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Saving £100k for mortgage, living a simple life
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Have fun moving eg!Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Well we are more than half way there!
We put our stuff into storage on Thursday and handed over the keys to our house on Friday. We then stayed at a neighbours over the weekend and I worked my last day Monday - very emotional but great.
We drove up to our new village on Monday straight after work, and we are now living out of boxes at parents in law until we can move in to our new house.
When it's all sorted we could be left with a new mortgage of 190,000 !!!
I am currently applying for lots of part time jobs ones that are coming up to their closing date. I will then slow down with that, perhaps try supply agencies. Oh is working hard trying to reorganise his business so that money is still coming in.
I am desperate to start paying off this mortgage!
Feeling a bit lost at sea at the moment!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
It will all come together and you can enjoy tackling the new mortgage. What is the house like?
SquirrelPaid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
Well I haven't actually seen it yet! I am keeping it as a surprise. For me its all about the location and the fact that OH can work from it. The location is fabulous - right by the beautiful coast line of western Scotland... I will tell you the rest on Wednesday when we hopefully move in!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
How are things going? Can't wait for an update. XMortgage Jan 13 99260.00 87253 April 2017
Emergency fund 700.000 -
I'm so pleased this has all come together like this for you! I keep thinking about you and your lads by the beach and it makes me smile! Soooooo inspirational!
Looking forward to following your new mfw journey tooUpdating soon...0 -
Thanks! Well i will start a New diary this week as i now have a massive mortgage to focus on, but just a quick update .... House is amazing, panoramic views, breathtaking scenery on our door step, welcome party was a family of seals plsying near the shore with snow on the Mountains behind - beautiful! House was chosen by oh and its great if a little Big (5 bed 4 Bath playroom office you name it!) But we wont need to move again. None of it needs redecorating and we got it quickly for a good price. Boysareso happy seeing family every day and ds1 loves New nursery. Anyway need to pay off the mortgage now!!
To do
Finish last unpacking
Plant apple trees
Increase income
-get tutoring set up
- apply to agencies
-work on oh business
Save money
- redue electricty usage
- collet rift Wood for fire
-work out how to hand deliver Xmas cards
- dig veg patch15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
I've just caught up, how exciting! I am looking forward to following your new diary too.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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Just a quickie re driftwood in fireplaces- it's a no- no as it gives off dangerous fumes(dioxin) :eek: and no good either in stoves as it corrodes it badly! Google it! And congrats on new home- sounds wonderful0
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God bless and keep you all in your new home.x0
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