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Return to Solvency
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Glad you are back Granny, weve all missed you.
Hope you had a fab time x0 -
Thanks all, spent the afternoon catching up on everyone's news and it has been a busy eventful and sometimes not nice week for some of you. Will be back tomorrow to post about hols but thought I'd post this for tonightTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Love it
. Welcome back Granny Xx
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Welcome back granny xElectric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100
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Hi granny just found your diary, going to subscribe to it seems a happy diary.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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Hi granny just found your diary, going to subscribe to it seems a happy diary.x
:hello: Amber, so nice of you to join my on this long and boring journey, I hope you find lots to make you laugh and smile in here.
xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Well we are now 3 months into my DF Journey and the life of my diary and I have to say I am definitely embracing the life of being frugal.
Never before have I gone away on holiday and spent so little but still managed to really enjoy myself. Lots of lovely walking and a couple of freebies bagged, I managed NSD on 6 out of the 9 days away. :j:T:j
We left on Thursday 2nd August and drove to Leamington Spa, stopping on the way for coffee and a snack. I'd taken a pasty with me from the fridge so decided to eat that and OH had a panini. OH filled the car up with petrol without prompting the day before.
Having checked into the hotel, we walked around the town and I went to N3als Yard Remedies shop armed with a voucher for a free cream. I picked up my cream, bagged a couple of extra samples and walked out of the store not having spent a penny.
We went for a drink after a walk around a very pretty town and then went for food in Cafe R0uge. I'd got T3sco vouchers in preparation for this in March so with OH paying for a bottle of wine no money left my purse. I even had a £10 left for future use as you couldn't pay for the drinks using the vouchers.
The meal was lovely and we had a nice stroll back to the hotel. After eating breakfast the following morning we left for the long journey to Haltwhistle. OH went to the petrol station without grumbles and refuelled the car. :j
The cottage was easy to find and really well furnished and organised. A bottle of wine and milk were waiting for us in the fridge and a box of chocolates and biscuits on the counter. What a nice thought. :T
We walked into the village for a wander around and stopped in the pub for a drink. On the way back to the cottage, with plans to go out for food in the evening we decided to opt for Chinese instead. It was too early to order then so OH went out later while I cooked the rice.We had a bottle of wine and settled down to watching the Olympics.
Saturday morning, OH birthday, started early and the sun was shining. OH left at 9.30 with arrangements for me to meet him at Vindolanda at 11ish. He rang me at 10:15 to say that he thought it would take him a bit longer as it was all uphill and therefore to meet him at 11:15. I left the cottage at 11 and sat in the car park reading my book whilst I waited for him. He arrived at 12:15, looking rather bedraggled and hot
We walked around the site and museum and then when it started to thunder decided to go for lunch. We had burgers and chips in the Twice Brewed 1nn and left in a down pour. All I can say is lucky we left when we did, it was chucking it down. The drive back was a bit hairy and a cottage behind us had water pouring out of its front door. :eek: Luckily ours was fine.
At 5pm, having snoozed comfortably in the chair we were startled out of our skins when a burly fire/flood officer burst through the front door asking where our flood was. At first I thought I was dreaming, as he was rather dreamy but having explained that we were fine he left
With the weather so bad and having had a rather large meal at lunch we decided to stay in and scrambled together a meal from our meagre supplies. We had plenty of booze and enough to eat, so settled down to an evening of Olympics on what turned into super Saturday.
Sunday we drove to Hexham after OH had gone for an exploratory walk. We had lunch in the pub and stayed in that evening when the weather turned bad again.
Monday we caught a train to Newcastle and walked around armed with vouchers for Sh1sedo and Eliz^beth Arden creams so we made our way to B00ts and D3benhams. The Sh1sedo rep was fantastic, carrying out a skin analysis test and giving me some extra samples. She confirmed I had the skin of someone 10 years younger than me :cool: The EA rep could have learnt some customer service from her and very reluctantly gave me the sample I was entitled to with my voucher. No consultation and absolutely no interest in even trying to persuade me to try any other creams.
We found a Str^da restaurant that would accept the T£sco voucher and had a very yummy low cost meal. I paid as I'd intended to take OH out for a meal for his birthday on Saturday but the weather had other ideas. We stopped off in the pub across the road from the train station and had lager and vodka shots
We had walked around all morning in vest tops with OH cursing me as he was laden down with coats and brollies; Ha, was he glad of this at 3pm when we tried to leave the pub to catch the train back. The weather had turned again and we had difficulty getting across the road. We called in the pubs in Haltwhistle on our walk back to the cottage and bought chips and had a light supper when we got back.
Tuesday we went to Walltown in the morning, stopped in a pub for a light lunch and drink on the way back and had food in the Bl^ck Bull that evening.
Wednesday brought glorious sunshine so we decided to drive to the coast. We ended up in Newbiggin and had fish and chips by the sea :yummy:
Thursday I drove OH to Steel Rigg and then drove to Housesteads to wait for him. He arrived, having enjoyed his walk and having had a quick walk around the area, I decided to drive to Bidsowald. This place was lovely and flat enough for me to walk a fair bit. We stopped in 2 Brewed on the way back for a drink and then went out for food at the Bl^ck Bull with my paying as I'd not spent much when I took him for food in Newcastle.
Friday we drove to Chester and stayed in a travel lodge for the night. Chester was so picturesque and we walked around the town walls and down by the river. In the evening we went for food in the T0by cavery.
Saturday morning saw the end of our hols and after breakfast in T0by we drove home. We called in T3sco on the way home and had chicken and chips for tea.
All in all it was a lovely week with hardly a cross word despite the often poor weather. A very relaxing but different week with walks, good food and bargains thrown in.
Targets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Granny
So glad you had a great holiday and really well done you on the NSD and very MSE you went through your week.:T:T:T:T:j:j:j:j:j
Enjoy your relax day and hope you have a great time with DGD tomorrow.
NRA xxxxNewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£477/£13780 -
Hiya Granny lovely to have you back. Your week away sounds great and so pleased it was sans crossness. I have a similar flow chart at work, which I periodically look over and chuckle at.
Doglet is grumbling at the pigeons today, he is disgusted they are sitting on HIS fence and is throwing himself at said fence to try and dislodge them - unsuccessfully as it happens.
Uber impressed with the MSE NSD and planning with vouchers for food - truly bitten by the MSE bug I would say!Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
Your hol sounds great, glad you enjoyed things in my neck of the woods despite the weather.
I shall forever more glare angrily at the EA reps in your honourXx
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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