Car Write off value

cirian75

Just got the repair quote for my car that was reversed into in accident that was zero fault to me

its £2.7K

the car on glasses is worth £2500 to 2900 trade in price

A write off looks assured

However the cheapest same aged, similar mileage Pug 107 is 30 mile search on AutoTrader is £3750, at 60 miles its £3500

How do I deal with what suspect will be a cheeky low 1st offer?

fivetide

Do what you've done already. Get adverts for ones in the same spec/age/condition as evidence, make sure that you stress that's what it will cost for another and see where they go!

5t.

Sgt_Pepper_2

/\ what he said.

mikey72

cirian75 wrote: »

Just got the repair quote for my car that was reversed into in accident that was zero fault to me

its £2.7K

the car on glasses is worth £2500 to 2900 trade in price

A write off looks assured

However the cheapest same aged, similar mileage Pug 107 is 30 mile search on AutoTrader is £3750, at 60 miles its £3500

How do I deal with what suspect will be a cheeky low 1st offer?

Refuse it outright. You don't need to look at the trade in price, you should be looking at the dealer's selling price for a valuation. FOS have ruled on this before. http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html

cirian75

So its the local dealers (30 Miles) prices I should bash them over head with then.

vaio

Maybe, but also look at the Glasses, Parkers & CAPS retail prices which is what the FOS (see Mikey's link) will use to decide if you and your insurer can't agree. (assumes you are claiming on your own policy rather than direct from the at fault driver)

cirian75

parkers

Franchised Dealer £3,820

Independent Dealer £3,675

Private Good £3,310

Glasses

Retail price £4,150.00

Private £3,196.00

cheapest locals

http://www.autotrader.co.uk/search/used/cars/peugeot/107/postcode/wa58gt/radius/30/keywords/2007/sort/default/transmission/manual/maximum-mileage/up_to_60000_miles/quantity-of-doors/3

vaio

Are those figures adjusted for mileage etc?

If so you should be getting about £4k

cirian75

yes, my car is a 2007 107 Uban Lite with 55k

atrixblue.-MFR-.

if you hit them with retail prices like 4k they may well decide to make it feasable to repair the car for 2.5k.

this has happened to a relative parked car hit car was 4 years old worth abit, the insurers wanted to write it off and offered but was refused, retaile prices handed over to insurers they repaired it instead.

cirian75

I'd rather have it fixed

Ive just had it serviced, new front brakes, MOT'd and taxed it for the year.