13 :j:j:j great going, keep it up

Delilahh - well done for NSD 7 :j:j:j great going, keep it up

freebyfifty

Good Morning

NSD #16 for me yesterday :T Nothing else to report - I live such a rock 'n' roll life



Have a great day

slowlyfading

I bought myself a coffee on the way to work this morning...

Someone slap me! I need to get back to NSDs asap!

debtfree_future

Hi everyone

I am reporting 6 NSD=7NSD/10NSD.
These were 4th, 5th, 9th, 10th, 11th and 16th June.

Also I've done a Balance Transfer of my credit cards and have got a 22 months 0% deal with RBS. This means that I should be debt free at the latest by April 2014, I aim to get there earlier by doing this challenge.

DFF

IF

Morning all :hello:


freeby, LMH and BDINI got my 12th NSD thank you all xxx:A:A:A

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!