📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Saving £100k for mortgage, living a simple life

11819202123

Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Have fun moving eg! :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    edited 13 November 2013 at 10:53PM
    Well we are more than half way there!

    We put our stuff into storage on Thursday and handed over the keys to our house on Friday. We then stayed at a neighbours over the weekend and I worked my last day Monday - very emotional but great.

    We drove up to our new village on Monday straight after work, and we are now living out of boxes at parents in law until we can move in to our new house.

    When it's all sorted we could be left with a new mortgage of 190,000 !!!

    I am currently applying for lots of part time jobs ones that are coming up to their closing date. I will then slow down with that, perhaps try supply agencies. Oh is working hard trying to reorganise his business so that money is still coming in.

    I am desperate to start paying off this mortgage!

    Feeling a bit lost at sea at the moment!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • It will all come together and you can enjoy tackling the new mortgage. What is the house like?

    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Well I haven't actually seen it yet! I am keeping it as a surprise. For me its all about the location and the fact that OH can work from it. The location is fabulous - right by the beautiful coast line of western Scotland... I will tell you the rest on Wednesday when we hopefully move in!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Muser1
    Muser1 Posts: 795 Forumite
    How are things going? Can't wait for an update. X
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • Courgette
    Courgette Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I'm so pleased this has all come together like this for you! I keep thinking about you and your lads by the beach and it makes me smile! Soooooo inspirational!

    Looking forward to following your new mfw journey too :)
    Updating soon...
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    edited 25 November 2013 at 10:57PM
    Thanks! Well i will start a New diary this week as i now have a massive mortgage to focus on, but just a quick update .... House is amazing, panoramic views, breathtaking scenery on our door step, welcome party was a family of seals plsying near the shore with snow on the Mountains behind - beautiful! House was chosen by oh and its great if a little Big (5 bed 4 Bath playroom office you name it!) But we wont need to move again. None of it needs redecorating and we got it quickly for a good price. Boysareso happy seeing family every day and ds1 loves New nursery. Anyway need to pay off the mortgage now!!


    To do

    Finish last unpacking
    Plant apple trees

    Increase income
    -get tutoring set up
    - apply to agencies
    -work on oh business

    Save money
    - redue electricty usage
    - collet rift Wood for fire

    -work out how to hand deliver Xmas cards
    - dig veg patch
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've just caught up, how exciting! I am looking forward to following your new diary too.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • biglass
    biglass Posts: 128 Forumite
    Just a quickie re driftwood in fireplaces- it's a no- no as it gives off dangerous fumes(dioxin) :eek: and no good either in stoves as it corrodes it badly! Google it! And congrats on new home- sounds wonderful :D
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    God bless and keep you all in your new home.x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.