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Return to Solvency

1969799101102275

Comments

  • missrlr
    missrlr Posts: 2,192 Forumite
    Welcome back Granny, and well done you for the bargain!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Welcome back Granny, lovely to see you.

    The holiday sounds as though it did you the world of good xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hello all,

    It really is difficult once you have disappeared for a while to get back into the swing of things. I've tried so hard to catch up on everyone's news but think I may just have to admit defeat and start again from today. Hopefully those of you who have had important things happen over the last month will be able to provide me with an update :)

    I cannot understand where November has gone to be honest and find it really hard to believe the wedding was now a month ago. Where has that time gone?

    Anyway, work has been work, nothing major or exciting happened. HE wasn't in today and has been rather quiet this week so hasn't really caused too much trouble. There are things that I need HIS input on but if HE can't be bothered then tbh neither can I. I've documented everything I've asked for HIS input on and if HE isn't responding then that is HIS lookout not mine. I'm just not going to let it distress me anymore.

    I'm a bit worried about money at the moment as we have a £1,500 bill to pay before the end of the year and I don't have any way of paying it. I'm trying to pluck up the courage to discuss it with OH but don't know if he is in a situation to pay it either. It's not a priority debt but needs paying and will cost us more if not paid on time. It is an our debt though and not just mine and therefore he needs to take responsibility and share the burden.

    I'm going to try for 15 NSD in Dec, especially as most of my Xmas shopping is done. I gave up on trying to count Novembers' but have probably managed more than I think.

    Anyway, I'm going off in search of a funny to post as they have long been missing from my posts. Hope you like it.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    63752_484164694937593_1586218886_n.jpg

    Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • I look forward to your funny, I'm in dire need of a laugh (though not too much coz it hurts - I've picked up an infection after the operation :().

    Definitely think you should talk to Grandpa about the bill if it's something you both have a share in. Even if he can't pay all of it, at least you will know how much more you will need to find Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Ah you posted the funny before I finished typing so now it looks like I didn't find it funny :rotfl:.

    Actually, I didn't find it funny, I found it enlightening! So that's why I'm fat :rotfl::rotfl: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • missrlr
    missrlr Posts: 2,192 Forumite
    Love the funny, share the bill. It's joint incurred joint pain
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Granny! Get back here now! Where have you slid off to?
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cooo-eee where are you?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Good morning my dears, oh dear I keep disappearing don't I. I just cannot seem to find enough hours in the day to do everything and end up thinking oh well I'll do it tomorrow, but actually tomorrow never comes. My little lap top is still in the room DD slept in, whereas it used to live in my bedroom and I therefore don't log on as often as I used to. My intention is there, just not the will. I'm still slogging away at my debt and NSD just trying not to think about money worries every day, as it is getting me down a bit. (6mth blip I think).

    I've so far managed 2 NSD's this month and as I said my target is 15+. I've done the majority of my Christmas shopping so should be able to manage that with no problems.

    Work is still a bit of a problem, HE is a pain in the proverbial butt and is now back to HIS awful self. Had a meeting with HIM yesterday and although HE didn't say anything bad to me I came out feeling really despondent. Looking forward to a couple of weeks off from HIM as HE is taking all of Christmas break off and I don't see HIM for 2 weeks now. HE's only at the end of a phone line though so still causes havoc.

    Going to see my mum this weekend, which will be nice if not slightly traumatic. Can't decide whether to go Friday/Sat or Sun. Staying until Tues morning. On that note I haven't actually checked with her so am hoping its ok as I have to work in her area on Tuesday morning but have to be back here on Wed so can't change my plans if its not suitable. Will ring her later to check.

    anyway, off to work for now. Perhaps I'll surprise you all and come back later

    Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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