Mum threatening to make me bankrupt

walkers-crisps_are_evil

A sharp reply from your solicitor pointing out some obvious issues would put her straight I imagine. She is unlikely to have told her solicitor the full facts regarding the outstanding cash. No problem as yours can inform them!

silvercar

I wouldn't bother replying.

emweaver

Anubis wrote: »

Do you mean you were paying regular amounts into her bank account? Or do you mean you were making payments in a separate bank account of your own to save it up for your mum?

I think you are holding the aces as Dunroamin states. I am unsure how long ago she was caught for fraud but now the rules have changed and a third time means she won't get benefits for quite a while.

I would approach a solicitor as stated. Be aware you may be incriminating yourself too, regarding the fraud, but it sound as though you may have been under pressure so your solicitor would be the one to best advise you.

I was paying it into a savings account in my name . She was done for fraud about 18 months before she lent me the money when she had over £22k of savings which they took off her. Im not even sure how she managed to save up so much again in such a short time.


I wasn't aware of it as fraud at the time I was only 19 I just saw it as an answer to my prayers.

emweaver

nonnatus wrote: »

Your mother sounds like a revolting character who repeatedly tried to defraud the benefit system and thinks nothing of sending the solicitors in after her daughter.
But then again, you knew what you were doing when you "hid" the money for her so she could continue to fraudulently claim benefits.
You'll both probably get into trouble over this whole saga, but if I were you, I'd cut that woman out of my life for good. You are not benefitting at all from such a toxic relationship.

I wasn't aware it was fraud at the time I thought she was lending it me out of the kindness of my heart. My dad opened my eyes to what she was doing. Funnily enough the lump some I repaid her didn't make it into her bank account she paid for a breast enlargement and lent some to my brother.

She is toxic and I feel so much anger towards her after all I have been through and its not even been 2 months since the court case so it is all very raw still. She has never been there for me when I needed her. Im 6 months pregnant and really don't need all this stress.

For the past 2 years my kids have had nothing for birthday or xmas she told me to take it out of what I owed her and same for me and DH. She has ordered items out of my catalogue told me she would pay then decided to reduce it out of my balance leaving me with repayments of £150 a month I could not afford so got into arrears with them and is now denying all knowledge of this. Luckily the goods went to her house and she signed for them.

ILW

emweaver wrote: »

You haven't got the slightest clue so unless you can contribute anything worthwhile remember martins rule be nice to all moneysavers.

Nothing about being nice to admitted criminal fraudsters. Sorry.

emweaver

ILW wrote: »

Nothing about being nice to admitted criminal fraudsters. Sorry.

Lol yes I should be thrown in prison, Im sure if you were in a impossible situation and someone offered to lend you money when you were a teenager you would turn them down and consider such things as to how they obtained the money or why they were helping you out.

ILW

emweaver wrote: »

Lol yes I should be thrown in prison, Im sure if you were in a impossible situation and someone offered to lend you money when you were a teenager you would turn them down and consider such things as to how they obtained the money or why they were helping you out.

If I was in trouble and someone offered to help me out using what I knew was stolen or illegal goods, I would turn down their offer. Most people would I believe. (or hope)

emweaver

ILW wrote: »

If I was in trouble and someone offered to help me out using what I knew was stolen or illegal goods, I would turn down their offer. Most people would I believe. (or hope)

It wasn't stolen and I did not know illegal at that time! Ive already said this in another post!

ILW

emweaver wrote: »

It wasn't stolen and I did not know illegal at that time! Ive already said this in another post!

The extra benefits obtained thru this little scheme were stolen.

Several years ago my mum lent me a large lump sum of money , to hide it as she was on benefits and already got done twice for having savings whilst on benefits. We had an agreement to repay her monthly into my bank account and save it up again to hide it for her. 18 months ago I gave her a lump some ,for half of what I borrowed off h"

Are you sure you knew nothing?

debtinfo

ILW wrote: »

The extra benefits obtained thru this little scheme were stolen.

Several years ago my mum lent me a large lump sum of money , to hide it as she was on benefits and already got done twice for having savings whilst on benefits. We had an agreement to repay her monthly into my bank account and save it up again to hide it for her. 18 months ago I gave her a lump some ,for half of what I borrowed off h"

Are you sure you knew nothing?

As you quite well know because i do believe you can read. The part you have quoted is a statement of what the OP knows now to have happened, not what she knew at the time, she now knows the full story of why the mother was lending money to her.

to the OP, i believe that now you know the full facts you should report what has happened to the authorities, this may have some consequences for you but it is the correct thing now you know all the facts