Every Penny counts! Pun intended!

LunaLady

Good luck with your debt busting - you are in a similar position to me as my DFD is September 2013 but I am trying to get it down to Feb 2013 before my birthday.

LunaLady

I would also recommend the Payment a Day challenge - its helping me keep on the straight and narrow

pencakes26

Hovel_lady wrote: »

Just for you...

Now that is a good picture! Thanks Hovel lady! :D

pencakes26

LunaLady wrote: »

Good luck with your debt busting - you are in a similar position to me as my DFD is September 2013 but I am trying to get it down to Feb 2013 before my birthday.

I'd love to bring my DFD forward that much. Keep in touch LunaLady, would love to see how you get on

Will check out that Payment a Day challenge! x

pencakes26

Signed up to two challenges, a payment a day and £2 pot challenge, every little helps!

This week is my first proper budgeted week with meal plans and a online shop which will arrive tonight. Spent £50 including delivery and have stocked up on lots of goodies. It should in theory last us at least 2 weeks, hopefully I can stretch it further with leftovers and freezer bits. Between the two of us I reckon we spend closer to £300+ a month on food shopping which is pretty shocking seeing as there is just the two of us (well 1 and a half, I am only little ) so it would be really good to half that at least!

Wish the weather would get better, its true what they say about the weather affecting your mood. Thankfully we have hot chocolate in the cupboard at work to cheer me up Its tastes even better knowing its free!

pencakes26

Miserable Monday!

Work is better today, my boss is away :dance::dance: but most of the others are back, so its a lot more lively and I'm finding it harder to get lost in my own thoughts, which is definitely a good thing!

I've had a productive afternoon, I've got some work done and had a big look at my finances too, signing up for some challenges (the Crazy Clothes challenge will definitely be the toughest!) and looked at my budgeting.

Bought my lunch for the week today at a total cost of £11.27 which is brilliant compared to my previous daily spend of around £6 :eek:

I've worked out if I want to pay off ALL of my debts by the end of June 2013, I need to find an extra £3,850 on top of my basic monthly payments. £771 down, £3,079 to go! Its an extra £256 a month, which seems a lot, but I know I can do it if I put my mind to it.

pencakes x

badger_

Hovel_lady wrote: »

Just for you...

pencakes26

badger_ wrote: »

Badger, I have a life size cardboard cut out of him in my living room! The OH isn't best pleased, but if he insists on working long hours, I need something to keep me entertained

Hovel_lady

I think you need to rename this diary "The Jenson Button Fan Club"

With that in mind...:D

pencakes26

Oh jesus. He is just ridiculous.

I met him once. He kissed me on the cheek and I nearly died.