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Hypno's kick up the backside debt diary....

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  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Hiya Hypno
    Love the challenges and you've inspired me to think about some for myself. Hope you're not too tired when you get in from college tonight xx
    January budget
    Nothing left!
  • Hi Hypno. I am going to do much the same as you and confess all in my new year siggy. I was only interested in clearing the CC debt initially but I would like rid of it all now so will be joining you x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Helloooo!! Finally back!!

    Had a good day at the Uni - was very busy so it went quickly, which is good. Then off to college, which also went quickly tonight! So why do I feel as though the day has been sooooo long :confused:

    OH has very generously passed on his cold to me - my nose is running and my mouth feels "dry" so hoping I can get it out of the way pretty quickly.

    I am invigilating in the morning, for an extra session, so an early start, then work at home in the afternoon then clients in the evening.

    As for the weight - I am not really really really fat, but I am def curvy! I am happy being curvy really, but don't want to get any more so. As for the reason I am in need of losing the weight......well you all know my love of chocolate, so need I say more :o

    Going to have a little look round DFW then head off to bedfordshire, as Pania would say. Hope you are all having a good evening x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    Hi honey how you doing? Sometimes days do feel long, and bless OH for passing on his cold... a sign of true love...
    R U around for tea in the avo then? Lemme know!!!!
    In Bedfordshire already so way ahead of you!!! drinking tea then I have to get back out into the cold to do my pegs! bad bad planning!!!!!

    Big hugs hon. xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • evab_2
    evab_2 Posts: 2,336 Forumite
    hi guys, all this talk of Bedfordshire - my mum used to say it until I reminded her that we were already there! In Bedford! Hope your well Hypno, everytime I look at your diary your skiing fund has gone up.

    Hows the PGCE going, my second year isn't as interesting as the first one. Got to do a microteach in 2 weeks time! Still I'm in a nice group so it passes the time.

    Ev
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi P, Thurs would be better for coffee/tea if you are around, or Friday would be even better!?

    I am ok, going to stock up with cold remedy tomorrow and going to grab an early (ish) night tonight.

    What do you mean "do my pegs" - is that some sort of strange ritual??
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    hypno06 wrote: »
    "do my pegs"

    Clean me teeth hon, as in toothy pegs, quiet reversion to a 5 yr old there!:rotfl:
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi All, firstly sorry Evab - missed your post last night. College is going well, getting to know the group now so we are working better together than we were at the beginning when we were all newbies! I was observed at the weekend but still awaiting feedback.

    Right, today I am at the school, invigilating. OH is suffering from man flu so is home today. I will be home this afternoon doing some home based work then out to see clients this evening.

    I hope everyone has a good day!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi hypno! You put me to shame, you really do, with the constancy of what you do - I'm thinking of what I did yesterday :o . I was on here, and then spent almost the entire morning looking for a file containing my banking details - including leafing through my recycling piece by piece, urk :mad: ..... it put my schedule out a little bit!!! It was down the back of the desk well, that'll teach me not to overfill my desk drawers... I did do some good financial work, I had a single client, and got back into some surveys :money: . The bit I'm actually feeling guilty about now is watching two hours of science fiction tv.....:o I could be sneaky and say that I'm still ill - and I am - but I'd have done it anyway:eek: . Even if you weren't out working, you'd be playing through bingo or something.... I have to get my act together, I should have made space in the day to sort matched betting.... okay, one last push on getting well, then I'm into it... Thanks for the talking to, hypno:T , hope you have a good day!
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    but you *have* been ill KC, don't put yourself down!

    Right, got to go otherwise I will be late. Have a good day and good luck with the MB!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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