Saving £100k for mortgage, living a simple life

SillySod

Berbastrike, maybe you should start your own thread, but my initial thought would be to give a "proper career" a go first.

You will earn more money which can be a handy boost, and it is much easier to go from a proper career to a casual part time job than the other way round. Professional careers have their benefits too (other than the money), so see how you like it before "downgrading" to the simple lifestyle.

Secret_Saving_Squirrel

Hello Earthgirl,

Only you can make the decision, but my sahm days were the best ever and you can't do them later. So I know what I would choose! And with two children to pay for child care you would be very little better off.

On a tangent, how did Berbastrike save £100k without having a proper career, if that is not too nosy? Seems strange.

Take care,

Squirrel

summerday

Sorry you've had a few hassles recently. Glad you're enjoying being a mummy of 2 though.

As squirrel says, only you can decide, but these early years are so precious while they really want to spend time with you, there will be no getting the time back when they are teenagers and too embarrassed to be seen with mum! So if you're enjoying being at home full time then just go for it... With the mortgage paid off and tens of thousands sitting in the bank you are in an extremely comfortable position to. Plus you have the option of carrying on doing a couple of hours tutoring a week even if you quit work which would bring in a bit for treats/ savings and keep the brain ticking over.

Have a happy and healthy 2013 x

Octobergirl

:wave:Hi earthgirl
Just caught up with your diary. Congratulations on baby E. I was an enforced SAHM as DD had medical needs, but now feel very lucky to be able to stay at home. Our budget is on a shoestring but i love the simple life and is worth it when I see how stressed my (much wealthier) family and friends are , when trying to struggle to get the balance right between work, childcare and being with their children. My sil spends £25k on childcare alone each year - more than we now bring home:eek:

earthgirl

Just a quick update:

SAHM might be on the cards, more research needed before I can confirm this though.

Tax return finally done, and they owed me £38 from last year, so I didn't have to pay that much.

My neighbour has also caused us some more distress - shouting at me about my son whilst he was there - saying he doesn't speak to her son, and he just looks at him (my son is two) and that this freaks her son out. She also said I need to amuse him more, which is just ridiculous - he goes to 3 play groups, a singing group at the library, swimming once a week and to Sunday school every week, as well as meeting up with 3 seperate friends and their children every week. In fact, I am thinking he does too much!! Its hard not to take things personally, and I hate the fact that she has started to be personal about my son when he is there, but I just have to "put my glass jar on", and ignore it I guess.

Still enjoying life despite these little dramas.

wantabetterlife

Sounds like your neighbour has a few issues, to say the least. I have no doubt you are a great mummy so yes put the glass jar on .

Secret_Saving_Squirrel

I think I would be inclined to ram the glass jar on her very very hard!

Tilly_MFW_in_6_YRS

Secret_Saving_Squirrel wrote: »

I think I would be inclined to ram the glass jar on her very very hard!

Perfect :rotfl:

Tilly_MFW_in_6_YRS

Hi, sorry to hear about mad neighbour. Hopefully GGs bell jar will help. It's a bit tricky when you are behaving rationally and someone else isn't.

Hope it calms down

Tilly x

Courgette

Earthy, please don't worry about your weight - you've just had a baby!

Neighbour sounds really difficult and not sure what to suggest really. I think if your ds1 is anything like my ds2 he probably won't notice anything that's being shouted so although it's understandably really upsetting for you it'll be water off a duck's back for him.

Exciting news re SAHM!